{"id":85426,"date":"2019-09-26T17:12:07","date_gmt":"2019-09-26T13:12:07","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=85426","title":{"rendered":"Kredit g\u00f6t\u00fcrm\u0259k ist\u0259y\u0259nl\u0259rin diqq\u0259tin\u0259 &#8211;<font color=red><b> Qiym\u0259tl\u0259ndirm\u0259 sad\u0259l\u0259\u015f\u0259c\u0259k<\/b><\/font>"},"content":{"rendered":"<p><strong>&ldquo;Az\u0259rbaycan Kredit B&uuml;rosu&rdquo; MMC (AKB) yeni skorinq xidm\u0259tinin t\u0259tbiqi il\u0259 ba\u011fl\u0131 layih\u0259 h\u0259yata ke&ccedil;irir.<\/strong><\/p>\n<p>Bu bar\u0259d\u0259 \u015firk\u0259tin a&ccedil;\u0131qlamas\u0131nda bildirilib.<br \/>\nBu m\u0259qs\u0259dl\u0259 avqustun 1-d\u0259 T&uuml;rkiy\u0259nin &ldquo;Kredi Kay\u0131t B&uuml;rosu&rdquo; (KKB) il\u0259 \u0259m\u0259kda\u015fl\u0131\u011fa dair m&uuml;qavil\u0259 imzalan\u0131b. Sentyabrdan is\u0259 birg\u0259 i\u015fl\u0259r\u0259 ba\u015flan\u0131l\u0131b.<br \/>\nSkorinq xidm\u0259ti 2020-ci ilin aprel ay\u0131ndan f\u0259aliyy\u0259t&nbsp;g&ouml;st\u0259r\u0259c\u0259k.<\/p>\n<p>Bu xidm\u0259t kredit tarix&ccedil;\u0259si subyektl\u0259ri haqq\u0131nda toplanm\u0131\u015f m\u0259lumatlar\u0131n t\u0259hlilin\u0259 \u0259sas\u0259n borcalan\u0131n davran\u0131\u015flar\u0131n\u0131&nbsp;&ouml;yr\u0259nir. \u018fld\u0259 edil\u0259n n\u0259tic\u0259l\u0259r \u0259sas\u0131nda f\u0259rdi reytinql\u0259rin haz\u0131rlanmas\u0131n\u0131 v\u0259 t\u0259tbiqini n\u0259z\u0259rd\u0259 tutur.<\/p>\n<p>Layih\u0259 kredit t\u0259\u015fkilatlar\u0131nda qiym\u0259tl\u0259ndirm\u0259 prosedurlar\u0131n\u0131n sad\u0259l\u0259\u015fdirilm\u0259si, \u0259m\u0259liyyat x\u0259rcl\u0259rin\u0259 q\u0259na\u0259t edilm\u0259si, kredit riskl\u0259rinin azald\u0131lmas\u0131, habel\u0259 borcalanlar\u0131n maliyy\u0259 intizam\u0131n\u0131n m&ouml;hk\u0259ml\u0259ndirilm\u0259sin\u0259 xidm\u0259t ed\u0259c\u0259k.<br \/>\nBu xidm\u0259td\u0259n AKB-y\u0259 &uuml;zv t\u0259\u015fkilatlarla yana\u015f\u0131, kredit tarix&ccedil;\u0259si subyektl\u0259ri d\u0259 istifad\u0259 ed\u0259 bil\u0259c\u0259kl\u0259r.<\/p>\n<p>Xat\u0131rladaq ki, AKB &ouml;t\u0259n il yanvar\u0131n 15-d\u0259 yarad\u0131l\u0131b. Onun nizamnam\u0259 kapital\u0131 2 milyon manatd\u0131r. B&uuml;ronun s\u0259hmdarlar\u0131 h\u0259r biri 12,5% payla s\u0259kkiz bank &#8211; &ldquo;Az\u0259rbaycan Beyn\u0259lxalq Bank\u0131, &ldquo;Bank Respublika&rdquo;, &ldquo;Xalq Bank&rdquo;, &ldquo;Kapital Bank&rdquo;, &ldquo;PA\u015eA Bank&rdquo;, &ldquo;Rabit\u0259bank&rdquo;, &ldquo;Unibank&rdquo; v\u0259 &ldquo;Ziraat Bank (Azerbaijan)&rdquo; ASC-l\u0259rdir.<br \/>\nKKB-ni is\u0259 T&uuml;rkiy\u0259nin doqquz&nbsp;apar\u0131c\u0131 bank\u0131 1995-ci ild\u0259 t\u0259sis edib. T&uuml;rkiy\u0259 bazar\u0131nda u\u011furla istifad\u0259 edil\u0259n skorinq modell\u0259rini bu qurumun komandas\u0131 haz\u0131rlay\u0131r.\/oxu.az<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&ldquo;Az\u0259rbaycan Kredit B&uuml;rosu&rdquo; MMC (AKB) yeni skorinq xidm\u0259tinin t\u0259tbiqi il\u0259 ba\u011fl\u0131 layih\u0259 h\u0259yata ke&ccedil;irir. Bu bar\u0259d\u0259 \u015firk\u0259tin a&ccedil;\u0131qlamas\u0131nda bildirilib. Bu m\u0259qs\u0259dl\u0259 avqustun 1-d\u0259 T&uuml;rkiy\u0259nin &ldquo;Kredi Kay\u0131t B&uuml;rosu&rdquo; (KKB) il\u0259 \u0259m\u0259kda\u015fl\u0131\u011fa&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-85426","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/85426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=85426"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/85426\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=85426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=85426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=85426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}