{"id":75905,"date":"2019-02-28T13:14:36","date_gmt":"2019-02-28T09:14:36","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=75905","title":{"rendered":"<font color=red><b>Prezident \u0130lham \u018fliyev problemli kreditl\u0259rl\u0259 ba\u011fl\u0131 f\u0259rman imzalay\u0131b<\/b><\/font>"},"content":{"rendered":"<p><strong>Prezident \u0130lham \u018fliyev Az\u0259rbaycanda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda f\u0259rman imzalay\u0131b.<\/strong><\/p>\n<p>Az\u0259rbaycan Respublikas\u0131nda \u0259halinin rifah\u0131n\u0131 y&uuml;ks\u0259ltm\u0259k, sosial m&uuml;dafi\u0259sini v\u0259 layiqli h\u0259yat s\u0259viyy\u0259sini t\u0259min etm\u0259k d&ouml;vl\u0259tin sosial-iqtisadi inki\u015faf konsepsiyas\u0131n\u0131n prioritetl\u0259rind\u0259ndir. Bu istiqam\u0259td\u0259 h\u0259yata ke&ccedil;iril\u0259n t\u0259dbirl\u0259r, realla\u015fd\u0131r\u0131lan iqtisadi v\u0259 institusional islahatlar v\u0259t\u0259nda\u015flar\u0131n ya\u015fay\u0131\u015f s\u0259viyy\u0259sinin yax\u015f\u0131la\u015fmas\u0131nda, yeni i\u015f yerl\u0259rinin a&ccedil;\u0131lmas\u0131 say\u0259sind\u0259 \u0259halinin m\u0259\u015f\u011fullu\u011funun v\u0259 g\u0259lirl\u0259rinin artmas\u0131nda, yoxsulluq s\u0259viyy\u0259sinin daha da azalmas\u0131nda &ouml;z m&uuml;sb\u0259t n\u0259tic\u0259l\u0259rini g&ouml;st\u0259rm\u0259kd\u0259dir.<\/p>\n<p>Lakin qlobal iqtisadi v\u0259 maliyy\u0259 b&ouml;hran\u0131n\u0131n &ouml;lk\u0259 iqtisadiyyat\u0131na t\u0259sirl\u0259ri \u0259halinin m&uuml;\u0259yy\u0259n qrupunun &ouml;d\u0259m\u0259 qabiliyy\u0259tinin z\u0259ifl\u0259m\u0259sin\u0259, bunun da n\u0259tic\u0259sind\u0259, kredit t\u0259\u015fkilatlar\u0131ndan xarici valyutada borc alm\u0131\u015f v\u0259t\u0259nda\u015flar\u0131n bank sistemi qar\u015f\u0131s\u0131nda vaxt\u0131 ke&ccedil;mi\u015f kreditl\u0259r &uuml;zr\u0259 &ouml;hd\u0259likl\u0259rinin artmas\u0131na v\u0259 bu &ouml;hd\u0259likl\u0259rin yerin\u0259 yetirilm\u0259si il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259l\u0259r\u0259 m\u0259hk\u0259m\u0259 m&uuml;st\u0259visind\u0259 bax\u0131lma hallar\u0131n\u0131n &ccedil;oxalmas\u0131na r\u0259vac vermi\u015fdir.<\/p>\n<p>Son d&ouml;vrd\u0259 respublikada makroiqtisadi sabitliyin t\u0259min olunmas\u0131, iqtisadi inki\u015faf templ\u0259rinin b\u0259rpa edil\u0259r\u0259k artmas\u0131 v\u0259 maliyy\u0259 imkanlar\u0131n\u0131n geni\u015fl\u0259nm\u0259si dig\u0259r sah\u0259l\u0259r kimi, \u0259halinin xarici valyutada olan &ouml;d\u0259m\u0259 vaxt\u0131 ke&ccedil;mi\u015f kredit borclar\u0131n\u0131n &ouml;d\u0259nilm\u0259sin\u0259 d\u0259 d&ouml;vl\u0259t d\u0259st\u0259yi g&ouml;st\u0259rilm\u0259si &uuml;&ccedil;&uuml;n \u015f\u0259rait yaratm\u0131\u015fd\u0131r.<\/p>\n<p>Az\u0259rbaycan Respublikas\u0131 Konstitusiyas\u0131n\u0131n 109-cu madd\u0259sinin 32-ci b\u0259ndini r\u0259hb\u0259r tutaraq, d&uuml;nya bazar\u0131nda neftin qiym\u0259tinin 3-4 d\u0259f\u0259 azalmas\u0131 il\u0259 ba\u011fl\u0131 ba\u015f vermi\u015f devalvasiya n\u0259tic\u0259sind\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada olan kreditl\u0259ri &uuml;zr\u0259 onlar\u0131n &uuml;zl\u0259\u015fdiyi maliyy\u0259 itkisini qar\u015f\u0131lamaq, o c&uuml;ml\u0259d\u0259n problemli kreditl\u0259r m\u0259s\u0259l\u0259sinin h\u0259llin\u0259 d&ouml;vl\u0259t d\u0259st\u0259yini t\u0259min etm\u0259k m\u0259qs\u0259dil\u0259 q\u0259rara al\u0131ram:<\/p>\n<p>1. A\u015fa\u011f\u0131da qeyd olunan tarixl\u0259r\u0259 fiziki \u015f\u0259xsl\u0259rin banklara 10 000 (on min) AB\u015e dollar\u0131nad\u0259k xarici valyutada olan \u0259sas kredit borclar\u0131n\u0131n devalvasiya il\u0259 ba\u011fl\u0131 manatla artm\u0131\u015f hiss\u0259si a\u015fa\u011f\u0131dak\u0131 qaydada qiym\u0259tl\u0259ndirilm\u0259kl\u0259, bu F\u0259rman q&uuml;vv\u0259y\u0259 mindiyi g&uuml;n\u0259 Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n elan etdiyi m\u0259z\u0259nn\u0259y\u0259 uy\u011fun olaraq, d&ouml;vl\u0259t b&uuml;dc\u0259sinin v\u0259saiti hesab\u0131na &uuml;&ccedil; aydan gec olmayaraq manatla &ouml;d\u0259nilsin:<\/p>\n<p>1.1. 2015-ci il fevral\u0131n 21-n\u0259 xarici valyutada m&ouml;vcud olan \u0259sas kredit borcuna m&uuml;nasib\u0259td\u0259 &ndash; 1 AB\u015e dollar\u0131na 0,25 manat (0,15 AB\u015e dollar\u0131) kimi;<\/p>\n<p>1.2. 2015-ci il fevral\u0131n 22-d\u0259n h\u0259min il dekabr\u0131n 21-d\u0259k ba\u011flanm\u0131\u015f kredit m&uuml;qavil\u0259l\u0259ri &uuml;zr\u0259 xarici valyutada \u0259sas kredit borcuna m&uuml;nasib\u0259td\u0259 &ndash; 1 AB\u015e dollar\u0131na 0,6 manat (0,35 AB\u015e dollar\u0131) kimi;<\/p>\n<p>1.3. 2015-ci il fevral\u0131n 21-n\u0259 v\u0259 dekabr\u0131n 21-n\u0259 m&ouml;vcud olmu\u015f xarici valyutada \u0259sas kredit borclar\u0131na m&uuml;nasib\u0259td\u0259 &ndash; bu F\u0259rman\u0131n 1.1-ci v\u0259 1.2-ci b\u0259ndl\u0259rind\u0259 qeyd olunan h\u0259r iki qaydada n\u0259z\u0259rd\u0259 tutuldu\u011fu kimi.<\/p>\n<p>2. Bu F\u0259rman\u0131n 1-ci hiss\u0259sin\u0259 \u0259sas\u0259n edil\u0259n &ouml;d\u0259ni\u015f ilk n&ouml;vb\u0259d\u0259 fiziki \u015f\u0259xsl\u0259rin banklar v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklar qar\u015f\u0131s\u0131nda &ouml;d\u0259ni\u015f m&uuml;dd\u0259ti ke&ccedil;mi\u015f \u0259sas kredit borclar\u0131n\u0131n &ouml;d\u0259nilm\u0259sin\u0259 y&ouml;n\u0259ldilsin, qalan m\u0259bl\u0259\u011f is\u0259 h\u0259min fiziki \u015f\u0259xsl\u0259rin s\u0259r\u0259ncam\u0131na verilsin.<\/p>\n<p>3. Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131:<\/p>\n<p>3.1. Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131 il\u0259 birlikd\u0259 bu F\u0259rman\u0131n 1-ci hiss\u0259sind\u0259 g&ouml;st\u0259ril\u0259n t\u0259l\u0259bl\u0259r n\u0259z\u0259r\u0259 al\u0131nmaqla, fiziki \u015f\u0259xsl\u0259rin xarici valyutada olan kreditl\u0259rinin \u0259sas m\u0259bl\u0259\u011finin devalvasiya n\u0259tic\u0259sind\u0259 manatla artm\u0131\u015f hiss\u0259sinin &ouml;d\u0259nilm\u0259si mexanizmini (qaydas\u0131n\u0131), habel\u0259 h\u0259min m\u0259bl\u0259\u011f\u0259 hesablanm\u0131\u015f faiz v\u0259 d\u0259bb\u0259 pulu (c\u0259rim\u0259, penya) &uuml;zr\u0259 t\u0259tbiq edil\u0259c\u0259k g&uuml;z\u0259\u015ftl\u0259ri m&uuml;\u0259yy\u0259n ed\u0259r\u0259k, Az\u0259rbaycan Respublikas\u0131n\u0131n Prezidenti il\u0259 raz\u0131la\u015fd\u0131rmaqla on be\u015f g&uuml;n m&uuml;dd\u0259tind\u0259 t\u0259sdiq etsin;<\/p>\n<p>3.2. bu F\u0259rman\u0131n 1-ci hiss\u0259sin\u0259 \u0259sas\u0259n edil\u0259c\u0259k &ouml;d\u0259ni\u015fin &uuml;mumi m\u0259bl\u0259\u011fini, &ouml;d\u0259ni\u015f edil\u0259c\u0259k fiziki \u015f\u0259xsl\u0259rin siyah\u0131s\u0131n\u0131 v\u0259 h\u0259r bir fiziki \u015f\u0259xs\u0259 &ouml;d\u0259nil\u0259c\u0259k v\u0259saitin m\u0259bl\u0259\u011fini q\u0131rx be\u015f g&uuml;n m&uuml;dd\u0259tind\u0259 m&uuml;\u0259yy\u0259n etsin v\u0259 bu bar\u0259d\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Nazirliyin\u0259 v\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na m\u0259lumat versin.<\/p>\n<p>4. M&uuml;\u0259yy\u0259n edilsin ki, bu F\u0259rman\u0131n 1-ci hiss\u0259sin\u0259 \u0259sas\u0259n bir fiziki \u015f\u0259xs\u0259 &ouml;d\u0259nil\u0259c\u0259k v\u0259saitin &uuml;mumi m\u0259bl\u0259\u011fi 5 000 (be\u015f min) AB\u015e dollar\u0131n\u0131n manat ekvivalentind\u0259n &ccedil;ox olmamal\u0131d\u0131r.<\/p>\n<p>5. Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na t&ouml;vsiy\u0259 edilsin ki:<\/p>\n<p>5.1. bu F\u0259rman q&uuml;vv\u0259y\u0259 mindiyi tarix\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada \u0259sas m\u0259bl\u0259\u011fi 10 000 (on min) AB\u015e dollar\u0131nad\u0259k, milli valyutada is\u0259 17 000 (on yeddi min) manatad\u0259k olan kreditl\u0259r &uuml;zr\u0259 vaxt\u0131 ke&ccedil;mi\u015f kredit borclar\u0131n\u0131n restrukturizasiyas\u0131 m\u0259qs\u0259dil\u0259, Az\u0259rbaycan Respublikas\u0131 Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n m&uuml;raci\u0259ti \u0259sas\u0131nda, banklara 682 000 000,0 (alt\u0131 y&uuml;z s\u0259ks\u0259n iki milyon) manat m\u0259bl\u0259\u011fin\u0259d\u0259k d&ouml;vl\u0259t z\u0259man\u0259ti il\u0259 t\u0259min edilmi\u015f g&uuml;z\u0259\u015ftli kredit verilm\u0259sini t\u0259min etsin;<\/p>\n<p>5.2. bu F\u0259rman\u0131n 5.1-ci b\u0259ndind\u0259 n\u0259z\u0259rd\u0259 tutulan t\u0259dbirl\u0259r n\u0259tic\u0259sind\u0259 banklar\u0131n valyuta m&ouml;vqeyinin pisl\u0259\u015fm\u0259sinin qar\u015f\u0131s\u0131n\u0131 almaq m\u0259qs\u0259dil\u0259 ayr\u0131lm\u0131\u015f kreditin hesab\u0131na banklara, onlar\u0131n m&uuml;raci\u0259ti \u0259sas\u0131nda 215 000 000,0 (iki y&uuml;z on be\u015f milyon) AB\u015e dollar\u0131 d\u0259y\u0259rin\u0259d\u0259k xarici valyutada ifad\u0259 olunmu\u015f, illik faiz d\u0259r\u0259c\u0259si 0,5 faiz olmaqla qiym\u0259tli ka\u011f\u0131zlar\u0131n verilm\u0259sini t\u0259min etsin;<\/p>\n<p>5.3. bu F\u0259rmandan ir\u0259li g\u0259l\u0259n dig\u0259r t\u0259dbirl\u0259rin h\u0259yata ke&ccedil;irilm\u0259sini t\u0259min etsin.<\/p>\n<p>6. Banklara t&ouml;vsiy\u0259 edilsin ki:<\/p>\n<p>6.1. bu F\u0259rman\u0131n 7.1-ci b\u0259ndind\u0259 n\u0259z\u0259rd\u0259 tutulan siyah\u0131 &uuml;zr\u0259 vaxt\u0131 ke&ccedil;mi\u015f kredit borcu olan fiziki \u015f\u0259xsl\u0259r\u0259 yeni g&uuml;z\u0259\u015ftli kredit m&uuml;qavil\u0259si ba\u011flanmas\u0131n\u0131 t\u0259klif etsinl\u0259r;<\/p>\n<p>6.2. fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke&ccedil;mi\u015f kredit borclar\u0131n\u0131n restrukturizasiya olunaca\u011f\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, banklar bir ay m&uuml;dd\u0259tind\u0259 h\u0259min kreditl\u0259r\u0259 hesablanm\u0131\u015f faizl\u0259rin silinm\u0259sini v\u0259 m\u0259hk\u0259m\u0259d\u0259 olan i\u015fl\u0259rin geri &ccedil;a\u011f\u0131r\u0131lmas\u0131n\u0131 t\u0259min ed\u0259n t\u0259dbirl\u0259r g&ouml;rs&uuml;nl\u0259r;<\/p>\n<p>6.3. borclar\u0131 restrukturizasiya olunmu\u015f fiziki \u015f\u0259xsl\u0259rin borc y&uuml;k&uuml;n&uuml;n y&uuml;ng&uuml;ll\u0259\u015fdirilm\u0259sini t\u0259min ed\u0259n dig\u0259r t\u0259dbirl\u0259r g&ouml;rs&uuml;nl\u0259r.<\/p>\n<p>7. Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131:<\/p>\n<p>7.1. banklarla birlikd\u0259 bir ay m&uuml;dd\u0259tind\u0259 fiziki \u015f\u0259xsl\u0259rin xarici valyutada \u0259sas m\u0259bl\u0259\u011fi 10 000 (on min) AB\u015e dollar\u0131nad\u0259k, milli valyutada is\u0259 17 000 (on yeddi min) manatad\u0259k olan kreditl\u0259ri &uuml;zr\u0259 vaxt\u0131 ke&ccedil;mi\u015f v\u0259 bu F\u0259rmana \u0259sas\u0259n h\u0259r bir bank &uuml;zr\u0259 restrukturizasiya olunmal\u0131 kredit borclar\u0131n\u0131n m\u0259bl\u0259\u011fini v\u0259 borclular\u0131n siyah\u0131s\u0131n\u0131 m&uuml;\u0259yy\u0259n ed\u0259r\u0259k, bu bar\u0259d\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n Prezidentin\u0259, Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Nazirliyin\u0259 v\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na m\u0259lumat versin;<\/p>\n<p>7.2. bu F\u0259rman\u0131n 1-ci v\u0259 2-ci hiss\u0259l\u0259rinin banklar t\u0259r\u0259find\u0259n icras\u0131n\u0131 n\u0259zar\u0259td\u0259 saxlas\u0131n v\u0259 h\u0259min hiss\u0259l\u0259r icra edildikc\u0259, bu F\u0259rman\u0131n 5.1-ci b\u0259ndin\u0259 uy\u011fun olaraq Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131na m&uuml;raci\u0259t etsin;<\/p>\n<p>7.3. bu F\u0259rmandan ir\u0259li g\u0259l\u0259n dig\u0259r m\u0259s\u0259l\u0259l\u0259ri h\u0259ll etsin.<\/p>\n<p>8. M&uuml;\u0259yy\u0259n edilsin ki, bu F\u0259rman\u0131n m\u0259qs\u0259dl\u0259ri &uuml;&ccedil;&uuml;n:<\/p>\n<p>8.1. fiziki \u015f\u0259xsl\u0259rin xarici valyutada 10 000 (on min) AB\u015e dollar\u0131nad\u0259k v\u0259 ya milli valyutada 17 000 (on yeddi min) manatad\u0259k olan \u0259sas kredit borclar\u0131 dedikd\u0259 onlar\u0131n b&uuml;t&uuml;n banklara v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklara \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011finin c\u0259mi;<\/p>\n<p>8.2. 10 000 (on min) AB\u015e dollar\u0131nad\u0259k v\u0259 ya 17 000 (on yeddi min) manatad\u0259k m\u0259bl\u0259\u011f dedikd\u0259 m&uuml;vafiq olaraq 10 000 (on min) AB\u015e dollar\u0131n\u0131n v\u0259 ya 17 000 (on yeddi min) manat\u0131n da daxil oldu\u011fu m\u0259bl\u0259\u011f;<\/p>\n<p>8.3. bu F\u0259rman\u0131n 5-ci v\u0259 7-ci hiss\u0259l\u0259rind\u0259 fiziki \u015f\u0259xsl\u0259rin kredit borclar\u0131 dedikd\u0259 onlar\u0131n 2012-ci il yanvar\u0131n 1-d\u0259n bu F\u0259rman q&uuml;vv\u0259y\u0259 mindiyi g&uuml;n\u0259d\u0259k ba\u011flanm\u0131\u015f kredit m&uuml;qavil\u0259l\u0259rin\u0259 \u0259sas\u0259n b&uuml;t&uuml;n banklara v\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklara \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011finin c\u0259mi;<\/p>\n<p>8.4. bank dedikd\u0259 banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (kredit ittifaqlar\u0131 istisna olmaqla);<\/p>\n<p>8.5. l\u0259\u011fvetm\u0259 prosesind\u0259 olan bank dedikd\u0259 l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklar v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (kredit ittifaqlar\u0131 istisna olmaqla);<\/p>\n<p>8.6. vaxt\u0131 ke&ccedil;mi\u015f kredit borcu dedikd\u0259 fiziki \u015f\u0259xsl\u0259rl\u0259 2012-ci il yanvar\u0131n 1-d\u0259n bu F\u0259rman q&uuml;vv\u0259y\u0259 mindiyi g&uuml;n\u0259d\u0259k ba\u011flanm\u0131\u015f kredit m&uuml;qavil\u0259l\u0259ri &uuml;zr\u0259 \u0259sas m\u0259bl\u0259\u011fin v\u0259 (v\u0259 ya) faiz borclar\u0131n\u0131n &ouml;d\u0259nilm\u0259si 360 g&uuml;nd\u0259n &ccedil;ox gecikdirilmi\u015f borclar;<\/p>\n<p>8.7. restrukturizasiya dedikd\u0259 \u0259sas kredit borclar\u0131n\u0131n &ouml;d\u0259nilm\u0259si m\u0259qs\u0259dil\u0259 fiziki \u015f\u0259xsl\u0259r\u0259 g&uuml;z\u0259\u015ftli kreditl\u0259rin verilm\u0259si;<\/p>\n<p>8.8. g&uuml;z\u0259\u015ftli kredit dedikd\u0259 fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke&ccedil;mi\u015f kredit borclar\u0131n\u0131n restrukturizasiyas\u0131 m\u0259qs\u0259dil\u0259 onlara banklar t\u0259r\u0259find\u0259n illik faiz d\u0259r\u0259c\u0259si 1 faiz, banklara is\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n M\u0259rk\u0259zi Bank\u0131 t\u0259r\u0259find\u0259n illik faiz d\u0259r\u0259c\u0259si 0,1 faiz olmaqla 5 il (1 il g&uuml;z\u0259\u015ft m&uuml;dd\u0259ti il\u0259) m&uuml;dd\u0259tin\u0259 veril\u0259n kreditl\u0259r;<\/p>\n<p>8.9. faizl\u0259rin silinm\u0259si dedikd\u0259 vaxt\u0131 ke&ccedil;mi\u015f kredit borclar\u0131 &uuml;zr\u0259 hesablanm\u0131\u015f faizl\u0259rin v\u0259 d\u0259bb\u0259 pulunun (c\u0259rim\u0259, penya) silinm\u0259si;<\/p>\n<p>8.10. m\u0259hk\u0259m\u0259d\u0259 olan i\u015fl\u0259rin geri &ccedil;a\u011f\u0131r\u0131lmas\u0131 dedikd\u0259 vaxt\u0131 ke&ccedil;mi\u015f kredit borclar\u0131 il\u0259 ba\u011fl\u0131 m\u0259hk\u0259m\u0259l\u0259rd\u0259 olan iddialardan imtina edilm\u0259si v\u0259 icra s\u0259n\u0259di &uuml;zr\u0259 icraata xitam verilm\u0259si il\u0259 \u0259laq\u0259dar Az\u0259rbaycan Respublikas\u0131 M&uuml;lki Prosessual M\u0259c\u0259ll\u0259sinin v\u0259 &ldquo;\u0130cra haqq\u0131nda&rdquo; Az\u0259rbaycan Respublikas\u0131 Qanununun t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun t\u0259dbirl\u0259r g&ouml;r&uuml;lm\u0259si n\u0259z\u0259rd\u0259 tutulur.<\/p>\n<p>9. Az\u0259rbaycan Respublikas\u0131n\u0131n Maliyy\u0259 Nazirliyi:<\/p>\n<p>9.1. bu F\u0259rman\u0131n 5.1-ci b\u0259ndind\u0259 n\u0259z\u0259rd\u0259 tutulan d&ouml;vl\u0259t z\u0259man\u0259tinin r\u0259smil\u0259\u015fdirilm\u0259si &uuml;&ccedil;&uuml;n z\u0259ruri t\u0259dbirl\u0259r g&ouml;rs&uuml;n;<\/p>\n<p>9.2. bu F\u0259rmandan ir\u0259li g\u0259l\u0259n dig\u0259r t\u0259dbirl\u0259r g&ouml;rs&uuml;n.<\/p>\n<p>10. \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fonduna v\u0259 l\u0259\u011fvedici funksiyalar\u0131n\u0131n h\u0259val\u0259 olundu\u011fu dig\u0259r \u015f\u0259xsl\u0259r\u0259 t&ouml;vsiy\u0259 edilsin ki, l\u0259\u011fvetm\u0259 prosesind\u0259 olan banklarda fiziki \u015f\u0259xsl\u0259rin vaxt\u0131 ke&ccedil;mi\u015f \u0259sas kredit borclar\u0131n\u0131n restrukturizasiyas\u0131n\u0131 t\u0259min ed\u0259n t\u0259dbirl\u0259r g&ouml;rs&uuml;nl\u0259r.<\/p>\n<p>11. Az\u0259rbaycan Respublikas\u0131n\u0131n Nazirl\u0259r Kabineti bu F\u0259rmandan ir\u0259li g\u0259l\u0259n m\u0259s\u0259l\u0259l\u0259ri h\u0259ll etsin.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Prezident \u0130lham \u018fliyev Az\u0259rbaycanda fiziki \u015f\u0259xsl\u0259rin problemli kreditl\u0259rinin h\u0259lli il\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259dbirl\u0259r haqq\u0131nda f\u0259rman imzalay\u0131b. Az\u0259rbaycan Respublikas\u0131nda \u0259halinin rifah\u0131n\u0131 y&uuml;ks\u0259ltm\u0259k, sosial m&uuml;dafi\u0259sini v\u0259 layiqli h\u0259yat s\u0259viyy\u0259sini t\u0259min etm\u0259k d&ouml;vl\u0259tin&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-75905","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/75905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=75905"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/75905\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=75905"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=75905"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=75905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}