{"id":52372,"date":"2017-11-10T11:38:53","date_gmt":"2017-11-10T07:38:53","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=52372","title":{"rendered":"\u201cS\u0131\u011forta sektorunda apar\u0131lan islahatlarla  AtaS\u0131\u011forta ASC dinamik inki\u015faf\u0131n\u0131 davam etdirir\u201d"},"content":{"rendered":"<p>&nbsp;&ldquo;AtaS\u0131\u011forta&rdquo; \u015firk\u0259tinin idar\u0259 hey\u0259tinin s\u0259dr m&uuml;avini Qo\u015fqar H\u0259s\u0259novla m&uuml;sahib\u0259ni t\u0259qdim edirik:<\/p>\n<p>\n<strong>-Qo\u015fqar m&uuml;\u0259llim, bir s\u0131ra s\u0131\u011forta \u015firk\u0259tl\u0259rind\u0259n f\u0259rqli olaraq &ldquo;AtaS\u0131\u011forta&rdquo;n\u0131n y\u0131\u011f\u0131mlar\u0131 bu il artmaqda davam edir. Bu n\u0259 il\u0259 ba\u011fl\u0131d\u0131r?<\/strong><br \/>\n-2017-ci ilin 10 ay\u0131n\u0131n s\u0131\u011forta sektoru &uuml;zr\u0259 statistikas\u0131 a&ccedil;\u0131qlanmad\u0131\u011f\u0131 &uuml;&ccedil;&uuml;n 9 ay\u0131n r\u0259q\u0259ml\u0259rini payla\u015fmaq ist\u0259rdim. Qeyd olunan d&ouml;vrd\u0259 s\u0131\u011forta sektoru &uuml;zr\u0259 hesablanm\u0131\u015f s\u0131\u011forta v\u0259 t\u0259krars\u0131\u011forta haqlar\u0131 414,4 mln. manat olub. Bu g&ouml;st\u0259rici 2016-c\u0131 ilin eyni d&ouml;vr&uuml; il\u0259 m&uuml;qayis\u0259d\u0259 6,2% art\u0131m dem\u0259kdir. Lakin qeyd etm\u0259k laz\u0131md\u0131r ki, art\u0131m\u0131n s\u0259b\u0259bi h\u0259yat s\u0131\u011fortas\u0131 &uuml;zr\u0259 y\u0131\u011f\u0131mlar\u0131n 31,1% artmas\u0131d\u0131r.<br \/>\n2017-ci ilin 10 ay\u0131 \u0259rzind\u0259 &ldquo;AtaS\u0131\u011forta&rdquo; ASC &uuml;zr\u0259 hesablanm\u0131\u015f s\u0131\u011forta v\u0259 t\u0259krars\u0131\u011forta haqlar\u0131 11,1 mln. manat olub. Bu g&ouml;st\u0259rici 2016-c\u0131 ilin eyni d&ouml;vr&uuml; il\u0259 m&uuml;qayis\u0259d\u0259 31,9% art\u0131m dem\u0259kdir. Sat\u0131\u015flar\u0131n artmas\u0131n\u0131n \u0259sas s\u0259b\u0259bi kimi \u0259hat\u0259 dair\u0259sinin geni\u015fl\u0259nm\u0259sini qeyd ed\u0259 bil\u0259rik. Bu ilin &ouml;t\u0259n d&ouml;vr&uuml; \u0259rzind\u0259 AtaS\u0131\u011forta sat\u0131\u015flar\u0131n\u0131 v\u0259 xidm\u0259t n&ouml;qt\u0259l\u0259rinin say\u0131n\u0131 art\u0131rma\u011fa m&uuml;v\u0259ff\u0259q olub. \u015eirk\u0259timizin inki\u015faf proqram\u0131na uy\u011fun olaraq, bu il \u0259rzind\u0259 b&uuml;t&uuml;n respublikan\u0131 \u0259hat\u0259 etm\u0259kl\u0259 filial v\u0259 n&uuml;may\u0259nd\u0259likl\u0259rin say\u0131 31-\u0259, sat\u0131\u015f ofisl\u0259rinin say\u0131 is\u0259 64-\u0259 &ccedil;at\u0131b v\u0259 bu proses davam edir.<br \/>\nBilirsiniz, insanlar s\u0131\u011forta \u015firk\u0259ti se&ccedil;\u0259nd\u0259 imic\u0259, g&uuml;v\u0259nliy\u0259, rahat v\u0259 keyfiyy\u0259tli xidm\u0259tin al\u0131nmas\u0131na diqq\u0259t edirl\u0259r. Bu x&uuml;susil\u0259, avtomobill\u0259rin kasko s\u0131\u011fortas\u0131, \u0259mlak s\u0131\u011fortas\u0131, tibbi s\u0131\u011forta v\u0259 icbari s\u0131\u011fortada &ouml;z&uuml;n&uuml; g&ouml;st\u0259rir. M\u0259s\u0259l\u0259n, &ouml;t\u0259n il\u0259 nisb\u0259t\u0259n bizim tibbi s\u0131\u011forta, icbari s\u0131\u011forta v\u0259 kasko s\u0131\u011fortas\u0131 &uuml;z\u0259 portfell\u0259rimizd\u0259 ciddi art\u0131m olub. Bu o dem\u0259kdir ki, art\u0131q s\u0131\u011fortan\u0131 alanlar bundan \u0259vv\u0259l s\u0131\u011forta \u015firk\u0259ti se&ccedil;\u0259nd\u0259 ucuz qiym\u0259tin ard\u0131nca qa&ccedil;\u0131rd\u0131sa v\u0259 keyfiyy\u0259t\u0259 o q\u0259d\u0259r d\u0259 diqq\u0259t etmirdis\u0259, art\u0131q onlar g&uuml;v\u0259nli v\u0259 xidm\u0259t\u0259 &ouml;n\u0259m ver\u0259n \u015firk\u0259t\u0259 &uuml;z tutma\u011fa ba\u015flay\u0131blar.&nbsp;<\/p>\n<p>\n<strong>-Art\u0131m icbari s\u0131\u011forta n&ouml;vl\u0259rinin hesab\u0131nad\u0131r?<\/strong><br \/>\n-T\u0259bii ki, xeyr. Bu art\u0131m bir az &ouml;nc\u0259 qeyd etdiyim k&ouml;n&uuml;ll&uuml; v\u0259 icbari s\u0131\u011forta n&ouml;vl\u0259rin pay\u0131na d&uuml;\u015f&uuml;r. \u018fslind\u0259 k&ouml;n&uuml;ll&uuml; s\u0131\u011fortan\u0131 da iki yer\u0259 b&ouml;lm\u0259k olar. Birincisi, ad\u0131 k&ouml;n&uuml;ll&uuml; olan &#8211; y\u0259ni da\u015f\u0131nan v\u0259 da\u015f\u0131nmaz \u0259mlak\u0131n girov s\u0131\u011fortas\u0131 olanlar, ikincisi is\u0259 s&ouml;z&uuml;n \u0259sl m\u0259nas\u0131nda k&ouml;n&uuml;ll&uuml; olanlard\u0131r. Y\u0259ni v\u0259t\u0259nda\u015flar &ouml;z \u0259mlaklar\u0131n\u0131 v\u0259 n\u0259qliyyat vasit\u0259l\u0259rini v\u0259 dig\u0259r s\u0131\u011forta riskl\u0259rini &ouml;zl\u0259ri g\u0259lib s\u0131\u011fortalay\u0131rlar. \u018fsl k&ouml;n&uuml;ll&uuml; hiss\u0259d\u0259 art\u0131m var. Bu ilb\u0259il m&uuml;\u015fahid\u0259 olunur. Do\u011frudur, haz\u0131rk\u0131 iqtisadi v\u0259ziyy\u0259t v\u0259 insanlar\u0131n maddi durumu da buna t\u0259sir g&ouml;st\u0259rir. Amma son 10 il \u0259rzind\u0259 burada art\u0131m m&uuml;\u015fahid\u0259 olunur. Y\u0259ni k&ouml;n&uuml;ll&uuml; qaydada s\u0131\u011fortal\u0131lar\u0131n say\u0131 azalm\u0131r. Son ill\u0259r b&uuml;t&uuml;n n&ouml;v k&ouml;n&uuml;ll&uuml; s\u0131\u011fortalarda dinamik art\u0131m hiss edilm\u0259kd\u0259dir.<\/p>\n<p>\n<strong>&#8211; S\u0131\u011forta bazar\u0131ndak\u0131 son v\u0259ziyy\u0259t\u0259 baxmayaraq, 2017-ci ili &ldquo;AtaS\u0131\u011forta&rdquo; &uuml;&ccedil;&uuml;n u\u011furlu hesab etm\u0259k olarm\u0131?&nbsp;<\/strong><br \/>\n&#8211; B&uuml;t&uuml;n n\u0259tic\u0259l\u0259ri &uuml;mumil\u0259\u015fdirs\u0259k, \u015firk\u0259timiz cari ilin 10 ay\u0131n\u0131 art\u0131mla, daha d\u0259qiqi itkisiz ba\u015fa vurub. Bundan \u0259lav\u0259, &ldquo;AtaS\u0131\u011forta&rdquo; 2017-ci ilin oktyabr ay\u0131nda n&ouml;vb\u0259ti 3 il m&uuml;dd\u0259tin\u0259 &ldquo;\u0130ntertek&rdquo; \u015firk\u0259ti t\u0259r\u0259find\u0259n \u0130SO 9001:2015 Beyn\u0259lxalq Keyfiyy\u0259t \u0130dar\u0259etm\u0259si Sertifikat\u0131 al\u0131b. Bu bizim daha bir u\u011furumuzdur.&nbsp;<br \/>\nB&uuml;t&uuml;n bunlarla b\u0259rab\u0259r yen\u0259 d\u0259 var g&uuml;c&uuml;m&uuml;zl\u0259 &ccedil;al\u0131\u015f\u0131r\u0131q. M\u0259s\u0259l\u0259n, bu il 3 yeni s\u0131\u011forta m\u0259hsulu haz\u0131rlam\u0131\u015f\u0131q. &ldquo;Qo\u015fa Kasko&rdquo;, &ldquo;Arxay\u0131n m\u0259n&rdquo; v\u0259 &ldquo;S\u0131\u011fortal\u0131yam&rdquo; m\u0259hsullar\u0131 art\u0131q bazara t\u0259qdim edilib v\u0259 haz\u0131rda bu m\u0259hsullara maraq getdikc\u0259 art\u0131r.&nbsp;<\/p>\n<p>\n<strong>&#8211; Bildiyiniz kimi, s\u0131\u011forta bazar\u0131nda &ccedil;alxalanma b\u0259zi \u015firk\u0259tl\u0259rin ba\u011flanmas\u0131, b\u0259zil\u0259rinin birl\u0259\u015fm\u0259si il\u0259 n\u0259tic\u0259l\u0259ndi. Bununla bel\u0259 dig\u0259r \u015firk\u0259tl\u0259r aras\u0131nda g&uuml;cl&uuml; r\u0259qab\u0259t var. &ldquo;AtaS\u0131\u011forta&rdquo; bu r\u0259qab\u0259t\u0259 davam g\u0259tirm\u0259k &uuml;&ccedil;&uuml;n n\u0259l\u0259ri planla\u015fd\u0131r\u0131r?&nbsp;<\/strong><br \/>\n&#8211; T\u0259bii olaraq, biz d\u0259 s\u0131\u011forta y\u0131\u011f\u0131mlar\u0131m\u0131z\u0131n geni\u015fl\u0259nm\u0259sini v\u0259 x\u0259rcl\u0259rin m&uuml;\u0259yy\u0259n formada optimalla\u015fd\u0131r\u0131lmas\u0131n\u0131 planla\u015fd\u0131r\u0131r\u0131q. \u018fn az\u0131ndan strategiyam\u0131z v\u0259&nbsp; qar\u015f\u0131m\u0131zda duran proqnozlar bunu dem\u0259y\u0259 imkan verir. Hesab edirik ki, n&ouml;vb\u0259ti il d\u0259 k&ouml;n&uuml;l&uuml;&nbsp; n&ouml;vl\u0259r &uuml;zr\u0259 \u0259n az\u0131 25-35 %&nbsp; art\u0131ma nail ola bil\u0259c\u0259yik. Bunun &uuml;&ccedil;&uuml;n oktyabr ay\u0131ndan yeni m\u0259hsullar\u0131n haz\u0131rlan\u0131b s\u0131\u011forta bazar\u0131na t\u0259qdim olunmas\u0131na nail olmu\u015fuq. &ldquo;Qo\u015fa Kasko&rdquo;, &ldquo;Arxay\u0131n m\u0259n&rdquo; v\u0259 &ldquo;S\u0131\u011fortal\u0131yam&rdquo; m\u0259hsullar\u0131 m&uuml;\u015ft\u0259ril\u0259rimizin rahatl\u0131\u011f\u0131 v\u0259 ist\u0259kl\u0259rin\u0259 uy\u011fun haz\u0131rlanm\u0131\u015fd\u0131r. Art\u0131q, qeyd etdiyim m\u0259hsullara Bak\u0131 \u015f\u0259h\u0259ri v\u0259 regionlarda olan m&uuml;\u015ft\u0259ril\u0259rimiz ciddi maraq g&ouml;st\u0259rirl\u0259r.<br \/>\nS\u0131\u011forta riskl\u0259rimizi s\u0259m\u0259r\u0259li idar\u0259 etm\u0259k m\u0259qs\u0259dil\u0259 s\u0131\u011forta portfelimizi bir q\u0259d\u0259r diversifikasiya etm\u0259k ist\u0259yirik. H\u0259m&ccedil;inin, xidm\u0259tl\u0259rimizin keyfiyy\u0259tini art\u0131rmaqla s\u0131\u011forta bazar\u0131nda ciddi r\u0259qab\u0259t aparan \u015firk\u0259tl\u0259rd\u0259n biri kimi b&uuml;t&uuml;n imkanlar\u0131m\u0131zdan istifad\u0259 etm\u0259y\u0259 &ccedil;al\u0131\u015f\u0131r\u0131q. \u015eirk\u0259timiz f\u0259aliyy\u0259tinin \u0259sas prinsipi kimi fiziki v\u0259 h&uuml;quqi \u015f\u0259xsl\u0259r\u0259 y&uuml;ks\u0259k s\u0259viyy\u0259li s\u0131\u011forta xidm\u0259tl\u0259ri g&ouml;st\u0259rm\u0259kl\u0259 onlar\u0131n t\u0259labat\u0131na uy\u011fun yeni m\u0259hsulu t\u0259qdim etm\u0259yi davam etdirm\u0259kdir.<\/p>\n<p>\n<strong>-&ldquo;AtaS\u0131\u011forta&rdquo; qar\u015f\u0131dak\u0131 ill\u0259rd\u0259 geni\u015fl\u0259nm\u0259 plan\u0131n\u0131 davam etdir\u0259c\u0259kmi?<\/strong><br \/>\n&#8211; \u015eirk\u0259timizin strategiyas\u0131na uy\u011fun olaraq, bu i\u015fl\u0259rimizi u\u011furla davam etdiririk. M&uuml;\u015ft\u0259ri s\u0131xl\u0131\u011f\u0131 v\u0259 s\u0131\u011fortaya t\u0259l\u0259b olan \u0259razil\u0259r\u0259, t\u0259bii ki, bunun iqtisadi s\u0259m\u0259r\u0259sini hesablayaraq q\u0259na\u0259t\u0259 g\u0259lirik ki, m&uuml;\u015ft\u0259ril\u0259rin v\u0259 hadis\u0259l\u0259rin say\u0131n\u0131 n\u0259z\u0259r\u0259 alaraq, daha yax\u015f\u0131 xidm\u0259t g&ouml;st\u0259rilm\u0259si &uuml;&ccedil;&uuml;n filial v\u0259 n&uuml;may\u0259nd\u0259likl\u0259rin a&ccedil;\u0131lmas\u0131n\u0131 m\u0259qs\u0259d\u0259 uy\u011fun hesab edirik. Art\u0131q Bak\u0131 \u015f\u0259h\u0259ri v\u0259 regionlarda \u0259sas\u0259n tam bir \u015f\u0259b\u0259k\u0259 qurulmu\u015fdur. Ehtiyac yarand\u0131qda bu i\u015fl\u0259r davam etdirilm\u0259lidir.<br \/>\nM&uuml;\u015ft\u0259ril\u0259rin diqq\u0259t yetirdiyi \u0259sas m\u0259s\u0259l\u0259 s\u0131\u011forta &ouml;d\u0259ni\u015fin tez verilm\u0259si v\u0259 ya avtomobilin operativ \u015f\u0259kild\u0259 t\u0259mir edilm\u0259sidir. AtaS\u0131\u011forta hadis\u0259l\u0259rin t\u0259nziml\u0259nm\u0259sini nec\u0259 h\u0259yata ke&ccedil;irir?&nbsp;&nbsp;<br \/>\nBak\u0131 \u015f\u0259h\u0259ri v\u0259 regionlarda h\u0259r bir hadis\u0259y\u0259 \u0259n q\u0131sa zamanda &ccedil;\u0131x\u0131\u015f imkan\u0131na malik olan q\u0259za komissarlar\u0131m\u0131z s\u0131\u011forta hadis\u0259l\u0259rinin operativ&nbsp; t\u0259nziml\u0259nm\u0259si v\u0259 ara\u015fd\u0131r\u0131lmas\u0131n\u0131 h\u0259yata ke&ccedil;irir. H\u0259ft\u0259nin 7 g&uuml;n&uuml;, g&uuml;n&uuml;n 24 saat\u0131 \u0259rzind\u0259 harada ba\u015f verm\u0259sind\u0259n as\u0131l\u0131 olmayaraq b&uuml;t&uuml;n hadis\u0259l\u0259r t\u0259nziml\u0259nir. H\u0259m&ccedil;inin s\u0131\u011forta hadis\u0259si n\u0259tic\u0259sind\u0259 ba\u015f vermi\u015f z\u0259r\u0259rl\u0259rin qiym\u0259tl\u0259ndirilm\u0259sini 1-2 i\u015f g&uuml;n&uuml; \u0259rzind\u0259 yerin\u0259 yetiririk. M&uuml;\u0259yy\u0259n obyektiv s\u0259b\u0259bl\u0259r\u0259 g&ouml;r\u0259 bu m&uuml;dd\u0259tin uzanmas\u0131 ba\u015f ver\u0259 bil\u0259r. Lakin h\u0259r bir halda m&uuml;\u015ft\u0259ri v\u0259 z\u0259r\u0259r&ccedil;\u0259k\u0259nl\u0259rin m\u0259lumatland\u0131r\u0131lmas\u0131 v\u0259 prosesin q\u0131sa m&uuml;dd\u0259td\u0259 yekunla\u015fmas\u0131 &uuml;&ccedil;&uuml;n \u0259limizd\u0259n g\u0259l\u0259ni edirik. Yekunda b&uuml;t&uuml;n m\u0259lumatlar proqram t\u0259minat\u0131 vasit\u0259sil\u0259 elektron bazaya daxil olunur v\u0259 insan amili minimuma endirilir. S\u0131\u011forta hadis\u0259l\u0259rinin t\u0259nziml\u0259nm\u0259si prosesinin h\u0259r bir m\u0259rh\u0259l\u0259sind\u0259&nbsp; m&uuml;\u015ft\u0259ril\u0259rimiz avtomatik olaraq m\u0259lumatland\u0131r\u0131l\u0131r.<br \/>\n&nbsp;Bundan \u0259lav\u0259 h\u0259r bir filial v\u0259 n&uuml;may\u0259nd\u0259likl\u0259rimizin bu i\u015fin t\u0259\u015fkil olunmas\u0131 v\u0259 texniki c\u0259h\u0259td\u0259n tam t\u0259chiz olunmas\u0131n\u0131 h\u0259yata ke&ccedil;irmi\u015fik. Y\u0259ni, regionda ba\u015f vermi\u015f hadis\u0259 il\u0259 \u0259laq\u0259dar v\u0259t\u0259nda\u015flar\u0131n Ba\u015f ofis\u0259 m&uuml;raci\u0259t etm\u0259l\u0259rin\u0259 ehtiyac yoxdur. Standart hadis\u0259l\u0259r &uuml;zr\u0259 &ouml;d\u0259ni\u015fl\u0259rin m&uuml;dd\u0259ti 1-3 i\u015f g&uuml;n&uuml;n\u0259 t\u0259nziml\u0259nir. Bu prosesl\u0259rin yax\u0131n g\u0259l\u0259c\u0259kd\u0259 daha da optimalla\u015fmas\u0131 &uuml;&ccedil;&uuml;n i\u015fl\u0259r apar\u0131l\u0131r.<\/p>\n<p>\n<strong>&#8211; Bu g&uuml;n s\u0131\u011forta bazar\u0131nda maliyy\u0259 g&ouml;st\u0259ricil\u0259ri, m&uuml;\u015ft\u0259ri portfeli a\u015fa\u011f\u0131 olan z\u0259if \u015firk\u0259tl\u0259r h\u0259l\u0259 d\u0259 qalmaqdad\u0131r. Sizc\u0259, bu \u015firk\u0259tl\u0259rin bazar\u0131 t\u0259rk etm\u0259si n\u0259yi d\u0259yi\u015f\u0259c\u0259k?<\/strong><br \/>\n&#8211; \u018fslind\u0259 bu, s\u0131\u011forta sektorunda v\u0259 maliyy\u0259 sah\u0259sind\u0259 ba\u015f ver\u0259n prosesl\u0259rl\u0259 \u0259laq\u0259dard\u0131r. &Ccedil;&uuml;nki, art\u0131q s\u0131\u011fortan\u0131n qloballa\u015fmas\u0131, s\u0131\u011forta f\u0259aliyy\u0259tinin beyn\u0259lxalq standartlara uy\u011funla\u015fd\u0131r\u0131lmas\u0131 v\u0259 kapitalla\u015fmaya olan t\u0259l\u0259bin artmas\u0131 r\u0259qab\u0259t\u0259 davam g\u0259tirm\u0259y\u0259n b\u0259zi \u015firk\u0259tl\u0259rin sektordan &ccedil;\u0131xmas\u0131na s\u0259b\u0259b olur. El\u0259c\u0259 d\u0259 bu &ouml;z&uuml;n&uuml; korporativ idar\u0259 etm\u0259nin t\u0259tbiqind\u0259 v\u0259 xidm\u0259t s\u0259viyy\u0259sinin y&uuml;ks\u0259lm\u0259sind\u0259 biruz\u0259 verir. Y\u0259ni, ist\u0259nil\u0259n m\u0259s\u0259l\u0259d\u0259 m&uuml;\u0259yy\u0259n b&uuml;n&ouml;vr\u0259si olan \u015firk\u0259tin \u015fanslar\u0131 daha b&ouml;y&uuml;kd&uuml;r. \u0130nsanlar s\u0131\u011fortadan indiy\u0259d\u0259k nec\u0259 istifad\u0259 edirdil\u0259rs\u0259, bundan sonra da ed\u0259c\u0259kl\u0259r. Lakin perspektivd\u0259 sa\u011flam s\u0131\u011forta m&uuml;hitinin yaranmas\u0131ndan t\u0259bii olaraq bazar\u0131n b&uuml;t&uuml;n i\u015ftirak&ccedil;\u0131lar\u0131&nbsp; x&uuml;sus\u0259n d\u0259 geni\u015f \u0259hali k&uuml;tl\u0259si faydalanacaq. S\u0131\u011forta art\u0131q insanlar\u0131n maliyy\u0259-t\u0259s\u0259rr&uuml;fat v\u0259 \u015f\u0259xsi h\u0259yat\u0131n\u0131n ayr\u0131lmaz v\u0259 \u0259v\u0259zolunmaz bir t\u0259rkib hiss\u0259sin\u0259 &ccedil;evrilm\u0259kd\u0259dir.<\/p>\n<p>\n<strong>&#8211; Son iki ild\u0259ki iqtisadi v\u0259ziyy\u0259t s\u0131\u011fortada da z\u0259r\u0259rliliyi xeyli art\u0131r\u0131b.Nec\u0259 hesab edirsiz, bu, icbari s\u0131\u011forta tarifl\u0259ri artmas\u0131na t\u0259sir ed\u0259 bil\u0259rmi?<\/strong><br \/>\n&#8211; D&uuml;\u015f&uuml;n&uuml;r\u0259m ki, haz\u0131rk\u0131 iqtisadi \u015f\u0259raitd\u0259 m&ouml;vcud tarifl\u0259r m\u0259qs\u0259d\u0259uy\u011fundur. Amma &uuml;mumi baxanda, hesab edir\u0259m ki, s\u0131\u011forta \u015firk\u0259tl\u0259ri x\u0259rcl\u0259rin optimalla\u015fd\u0131r\u0131lmas\u0131n\u0131 s\u0259m\u0259r\u0259li aparmaqla daha &ccedil;ox g\u0259lir \u0259ld\u0259 ed\u0259 bil\u0259rl\u0259r.<\/p>\n<p>\n<strong>&#8211; S\u0131\u011forta&ccedil;\u0131lar n&ouml;vb\u0259ti d\u0259f\u0259 Baden-Baden \u015f\u0259h\u0259rind\u0259 topla\u015fm\u0131\u015fd\u0131lar. Bu beyn\u0259lxalq simpoziumda &ldquo;AtaS\u0131\u011forta&rdquo; &uuml;&ccedil;&uuml;n yenilikl\u0259r n\u0259d\u0259n ibar\u0259t oldu?<\/strong><br \/>\n&#8211; 22-26 Oktyabr tarixl\u0259rind\u0259 Almaniyan\u0131n Baden-Baden \u015f\u0259h\u0259rind\u0259 ke&ccedil;iril\u0259n \u0259n\u0259n\u0259vi illik t\u0259krars\u0131\u011forta simpoziumu &ccedil;\u0259r&ccedil;iv\u0259sind\u0259 bir s\u0131ra broker v\u0259 t\u0259krars\u0131\u011forta \u015firk\u0259tl\u0259rinin n&uuml;may\u0259nd\u0259l\u0259ri il\u0259 i\u015fg&uuml;zar g&ouml;r&uuml;\u015fl\u0259r ke&ccedil;irildi. AtaS\u0131\u011forta \u015firk\u0259ti olaraq t\u0259dbird\u0259 m\u0259n v\u0259 Anderaytinq v\u0259 T\u0259krars\u0131\u011forta departamentinin direktoru Nigar \u0130brahimova t\u0259msil etmi\u015fdik.<br \/>\nBurada t\u0259krars\u0131\u011forta \u015firk\u0259tl\u0259rind\u0259n A reytinqli VIG Re (&Ccedil;exiya), Swiss Re (\u0130sve&ccedil;r\u0259), Hannover Re v\u0259&nbsp; Munich Re (Almaniya), PolishRe (Pol\u015fa), Trust Re (Yunan\u0131stan), Russian Re (Rusiya), Eurasia (Qazaxstan), Lloyd&rsquo;s brokerl\u0259ri olan MAI (Latvia), T&uuml;rkerBroker (T&uuml;rkiy\u0259), &ldquo;JLT&rdquo; (T&uuml;rkiy\u0259 n&uuml;may\u0259nd\u0259liyi), AON Benfield n&uuml;may\u0259nd\u0259l\u0259ri il\u0259 t\u0259krars\u0131\u011forta i\u015fl\u0259ri &uuml;zr\u0259 m&uuml;zakir\u0259l\u0259r apar\u0131ld\u0131.<br \/>\n&nbsp;<br \/>\nH\u0259m&ccedil;inin, 22.10.2017-ci il tarixd\u0259 &ldquo;AzRe T\u0259krars\u0131\u011forta&rdquo; ASC t\u0259krars\u0131\u011forta simpoziumunda 10 illik yubileyini qeyd edildi. T\u0259dbird\u0259 \u015firk\u0259tin yerli v\u0259 beyn\u0259lxalq m&uuml;\u015ft\u0259ril\u0259ri v\u0259 partnyorlar\u0131n\u0131n 240-dan &ccedil;ox n&uuml;may\u0259nd\u0259si i\u015ftirak etdi.<\/p>\n<p>\n<strong>&#8211; Qo\u015fqar m&uuml;\u0259llim, maraql\u0131 m&uuml;sahib\u0259 &uuml;&ccedil;&uuml;n t\u0259\u015f\u0259kk&uuml;r edirik. Sonda \u0259lav\u0259 etm\u0259k ist\u0259diyiniz n\u0259s\u0259 qald\u0131m\u0131?&nbsp;&nbsp;<\/strong><br \/>\n&#8211; &ldquo;AtaS\u0131\u011forta&rdquo; \u015firk\u0259tin\u0259 ay\u0131rd\u0131\u011f\u0131n\u0131z vaxta v\u0259 diqq\u0259tiniz\u0259 g&ouml;r\u0259 siz\u0259 t\u0259\u015f\u0259kk&uuml;r&uuml;m&uuml; bildirir\u0259m. T\u0259bii olaraq, biz m&uuml;\u015ft\u0259ril\u0259rimiz &uuml;&ccedil;&uuml;n &ccedil;al\u0131\u015f\u0131r\u0131q, onlar\u0131n layiqli dostu v\u0259 t\u0259minat&ccedil;\u0131s\u0131 olmaqdan&nbsp; q&uuml;rur duyuruq. B&uuml;t&uuml;n m&uuml;\u015ft\u0259ril\u0259rimizin biz\u0259 g&ouml;st\u0259rdiyi etimad\u0131 do\u011frultma\u011fa&nbsp; &ccedil;al\u0131\u015fm\u0131\u015f\u0131q, &ccedil;al\u0131\u015f\u0131r\u0131q v\u0259 &ccedil;al\u0131\u015faca\u011f\u0131q. \u018flb\u0259tt\u0259, m\u0259n m&uuml;tl\u0259q bizim kollektivi qeyd etm\u0259k ist\u0259yir\u0259m. AtaS\u0131\u011forta kollektivi h\u0259r zaman &ouml;z pe\u015f\u0259karl\u0131\u011f\u0131 v\u0259 m\u0259suliyy\u0259ti il\u0259&nbsp; f\u0259rql\u0259nib. M\u0259n x&uuml;susi olaraq bizim b&uuml;t&uuml;n \u0259m\u0259kda\u015flar\u0131, \u0259m\u0259kda\u015fl\u0131q etdiyimiz agentl\u0259rimizi qeyd ed\u0259r\u0259k onlara t\u0259\u015f\u0259kk&uuml;r&uuml;m&uuml; bildirm\u0259k ist\u0259yir\u0259m.&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;&ldquo;AtaS\u0131\u011forta&rdquo; \u015firk\u0259tinin idar\u0259 hey\u0259tinin s\u0259dr m&uuml;avini Qo\u015fqar H\u0259s\u0259novla m&uuml;sahib\u0259ni t\u0259qdim edirik: -Qo\u015fqar m&uuml;\u0259llim, bir s\u0131ra s\u0131\u011forta \u015firk\u0259tl\u0259rind\u0259n f\u0259rqli olaraq &ldquo;AtaS\u0131\u011forta&rdquo;n\u0131n y\u0131\u011f\u0131mlar\u0131 bu il artmaqda davam edir. Bu n\u0259 il\u0259 ba\u011fl\u0131d\u0131r?&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[94],"tags":[],"class_list":["post-52372","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-musahibe"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/52372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=52372"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/52372\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=52372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=52372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=52372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}