{"id":96999,"date":"2020-04-28T18:16:40","date_gmt":"2020-04-28T14:16:40","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=96999","title":{"rendered":"Az\u0259rbaycanda iki bank ba\u011fland\u0131 – R\u018fSM\u0130<\/b><\/font>"},"content":{"rendered":"

Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin 27 aprel 2020-ci il tarixli q\u0259rarlar\u0131 il\u0259 “Atabank” ASC, “AGBank” ASC, “NBCBank” ASC v\u0259 “Amrah Bank” ASC-y\u0259 müv\u0259qq\u0259ti inzibatç\u0131lar t\u0259yin olunub, ad\u0131ç\u0259kil\u0259n banklar\u0131n idar\u04d9 olunmas\u0131 üzr\u04d9 bütün s\u04d9lahiyy\u04d9tl\u04d9r, o cüml\u04d9d\u04d9n bank s\u04d9hmdarlar\u0131n\u0131n ümumi y\u0131\u011f\u0131nca\u011f\u0131n\u0131n s\u04d9lahiyy\u04d9tl\u04d9ri müv\u04d9qq\u04d9ti inzibatç\u0131ya keçib.<\/strong><\/p>\n

M\u0259rk\u0259zi Bankdan Trend-\u0259 veril\u0259n m\u0259lumata gör\u0259, M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin 28 aprel 2020-ci il tarixli q\u0259rar\u0131na \u0259sas\u0259n, h\u0259min banklardan ikisinin – “Atabank” ASC-nin v\u0259 “Amrah Bank” ASC-nin lisenziyalar\u0131 h\u0259min tarixd\u0259n etibar\u0259n l\u0259\u011fv edilib.<\/p>\n

Qeyd olunan banklar\u0131n maliyy\u0259 v\u0259ziyy\u0259tinin pisl\u0259\u015fm\u0259si çoxdan ba\u015flay\u0131b, xüsus\u0259n “Atabank” ASC uzun müdd\u0259tdir ki, \u0259halinin \u0259man\u0259tl\u0259rinin qaytar\u0131lmas\u0131 üzr\u0259 öhd\u0259likl\u0259rini icra ed\u0259 bilmirdi. Bel\u0259 ki, Az\u0259rbaycan Respublikas\u0131 Prezidentinin 2019-cu il 28 noyabr tarixli, 1616 nömr\u0259li S\u0259r\u0259ncam\u0131na \u0259sas\u0259n, Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 l\u0259\u011fv edildikd\u0259n v\u0259 qanunvericilikl\u0259 mü\u0259yy\u0259n edilmi\u015f aidiyy\u0259ti s\u0259lahiyy\u0259tl\u0259r t\u0259hvil al\u0131nd\u0131qdan sonra M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n h\u0259r iki bankda apar\u0131lan yoxlamalar n\u0259tic\u0259sind\u0259 m\u0259lum olub ki, onlar ciddi maliyy\u0259 itkil\u0259rin\u0259 yol verib, öz kapitallar\u0131n\u0131 tam itirib v\u0259 müflis v\u0259ziyy\u0259tin\u0259 dü\u015füb. Banklar\u0131n s\u0259hmdarlar\u0131 il\u0259 müzakir\u0259l\u0259rd\u0259 onlar yoxlamalar\u0131n n\u0259tic\u0259l\u0259ri bar\u0259d\u0259 m\u0259lumatland\u0131r\u0131l\u0131b v\u0259 onlara banklar\u0131 \u0259lav\u0259 kapitalla\u015fd\u0131rmaq t\u0259klif olunub, lakin onlar bu imkandan istifad\u0259 etm\u0259yibl\u0259r.<\/p>\n

Qeyd ed\u0259k ki, Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 ölk\u0259nin bank sisteminin bütövlükd\u0259 dayanq\u0131l\u0131 oldu\u011funu b\u0259yan etmi\u015f, lakin sistemd\u0259 “nöqt\u0259vi” probleml\u0259r oldu\u011funu d\u0259f\u0259l\u0259rl\u0259 bildirib. Qeyd olunan iki problemli bank\u0131n sektorun aktivl\u0259rind\u0259 xüsusi ç\u0259kisi 2,1%, kredit portfelind\u0259 is\u0259 3% t\u0259\u015fkil edir.<\/p>\n

Maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131 problemi olan kommersiya banklar\u0131 il\u0259 ba\u011fl\u0131 situasiyan\u0131n maliyy\u0259 sabitliyi xarakteri da\u015f\u0131mas\u0131, habel\u0259 aidiyy\u0259ti dövl\u0259t qurumlar\u0131 v\u0259 \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fondu il\u0259 koordinasiya edilmi\u015f qaydada h\u0259ll edilm\u0259si z\u0259rur\u0259ti n\u0259z\u0259r\u0259 al\u0131naraq, m\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 Maliyy\u0259 Sabitliyi \u015euras\u0131nda \u0259trafl\u0131 müzakir\u0259l\u0259r apar\u0131lm\u0131\u015f v\u0259 M\u0259rk\u0259zi Bank q\u0259bul etdiyi q\u0259rarlarda \u015euran\u0131n tövsiy\u0259l\u0259rini n\u0259z\u0259r\u0259 al\u0131b.<\/p>\n

Qeyd olunanlar\u0131 n\u0259z\u0259r\u0259 alaraq, m\u0259cmu kapital\u0131n\u0131n miqdar\u0131n\u0131n banklar üçün mü\u0259yy\u0259n edilmi\u015f minimum miqdardan az oldu\u011funa, habel\u0259 cari f\u0259aliyy\u0259tini etibarl\u0131 v\u0259 prudensial qaydada h\u0259yata keçirm\u0259diyin\u0259 gör\u0259 “Atabank” ASC-nin v\u0259 “Amrah Bank” ASC-nin lisenziyalar\u0131 M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259ti t\u0259r\u0259find\u0259n 28 aprel 2020-ci il tarixind\u0259n etibar\u0259n l\u0259\u011fv edilib v\u0259 h\u0259r iki bank\u0131n müflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 müraci\u0259t olunub.<\/p>\n

Bildiririk ki, “Atabank” ASC v\u0259 “Amrah Bank” ASC \u018fman\u0259tl\u0259rin Si\u011fortalanmas\u0131 Fonduna üzv banklard\u0131r v\u0259 \u0259halinin bu banklarda qorunan \u0259man\u0259tl\u0259ri heç bir dövl\u0259t v\u0259saiti c\u0259lb etm\u0259d\u0259n Fond t\u0259r\u0259find\u0259n tam öd\u0259nil\u0259c\u0259kdir. Fondun v\u0259saiti çatmasa mövcud qanunvericiliy\u0259 uy\u011fun olaraq çat\u0131\u015fmayan m\u0259bl\u0259\u011f üzr\u0259 M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n kredit ayr\u0131lacaq. Bu kredit Fond t\u0259r\u0259find\u0259n ba\u011flanm\u0131\u015f banklar\u0131n aktivl\u0259rinin realla\u015fd\u0131r\u0131lmas\u0131ndan daxil olan v\u0259sait v\u0259 f\u0259aliyy\u0259td\u0259 olan banklar\u0131n öd\u0259dikl\u0259ri t\u0259qvim haqq\u0131 hesab\u0131na öd\u0259nil\u0259c\u0259kdir. \u018fman\u0259tl\u0259rin öd\u0259nilm\u0259si mövcud prosedurlara uy\u011fun \u015f\u0259ffaf \u015f\u0259kild\u0259 t\u0259\u015fkil olunacaq v\u0259 \u0259man\u0259tçil\u0259r dövri olaraq m\u0259lumatland\u0131r\u0131lacaqlar.<\/p>\n

“Atabank” ASC-nin v\u0259 “Amrah Bank” ASC-nin dig\u0259r öhd\u0259likl\u0259ri m\u0259hk\u0259m\u0259 t\u0259r\u0259find\u0259n t\u0259yin olunacaq l\u0259\u011fvedici t\u0259r\u0259find\u0259n qanunvericiliy\u0259 müvafiq qaydada t\u0259nziml\u0259n\u0259c\u0259kdir.
\nMüv\u0259qq\u0259ti inzibatç\u0131 t\u0259yin edilmi\u015f dig\u0259r iki bank – “AGBank” ASC-d\u0259 v\u0259 “NBCBank” ASC-d\u0259 qanunvericilikl\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f t\u0259dbirl\u0259rin h\u0259yata keçirilm\u0259si davam etdirilir.<\/p>\n

M\u0259rk\u0259zi Bank bildirir ki, bank sisteminin sa\u011flamla\u015fd\u0131r\u0131lmas\u0131, problemli banklar\u0131n sistemd\u0259n uzaqla\u015fd\u0131r\u0131lmas\u0131 n\u0259tic\u0259sind\u0259 \u0259halinin öz \u0259man\u0259tl\u0259rind\u0259n istifad\u0259 hüquqlar\u0131n\u0131n b\u0259rpa edilm\u0259si at\u0131lan dig\u0259r add\u0131mlarla birg\u0259 bank sektoruna inam\u0131n daha da art\u0131r\u0131lmas\u0131na \u015f\u0259rait yaradacaqd\u0131r.<\/p>\n

Qeyd olunan prosesl\u0259ri qanunla mü\u0259yy\u0259n edilmi\u015f prosedurlar v\u0259 müdd\u0259tl\u0259rd\u0259 icra etm\u0259k üçün Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 xüsusi t\u0259dbirl\u0259r plan\u0131 haz\u0131rlam\u0131\u015fd\u0131r v\u0259 bu plan\u0131n icras\u0131 bar\u0259d\u0259 \u0259man\u0259tçil\u0259r, ictimaiyy\u0259t müt\u0259madi m\u0259lumatland\u0131r\u0131lacaqd\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"

Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin 27 aprel 2020-ci il tarixli q\u0259rarlar\u0131 il\u0259 “Atabank” ASC, “AGBank” ASC, “NBCBank” ASC v\u0259 “Amrah Bank” ASC-y\u0259 müv\u0259qq\u0259ti inzibatç\u0131lar t\u0259yin olunub, ad\u0131ç\u0259kil\u0259n banklar\u0131n idar\u04d9…<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-96999","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/96999","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=96999"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/96999\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=96999"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=96999"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=96999"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}