{"id":79416,"date":"2019-05-07T08:06:48","date_gmt":"2019-05-07T04:06:48","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=79416","title":{"rendered":"Yeni t\u0259l\u0259b\u0259 krediti sistemi n\u00f6vb\u0259ti t\u0259dris ilind\u0259 t\u0259tbiq olunacaq"},"content":{"rendered":"<p><strong>Az\u0259rbaycanda t\u0259tbiq olunacaq yeni t\u0259l\u0259b\u0259 kredit sistemi il\u0259 ba\u011fl\u0131 haz\u0131rda son m&uuml;zakir\u0259l\u0259r apar\u0131l\u0131r.<\/strong><\/p>\n<p>Bunu T\u0259hsil nazirinin m&uuml;avini \u0130dris \u0130sayev deyib. Onun s&ouml;zl\u0259rin\u0259 g&ouml;r\u0259, kreditl\u0259 ba\u011fl\u0131 yeni sistem n&ouml;vb\u0259ti t\u0259dris ili &uuml;&ccedil;&uuml;n t\u0259tbiq olunacaq:<\/p>\n<p>&quot;Haz\u0131rda t\u0259l\u0259b\u0259 kreditl\u0259ri il\u0259 ba\u011fl\u0131 son m&uuml;zakir\u0259l\u0259r gedir. Bu da n&ouml;vb\u0259ti t\u0259dris ilind\u0259 t\u0259l\u0259b\u0259l\u0259r &uuml;&ccedil;&uuml;n t\u0259hsil haqq\u0131n\u0131n kredit formas\u0131nda verilm\u0259si imkan\u0131 yaradacaq&quot;.<\/p>\n<p>Xat\u0131rladaq ki, Maliyy\u0259 naziri Samir \u015e\u0259rifov 2019-cu ilin d&ouml;vl\u0259t b&uuml;dc\u0259sinin layih\u0259si m&uuml;zakir\u0259 edil\u0259rk\u0259n t\u0259hsil kreditl\u0259rinin qaytar\u0131l\u0131b-qaytar\u0131lmayaca\u011f\u0131 il\u0259 ba\u011fl\u0131 problemin oldu\u011funu a&ccedil;\u0131qlam\u0131\u015fd\u0131: &quot;T\u0259hsil krediti alanlar\u0131n onu qaytaraca\u011f\u0131 b&ouml;y&uuml;k suald\u0131r. Bizim bank t\u0259\u015fkilatlar\u0131m\u0131z bu riski &ouml;z &uuml;z\u0259rl\u0259rin\u0259 g&ouml;t&uuml;rm\u0259k ist\u0259mirl\u0259r.<\/p>\n<p>D&ouml;vl\u0259t buna m&uuml;daxil\u0259 ets\u0259, indid\u0259n etiraf ed\u0259k ki, bu kreditl\u0259r qaytar\u0131lmayacaq. Xaricd\u0259 bu m\u0259s\u0259l\u0259 bel\u0259 qurulub &#8211; kredit verilir, amma h\u0259min o m\u0259zunlar i\u015f\u0259 q\u0259bul olunduqdan sonra i\u015f\u0259g&ouml;t&uuml;r\u0259nl\u0259r banklarla m&uuml;qavil\u0259 ba\u011flay\u0131r v\u0259 kreditl\u0259r geri qaytar\u0131l\u0131r. Haz\u0131rda bununla ba\u011fl\u0131 bir mexanizm tapa bilm\u0259mi\u015fik. M&uuml;\u0259yy\u0259n c\u0259hdl\u0259r var. Lakin bunlar, dem\u0259zdim ki, problemi k&uuml;tl\u0259vi \u015f\u0259kild\u0259 h\u0259ll ed\u0259c\u0259k&quot;.<\/p>\n<p>T\u0259hsil naziri Ceyhun Bayramovun tap\u015f\u0131r\u0131\u011f\u0131na \u0259sas\u0259n, &quot;Maarif&ccedil;i&quot; T\u0259l\u0259b\u0259 Kredit Fondu kredit borclar\u0131n\u0131n qaytar\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 beyn\u0259lxalq t\u0259cr&uuml;b\u0259d\u0259 olan alternativ mexanizml\u0259r &uuml;z\u0259rind\u0259 i\u015fl\u0259yir.<\/p>\n<p>2015-ci ild\u0259n Az\u0259rbaycanda &quot;Maarif&ccedil;i&quot; T\u0259l\u0259b\u0259 Kredit Fondunun yarad\u0131ld\u0131\u011f\u0131n\u0131 dey\u0259n C.Bayramov haz\u0131rda fondun bir nec\u0259 ali m\u0259kt\u0259bin t\u0259sis&ccedil;iliyi il\u0259 f\u0259aliyy\u0259t g&ouml;st\u0259rdiyini s&ouml;yl\u0259yib.<\/p>\n<p>Lakin nazir hesab edir ki, yaln\u0131z ali m\u0259kt\u0259bl\u0259rin daxili potensiallar\u0131 hesab\u0131na b&uuml;t&uuml;n &ouml;lk\u0259d\u0259 bu ehtiyac\u0131 &ouml;d\u0259m\u0259k m&uuml;mk&uuml;n deyil: &quot;T\u0259l\u0259b\u0259l\u0259r &uuml;&ccedil;&uuml;n uzunm&uuml;dd\u0259tli kredit sistemi qurulmal\u0131d\u0131r v\u0259 bunun &uuml;&ccedil;&uuml;n h\u0259rt\u0259r\u0259fli i\u015fl\u0259nmi\u015f qanunvericilik bazas\u0131 haz\u0131rlanmal\u0131d\u0131r&quot;.\/trend<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycanda t\u0259tbiq olunacaq yeni t\u0259l\u0259b\u0259 kredit sistemi il\u0259 ba\u011fl\u0131 haz\u0131rda son m&uuml;zakir\u0259l\u0259r apar\u0131l\u0131r. Bunu T\u0259hsil nazirinin m&uuml;avini \u0130dris \u0130sayev deyib. Onun s&ouml;zl\u0259rin\u0259 g&ouml;r\u0259, kreditl\u0259 ba\u011fl\u0131 yeni sistem n&ouml;vb\u0259ti t\u0259dris ili&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-79416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/79416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=79416"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/79416\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=79416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=79416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=79416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}