{"id":44793,"date":"2017-03-17T17:26:59","date_gmt":"2017-03-17T13:26:59","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=44793","title":{"rendered":"Elmira Axundova: <font color=red><b>\u201cBanklarda kredit faizl\u0259ri a\u015fa\u011f\u0131 sal\u0131ns\u0131n\u201d <\/b><\/font>"},"content":{"rendered":"<p><span style=\"line-height: 1.6em;\">&ldquo;H&ouml;kum\u0259tin bug&uuml;nk&uuml; hesabat\u0131ndan g&ouml;r&uuml;nd&uuml;y&uuml; kimi, 2016-c\u0131 ild\u0259 istehsal sah\u0259l\u0259ri, &uuml;mumdaxili m\u0259hsul v\u0259 dig\u0259r sah\u0259l\u0259r &uuml;zr\u0259 azalmalar olub, b&uuml;t&uuml;n bunlar biz\u0259 t\u0259qdim olunan s\u0259n\u0259dd\u0259 r\u0259q\u0259ml\u0259rl\u0259 a&ccedil;\u0131q-a\u015fkar g&ouml;st\u0259rilib v\u0259 onlar\u0131 sadalama\u011fa g\u0259r\u0259k yoxdur. Bu onu g&ouml;st\u0259rir ki, hesabat obyektiv v\u0259 prinsipial kriteriyalar &uuml;zr\u0259 haz\u0131rlan\u0131b. Biz mill\u0259t v\u0259kill\u0259rin\u0259 real iqtisadi v\u0259 maliyy\u0259 v\u0259ziyy\u0259tini do\u011fru-d&uuml;r&uuml;st g&ouml;st\u0259rdiyi &uuml;&ccedil;&uuml;n hesabat m&uuml;\u0259llifl\u0259rin\u0259 t\u0259\u015f\u0259kk&uuml;r&uuml;m&uuml; bildirir\u0259m&rdquo;.<\/span><br \/>\n<span style=\"line-height: 1.6em;\">Bu s&ouml;zl\u0259ri deputat Elmira Axundova Milli M\u0259clisin bug&uuml;nk&uuml; iclas\u0131nda &ccedil;\u0131x\u0131\u015f ed\u0259rk\u0259n s&ouml;yl\u0259yib.<\/span><br \/>\n<span style=\"line-height: 1.6em;\">O deyib ki, &ccedil;\u0259tinlikl\u0259r\u0259 r\u0259\u011fm\u0259n d&ouml;vl\u0259t bir s\u0131ra layih\u0259l\u0259rini, x&uuml;sus\u0259n sosial layih\u0259l\u0259ri dayand\u0131rmad\u0131 ki, bu da yax\u015f\u0131 hald\u0131r.&nbsp;<\/span><br \/>\n<span style=\"line-height: 1.6em;\">&ldquo;Bir &ccedil;ox vacib i\u015fl\u0259r h\u0259yata ke&ccedil;irildi. Bu bar\u0259d\u0259 h&ouml;rm\u0259tli Artur Rasizad\u0259nin &ccedil;\u0131x\u0131\u015f\u0131nda \u0259trafl\u0131 qeyd edilib. Ona g&ouml;r\u0259 d\u0259 ke&ccedil;\u0259n d&ouml;vrd\u0259 h&ouml;kum\u0259tin f\u0259aliyy\u0259tini \u0259sas\u0259n q\u0259na\u0259tb\u0259x\u015f hesab edir\u0259m. Amma irad v\u0259 t\u0259klifl\u0259rim d\u0259 olacaq.<\/span><br \/>\n<span style=\"line-height: 1.6em;\">\u018fvv\u0259lc\u0259 onu qeyd edim ki, ke&ccedil;\u0259n ill\u0259rd\u0259 bank sistemind\u0259 xo\u015fag\u0259lm\u0259z prosesl\u0259r getdiyi &uuml;&ccedil;&uuml;n banklara \u0259hali t\u0259r\u0259find\u0259n inam xeyli d\u0259r\u0259c\u0259d\u0259 azal\u0131b. Qiym\u0259tli m&uuml;t\u0259x\u0259ssisl\u0259r, y\u0259ni ba\u011flanan banklar\u0131n i\u015f&ccedil;il\u0259ri i\u015fsiz qald\u0131lar, kreditl\u0259r m\u0259s\u0259l\u0259sind\u0259 \u0259hali &ccedil;ox \u0259ziyy\u0259t &ccedil;\u0259kdi, insanlar &ouml;z probleml\u0259ri v\u0259 banklarla &uuml;z-&uuml;z\u0259 t\u0259k qald\u0131, bunun n\u0259tic\u0259sind\u0259 intihar ed\u0259nl\u0259r d\u0259 oldu. \u018fhali banklarda toplad\u0131\u011f\u0131 v\u0259saitl\u0259ri banklardan k&uuml;tl\u0259vi \u015f\u0259kild\u0259 geri g&ouml;t&uuml;rd&uuml;. Son m\u0259lumatlara g&ouml;r\u0259 daha bir ne&ccedil;\u0259 bank\u0131n l\u0259\u011fv edilm\u0259si v\u0259 ya birl\u0259\u015fdirilm\u0259si prosesi g&ouml;zl\u0259nilir. M\u0259n\u0259 el\u0259 g\u0259lir ki, bu &ccedil;\u0131x\u0131\u015f yolu deyil. Banklar\u0131n &ouml;z&uuml;nd\u0259 hal-haz\u0131rda m&ouml;vcud olan \u0259n b&ouml;y&uuml;k neqativ hal kreditl\u0259rinin faizl\u0259rini 29-30 faiz\u0259 qalxmas\u0131d\u0131r. T\u0259klif t\u0259l\u0259bi &uuml;st\u0259l\u0259yir, lakin he&ccedil; bir sahibkar risk edib banklardan kredit g&ouml;t&uuml;rm&uuml;r. Buna g&ouml;r\u0259 t\u0259klif ed\u0259rdim ki, banklarda kredit faizl\u0259ri a\u015fa\u011f\u0131 sal\u0131ns\u0131n. Kredit borclar\u0131n qaytar\u0131lmas\u0131nda \u0259h\u0259liy\u0259 \u0259m\u0259li k&ouml;m\u0259klik g&ouml;st\u0259rilsin. &Ccedil;&uuml;nki bu sah\u0259d\u0259 b&ouml;y&uuml;k b\u0259dbinlik var.<\/span><\/p>\n<p>\u0130ndi \u0259n \u0259sas\u0131 M\u0259rk\u0259zi Bank\u0131n r\u0259hb\u0259rliyi t\u0259r\u0259find\u0259n bu v\u0259 dig\u0259r neqativ hallar\u0131 aradan qald\u0131rmaq &uuml;&ccedil;&uuml;n &ccedil;ox ciddi v\u0259 d&uuml;\u015f&uuml;n&uuml;lm&uuml;\u015f siyas\u0259tin apar\u0131lmas\u0131, \u0259halinin banklara olan etimad\u0131n\u0131n b\u0259rpa edilm\u0259sidir. Prezidentimiz d\u0259 &ouml;z &ccedil;\u0131x\u0131\u015f\u0131nda deyib ki, ke&ccedil;\u0259n il bizim iqtisadiyyat\u0131m\u0131za \u0259n &ccedil;ox ziyan g\u0259tir\u0259n bank sistemi olub. Ona g&ouml;r\u0259 bu sistemi d&uuml;z\u0259ltm\u0259k kimi a\u011f\u0131r m\u0259suliyy\u0259t yen\u0259 d\u0259 M\u0259rk\u0259zi Bank\u0131n r\u0259hb\u0259rliyin\u0259 d&uuml;\u015f&uuml;r. \u0130ndiki zamanda bu b\u0259lk\u0259 d\u0259 \u0259n z\u0259if yerimizdir&rdquo;.<\/p>\n<p>\nElmira Axundova maa\u015flarla ba\u011fl\u0131 m\u0259s\u0259l\u0259y\u0259 d\u0259 toxunub:<\/p>\n<p>\n&ldquo;&Ouml;lk\u0259d\u0259 maliyy\u0259 b&ouml;hran\u0131 olmas\u0131na baxmayaraq dig\u0259r qeyd etm\u0259k ist\u0259diyim m\u0259s\u0259l\u0259 \u0259halinin b\u0259zi t\u0259b\u0259q\u0259l\u0259rinin maa\u015flar\u0131 il\u0259 ba\u011fl\u0131d\u0131r. Bildiyiniz kimi hal-haz\u0131rda h&ouml;kum\u0259t t\u0259r\u0259find\u0259n korrupsiya v\u0259 r&uuml;\u015fv\u0259txorlu\u011fa qar\u015f\u0131 ciddi m&uuml;bariz\u0259 apar\u0131l\u0131r. Ke&ccedil;\u0259n ill\u0259r \u0259rzind\u0259 h&uuml;quq m&uuml;hafiz\u0259 orqan\u0131 i\u015f&ccedil;il\u0259rinin, hakim, prokurorluq v\u0259 polis \u0259m\u0259kda\u015flar\u0131n\u0131n \u0259m\u0259k haqlar\u0131 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 art\u0131r\u0131ld\u0131. Bu t\u0259dbirl\u0259r h\u0259min orqanlarda r&uuml;\u015fv\u0259txorluq v\u0259 korrupsiya fakt\u0131n\u0131 xeyli d\u0259r\u0259c\u0259d\u0259 azaltd\u0131. Lakin bir s\u0131ra d&ouml;vl\u0259t qulluq&ccedil;ular\u0131n\u0131n, \u0259sas\u0259n a\u015fa\u011f\u0131 pill\u0259l\u0259rd\u0259 i\u015fl\u0259y\u0259nl\u0259rin, h\u0259m&ccedil;inin rayon \u0259razi n&uuml;may\u0259nd\u0259likl\u0259rind\u0259 v\u0259 rayon &nbsp;icra hakimiyy\u0259tl\u0259rind\u0259 &ccedil;al\u0131\u015fanlar\u0131n maa\u015flar\u0131 &ccedil;ox a\u015fa\u011f\u0131d\u0131r &ndash; 190-300 manat aras\u0131nda. \u018flb\u0259tt\u0259, bu m\u0259bl\u0259\u011f bir t\u0259r\u0259fd\u0259n onlar\u0131n g&uuml;nd\u0259lik t\u0259l\u0259bat\u0131n\u0131 &ouml;d\u0259m\u0259k iqtidar\u0131nda deyil, dig\u0259r t\u0259r\u0259fd\u0259n d\u0259 korrupsiyaya yol a&ccedil;\u0131r. &Ccedil;&uuml;nki h\u0259min i\u015f&ccedil;il\u0259r insanlarla birba\u015fa &uuml;nsiyy\u0259td\u0259 olan \u015f\u0259xsl\u0259rdir. Bilir\u0259m ki, maliyy\u0259 &ccedil;\u0259tinlikl\u0259rimiz &ccedil;oxdur, lakin xahi\u015f edir\u0259m b\u0259zi infrastruktur layih\u0259l\u0259rinin dayand\u0131r\u0131lmas\u0131 hesab\u0131na olsa da, bu d\u0259y\u0259rli v\u0259 d&ouml;vl\u0259t&ccedil;iliy\u0259 sadiq insanlar layiqli h\u0259yata imkan ver\u0259n maa\u015flarla t\u0259min edilsinl\u0259r ki, d&ouml;vl\u0259t qullu\u011funa maraq arts\u0131n&rdquo;.<\/p>\n<p>S\u0259hiyy\u0259d\u0259n dan\u0131\u015fan deputat &nbsp;deyib: &ldquo;D&ouml;vl\u0259t t\u0259r\u0259find\u0259n d\u0259rman preparatlar\u0131n\u0131n qiym\u0259tl\u0259ri t\u0259nziml\u0259ndikd\u0259n, qiym\u0259tl\u0259ri a\u015fa\u011f\u0131 d&uuml;\u015fd&uuml;kd\u0259n sonra bir s\u0131ra d\u0259rmanlar, x&uuml;sus\u0259n orijinal mallar, xaricd\u0259n g\u0259l\u0259n y&uuml;ks\u0259k keyfiyy\u0259tli d\u0259rmanlar Az\u0259rbaycanda yoxa &ccedil;\u0131xd\u0131, onlar\u0131 tapmaq m&uuml;mk&uuml;n deyil. &Ouml;lk\u0259miz\u0259 \u0259sas\u0259n orijinal d\u0259rmanlar\u0131n T&uuml;rkiy\u0259, Pol\u015fa, Hindistan v\u0259 s. d&ouml;vl\u0259tl\u0259rd\u0259n ucuz qar\u015f\u0131l\u0131qlar\u0131 v\u0259 \u0259v\u0259zedicil\u0259ri g\u0259lir. B\u0259z\u0259n \u0259n s\u0131ravi, lakin vacib olan d\u0259rman\u0131 tapa bilmirs\u0259n. Xahi\u015f ed\u0259rdim ki, bu m\u0259s\u0259l\u0259 ciddi ara\u015fd\u0131r\u0131ls\u0131n, d\u0259rmanlar\u0131n &ccedil;e\u015fidl\u0259ri geni\u015fl\u0259nsin, &ccedil;&uuml;nki bizd\u0259 d\u0259rman se&ccedil;imi &ccedil;ox m\u0259hduddur&rdquo;.<\/p>\n<p>E.Axundova d\u0259m qaz\u0131ndan &ouml;l\u0259n insanlar\u0131n say\u0131n\u0131n xeyli artmas\u0131na da diqq\u0259t &ccedil;\u0259kib:<\/p>\n<p>&ldquo;T\u0259klif ed\u0259rdim ki, &ldquo;Az\u0259riqaz&rdquo; \u0130stehsalat Birliyi qaz x\u0259tl\u0259ri yeni qurulan zaman evl\u0259rd\u0259 say\u011facla yana\u015f\u0131 d\u0259m qaz\u0131n\u0131 hiss ed\u0259n avtomatik t\u0259hl&uuml;k\u0259sizlik qur\u011fusunu da yerl\u0259\u015fdirsin. Art\u0131q m&ouml;vcud olan abonentl\u0259rin m\u0259nzill\u0259rind\u0259 is\u0259 bu qur\u011fular m\u0259cburi qaydada qura\u015fd\u0131r\u0131ls\u0131n. Yoxsa yeni-yeni d\u0259h\u015f\u0259tli &ouml;l&uuml;ml\u0259rin \u015fahidi olaca\u011f\u0131q.<br \/>\nDig\u0259r m\u0259s\u0259l\u0259 m\u0259i\u015f\u0259t tullant\u0131lar\u0131n\u0131n y\u0131\u011f\u0131lmas\u0131 v\u0259 t\u0259krar emal\u0131 il\u0259 \u0259laq\u0259dard\u0131r. M\u0259n plenar iclaslarda bu bar\u0259d\u0259 &ccedil;\u0131x\u0131\u015f etmi\u015f\u0259m, h&ouml;rm\u0259tli \u018fli \u018fhm\u0259dov v\u0259 H&uuml;seynqulu Ba\u011f\u0131rova m&uuml;raci\u0259tim olub. X&uuml;susi minn\u0259tdarl\u0131\u011f\u0131m Ekologiya nazirin\u0259dir ki, o, bu m\u0259s\u0259l\u0259d\u0259 biz\u0259 daima d\u0259st\u0259k olur. S&ouml;hb\u0259t m\u0259i\u015f\u0259t tullant\u0131lar\u0131n\u0131n Bak\u0131 v\u0259 \u0259traf rayonlarda y\u0131\u011f\u0131lmas\u0131 v\u0259 da\u015f\u0131nmas\u0131ndan gedir. Bak\u0131 \u0259traf\u0131 rayonlarda, x&uuml;sus\u0259n ba\u011f massivl\u0259rind\u0259, sahilboyunda, h\u0259m&ccedil;inin ictimai &ccedil;im\u0259rlikl\u0259rd\u0259 zibil topalar\u0131 yen\u0259 d\u0259 qalaqlan\u0131r. N\u0259d\u0259ns\u0259 h\u0259min \u0259razil\u0259rd\u0259 zibil ma\u015f\u0131nlar\u0131 g&ouml;z\u0259 d\u0259ymir, zibill\u0259r vaxtl\u0131-vaxt\u0131nda da\u015f\u0131nm\u0131r, bo\u015f olan ba\u011f sah\u0259l\u0259ri zibill\u0259nir, qanunsuz zibilxanalara &ccedil;evrilir.<br \/>\nZibill\u0259r da\u015f\u0131nan yerl\u0259rd\u0259, h\u0259tta Bak\u0131n\u0131n &ouml;z&uuml;nd\u0259 d\u0259 v\u0259ziyy\u0259t &uuml;r\u0259ka&ccedil;an deyil, bel\u0259 ki, orada \u0259traf t\u0259mizl\u0259nmir, zibil qablar\u0131n\u0131n i&ccedil;ind\u0259 zibil qal\u0131r, zibil konteynerl\u0259ri qapaqs\u0131z oldu\u011funa g&ouml;r\u0259 ora mil&ccedil;\u0259kl\u0259r topla\u015f\u0131r, \u0259trafa &uuml;fun\u0259t iyi yay\u0131l\u0131r. B&uuml;t&uuml;n bunlar turistik m\u0259kan\u0131 olan Bak\u0131n\u0131n imicin\u0259 ciddi z\u0259rb\u0259 vurur.<br \/>\n\u0130st\u0259rdim ki, Avropa d&ouml;vl\u0259tl\u0259rinin bir &ccedil;oxundak\u0131 kimi zibill\u0259rin m&uuml;xt\u0259lif n&ouml;vl\u0259rinin ayr\u0131-ayr\u0131 qablara y\u0131\u011f\u0131lmas\u0131 t\u0259\u015fkil olunsun, bu proses\u0259 art\u0131q ba\u015flan\u0131l\u0131b, amma o &ccedil;ox l\u0259ng gedir.<br \/>\nBa\u015fqa bir m\u0259s\u0259l\u0259: biz t\u0259krar emal m\u0259s\u0259l\u0259si il\u0259 ciddi m\u0259\u015f\u011ful olmuruq. Bir t\u0259r\u0259fd\u0259n, \u015f&uuml;\u015f\u0259 butulka v\u0259 bankalar\u0131n, plastik qablar\u0131n, karton qutular\u0131n, q\u0259zet-jurnallar\u0131n q\u0259bulu m\u0259nt\u0259q\u0259l\u0259ri dem\u0259k olar ki yoxa &ccedil;\u0131x\u0131b, dig\u0259r t\u0259r\u0259fd\u0259n onlar\u0131 t\u0259krar emal ed\u0259n m&uuml;\u0259ssis\u0259l\u0259r d\u0259 &ccedil;ox az v\u0259 z\u0259ifdir. Halbuki b&uuml;t&uuml;n d&uuml;nya h\u0259min tullant\u0131lardan yararlan\u0131b b&ouml;y&uuml;k m\u0259nf\u0259\u0259t g&ouml;t&uuml;r&uuml;r, biz is\u0259 onlar\u0131 sad\u0259c\u0259 olaraq m\u0259hv edirik.<br \/>\n&Uuml;mid edir\u0259m ki, b&uuml;t&uuml;n bu qeyd etdiyim m\u0259s\u0259l\u0259l\u0259r ciddi n\u0259z\u0259rd\u0259n ke&ccedil;iril\u0259c\u0259k v\u0259 m&uuml;vafiq t\u0259dbirl\u0259r g&ouml;r&uuml;l\u0259c\u0259k. F&uuml;rs\u0259td\u0259n istifad\u0259 ed\u0259r\u0259k Artur m&uuml;\u0259llim\u0259 d\u0259 h\u0259r zaman t\u0259klifl\u0259rimiz\u0259 h\u0259ssasl\u0131qla yana\u015fd\u0131\u011f\u0131 &uuml;&ccedil;&uuml;n ayr\u0131na t\u0259\u015f\u0259kk&uuml;r edir\u0259m. H&ouml;kum\u0259tin hesabat\u0131na da s\u0259s ver\u0259c\u0259yimi bildirir\u0259m&rdquo;.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&ldquo;H&ouml;kum\u0259tin bug&uuml;nk&uuml; hesabat\u0131ndan g&ouml;r&uuml;nd&uuml;y&uuml; kimi, 2016-c\u0131 ild\u0259 istehsal sah\u0259l\u0259ri, &uuml;mumdaxili m\u0259hsul v\u0259 dig\u0259r sah\u0259l\u0259r &uuml;zr\u0259 azalmalar olub, b&uuml;t&uuml;n bunlar biz\u0259 t\u0259qdim olunan s\u0259n\u0259dd\u0259 r\u0259q\u0259ml\u0259rl\u0259 a&ccedil;\u0131q-a\u015fkar g&ouml;st\u0259rilib v\u0259 onlar\u0131 sadalama\u011fa g\u0259r\u0259k&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-44793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/44793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=44793"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/44793\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=44793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=44793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=44793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}