{"id":97674,"date":"2020-05-12T13:22:10","date_gmt":"2020-05-12T09:22:10","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=97674","title":{"rendered":"Az\u0259rbaycanda daha iki bank\u0131n lisenziyas\u0131 l\u0259\u011fv edilib"},"content":{"rendered":"

Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) müv\u0259qq\u0259ti inzibatç\u0131 t\u0259yin etdiyi “AGBank” v\u0259 “NBC Bank” ASC-l\u0259rd\u0259 qanunvericilikl\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f t\u0259dbirl\u0259r h\u0259yata keçirilib, müvafiq qiym\u0259tl\u0259ndirm\u0259l\u0259r apar\u0131l\u0131b.<\/strong><\/p>\n

Bu bar\u0259d\u0259 AMB-nin aç\u0131qlamas\u0131nda bildirilir.<\/p>\n

M\u0259lumatda h\u0259mçinin deyilir ki, “NBC Bank”da apar\u0131lm\u0131\u015f qiym\u0259tl\u0259ndirm\u0259l\u0259r bir daha h\u0259min bank\u0131n maliyy\u0259 v\u0259ziyy\u0259tinin qeyri-q\u0259na\u0259tb\u0259x\u015f oldu\u011funu, kapital\u0131n\u0131 tam itirdiyini, likvidliyi il\u0259 ba\u011fl\u0131 ciddi probleml\u0259rinin oldu\u011funu t\u0259sdiq edib, \u0259man\u0259tl\u0259r üzr\u0259 öhd\u0259likl\u0259rini yerin\u0259 yetir\u0259 bilm\u0259diyi v\u0259 banka t\u0259tbiq edilmi\u015f t\u0259shih t\u0259dbirl\u0259rin\u0259 riay\u0259t edilm\u0259diyi m\u0259lum olub. Bank\u0131n riskli v\u0259 qeyri-prudensial kredit siyas\u0259ti n\u0259tic\u0259sind\u0259, \u0130poteka v\u0259 Kredit Z\u0259man\u0259ti Fondunun v\u0259saiti hesab\u0131na verilmi\u015f ipoteka kreditl\u0259ri istisna edilm\u0259kl\u0259, 30 aprel 2020-ci il tarixin\u0259 bank\u0131n kredit portfelinin 54%-i (73 milyon manat) qeyri-i\u015fl\u0259k statusdad\u0131r. M\u0259qs\u0259dli ehtiyatlarda apar\u0131lan korreksiyalardan sonra bank\u0131n m\u0259cmu kapital\u0131 m\u0259nfi 24 milyon manat t\u0259\u015fkil edib. Kapital mövqeyinin b\u0259rpas\u0131 üçün 74 milyon manat m\u0259bl\u0259\u011find\u0259 \u0259lav\u0259 kapital qoyulu\u015fu t\u0259l\u0259b olunurdu. Bundan \u0259lav\u0259, müv\u0259qq\u0259ti inzibatç\u0131 mü\u0259yy\u0259n edib ki, bank t\u0259qdim etdiyi prudensial v\u0259 statistik hesabatlar\u0131 davaml\u0131 olaraq t\u0259hrif edib.<\/p>\n

“AGBank”da da apar\u0131lm\u0131\u015f d\u0259qiql\u0259\u015fdirm\u0259l\u0259r h\u0259min bank\u0131n maliyy\u0259 v\u0259ziyy\u0259tinin qeyri-q\u0259na\u0259tb\u0259x\u015f oldu\u011funu, kapital mövqeyini tam itirdiyini, daha da pisl\u0259\u015fdiyini üz\u0259 ç\u0131xar\u0131b. 30 aprel 2020-ci il tarixin\u0259 bank\u0131n kredit portfelinin 51%-i qeyri-i\u015fl\u0259k statusundad\u0131r. M\u0259qs\u0259dli ehtiyatlarda apar\u0131lan korreksiyalardan sonra bank\u0131n m\u0259cmu kapital\u0131 m\u0259nfi 167 milyon manat t\u0259\u015fkil edib. Kapital mövqeyinin b\u0259rpas\u0131 üçün 212 milyon manat m\u0259bl\u0259\u011find\u0259 \u0259lav\u0259 kapital qoyulu\u015fu t\u0259l\u0259b olunurdu.<\/p>\n

Qeyd olunanlar\u0131 n\u0259z\u0259r\u0259 alaraq, kapitallar\u0131n\u0131 tam itirdikl\u0259rin\u0259, kreditorlar\u0131 qar\u015f\u0131s\u0131nda öhd\u0259likl\u0259rini yetir\u0259 bilm\u0259dikl\u0259rin\u0259, habel\u0259 cari f\u0259aliyy\u0259tini etibarl\u0131 v\u0259 prudensial qaydada h\u0259yata keçirm\u0259dikl\u0259rin\u0259 gör\u0259 AMB-nin \u0130dar\u0259 Hey\u0259ti “Banklar haqq\u0131nda” qanunun 16.1.6-c\u0131, 16.1.7-ci v\u0259 16.1.9-cu madd\u0259l\u0259rin\u0259 \u0259sas\u0259n “AGBank”\u0131n v\u0259 “Banklar haqq\u0131nda” qanunun 16.1.6-c\u0131, 16.1.7-ci, 16.1.8-ci, 16.1.9-cu v\u0259 16.1.16-c\u0131 madd\u0259l\u0259rin\u0259 \u0259sas\u0259n “NBCBank”\u0131n lisenziyalar\u0131 l\u0259\u011fv edib v\u0259 h\u0259r iki bank\u0131n müflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 müraci\u0259t olunub.<\/p>\n

Az\u0259rbaycan hökum\u0259ti v\u0259 AMB-nin atd\u0131\u011f\u0131 add\u0131mlar\u0131n \u0259sas h\u0259d\u0259fi bütövlükd\u0259 bank sisteminin sa\u011flamla\u015fd\u0131r\u0131lmas\u0131 v\u0259 \u0259halinin maraqlar\u0131n\u0131n, xüsusil\u0259 onlar\u0131n banklarda olan \u0259man\u0259tl\u0259rinin qorunmas\u0131 v\u0259 onlar\u0131n banklarda olan \u0259man\u0259tl\u0259rinin itirilm\u0259si t\u0259hlük\u0259sinin qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131 v\u0259 onlardan s\u0259rb\u0259st istifad\u0259 etm\u0259k imkanlar\u0131n\u0131n yarad\u0131lmas\u0131d\u0131r. Lisenziyas\u0131 geri al\u0131nm\u0131\u015f 4 bankda \u0259halinin qorunan \u0259man\u0259tl\u0259rinin ümumi m\u0259bl\u0259\u011fi 686 milyon manat t\u0259\u015fkil etm\u0259kl\u0259, ümumilikd\u0259 215 min \u0259man\u0259tçini \u0259hat\u0259 edir. Bu banklarda ümumi \u0259man\u0259t portfelinin 99%-d\u0259n çoxu qorunan \u0259man\u0259tl\u0259rdir v\u0259 onlar tam kompensasiya edilir.<\/p>\n

L\u0259\u011fvedici t\u0259r\u0259find\u0259n banklar\u0131n öhd\u0259likl\u0259rinin icras\u0131 ilk növb\u0259d\u0259 \u0259man\u0259tl\u0259rin qaytar\u0131lmas\u0131ndan ba\u015flayacaq. Aktivl\u0259rin realla\u015fd\u0131r\u0131lmas\u0131ndan v\u0259 \u0259mlak\u0131n sat\u0131\u015f\u0131ndan daxil olan v\u0259saitl\u0259r sözüged\u0259n banklar\u0131n dig\u0259r öhd\u0259likl\u0259rinin (biznes subyektl\u0259rinin, el\u0259c\u0259 d\u0259 \u0259man\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 sxemi il\u0259 \u0259hat\u0259 edilm\u0259mi\u015f fiziki \u015f\u0259xsl\u0259rin qar\u015f\u0131s\u0131nda olan öhd\u0259likl\u0259rinin) qanunvericilikl\u0259 mü\u0259yy\u0259n edilmi\u015f növb\u0259likl\u0259 icras\u0131na yön\u0259l\u0259c\u0259k.\/\/\/trend<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) müv\u0259qq\u0259ti inzibatç\u0131 t\u0259yin etdiyi “AGBank” v\u0259 “NBC Bank” ASC-l\u0259rd\u0259 qanunvericilikl\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f t\u0259dbirl\u0259r h\u0259yata keçirilib, müvafiq qiym\u0259tl\u0259ndirm\u0259l\u0259r apar\u0131l\u0131b. Bu bar\u0259d\u0259 AMB-nin aç\u0131qlamas\u0131nda bildirilir. M\u0259lumatda h\u0259mçinin deyilir…<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-97674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/97674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=97674"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/97674\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=97674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=97674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=97674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}