{"id":44779,"date":"2017-03-17T15:14:25","date_gmt":"2017-03-17T11:14:25","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=44779","title":{"rendered":"<b>&#8220;Banklar v\u0259t\u0259nda\u015flar\u0131 soyur&#8221;<font color=red> &#8211; Siyavu\u015f Novruzov<\/font><\/b>"},"content":{"rendered":"<p>Az\u0259rbaycan prezidentinin t\u0259\u015f\u0259bb&uuml;s&uuml; il\u0259 haz\u0131rlanan &ldquo;Strateji yol x\u0259rit\u0259si&rdquo;nin m\u0259rh\u0259l\u0259li \u015f\u0259kild\u0259 h\u0259yata ke&ccedil;irilm\u0259si, regionlar\u0131n sosial-iqtisadi inki\u015faf\u0131, abadl\u0131q-quruculuq i\u015fl\u0259rini v\u0259 dig\u0259rl\u0259rini n\u0259z\u0259r\u0259 alsaq, &ouml;t\u0259n il h&ouml;kum\u0259tin g\u0259rgin d&ouml;vrd\u0259 y&uuml;ks\u0259k f\u0259aliyy\u0259t g&ouml;st\u0259rdiyini dey\u0259 bil\u0259rik.<\/p>\n<p>Hesab edir\u0259m ki, bu f\u0259aliyy\u0259t g\u0259l\u0259c\u0259kd\u0259 d\u0259 davam ed\u0259c\u0259k. B\u0259z\u0259n m&uuml;\u0259yy\u0259n m\u0259s\u0259l\u0259l\u0259ri ba\u015fqa-ba\u015fqa &ouml;lk\u0259l\u0259rl\u0259 m&uuml;qayis\u0259 edirl\u0259r.<\/p>\n<p>\u0130st\u0259r nefti olan, ist\u0259r olmayan &ouml;lk\u0259l\u0259r\u0259 n\u0259z\u0259r salsaq, orada da qiym\u0259t art\u0131m\u0131n\u0131n oldu\u011funu, el\u0259c\u0259 d\u0259 valyuta d\u0259yi\u015fm\u0259sind\u0259ki f\u0259rql\u0259ri g&ouml;r\u0259rik. &Ccedil;in, Rusiya, T&uuml;rkiy\u0259d\u0259 d\u0259 bel\u0259 hallar var&rdquo;.<\/p>\n<p>APA x\u0259b\u0259r verir ki, bunu Yeni Az\u0259rbaycan Partiyas\u0131n\u0131n icra katibinin m&uuml;avini, deputat Siyavu\u015f Novruzov Nazirl\u0259r Kabinetinin 2016-c\u0131 ild\u0259 f\u0259aliyy\u0259ti haqq\u0131nda hesabat\u0131n m&uuml;zakir\u0259si zaman\u0131 deyib.<\/p>\n<p>S.Novruzov bununla bel\u0259, &ouml;lk\u0259d\u0259 s&uuml;ni qiym\u0259t art\u0131m\u0131na da etiraz edib: &ldquo;Qiym\u0259tl\u0259rin s&uuml;ni \u015f\u0259kild\u0259 art\u0131r\u0131lmas\u0131n\u0131n qar\u015f\u0131s\u0131 al\u0131nmal\u0131d\u0131r&rdquo;.<\/p>\n<p>O t\u0259klif edib ki, kommersiya banklar\u0131n\u0131n yerli sahibkarl\u0131\u011f\u0131n inki\u015faf\u0131 il\u0259 ba\u011fl\u0131 kreditl\u0259ri y&uuml;ks\u0259k faizl\u0259 verm\u0259sinin qar\u015f\u0131s\u0131 al\u0131ns\u0131n: &ldquo;Bel\u0259 olmasa, kredit alan hans\u0131sa sahibkar he&ccedil; bir biznesl\u0259 m\u0259\u015f\u011ful ola bilm\u0259z.<\/p>\n<p>Banklar dollarla depoziti v\u0259t\u0259nda\u015fdan 3%-\u0259 g&ouml;t&uuml;r&uuml;rs\u0259, dig\u0259r v\u0259t\u0259nda\u015fa 24%-\u0259 verir. Bel\u0259 olan halda, bir v\u0259t\u0259nda\u015fdan 21% g\u0259lir g&ouml;t&uuml;r&uuml;l&uuml;r. Bu faiz\u0259 kredit g&ouml;t&uuml;r\u0259n v\u0259t\u0259nda\u015f onu qaytarmaq m\u0259qs\u0259dil\u0259 g&ouml;t&uuml;rm&uuml;r.<\/p>\n<p>M\u0259lumdur ki, h\u0259min krediti qaytara bilm\u0259y\u0259c\u0259k v\u0259 bunu etm\u0259k m&uuml;mk&uuml;n d\u0259 deyil. Bu bax\u0131mdan M\u0259rk\u0259zi Bank bu m\u0259s\u0259l\u0259l\u0259r\u0259 ciddi n\u0259zar\u0259t etm\u0259li v\u0259 hesablanmal\u0131d\u0131r ki, hans\u0131 \u0259sasa g&ouml;r\u0259 v\u0259t\u0259nda\u015flara bel\u0259 y&uuml;ks\u0259k faizl\u0259 kredit verilir.<\/p>\n<p>Banklar v\u0259t\u0259nda\u015flar\u0131n d&uuml;\u015fd&uuml;y&uuml; v\u0259ziyy\u0259td\u0259n istifad\u0259 ed\u0259r\u0259k onlar\u0131 soyur, onlar\u0131 h&uuml;quq-m&uuml;hafiz\u0259 orqanlar\u0131 qar\u015f\u0131s\u0131nda as\u0131l\u0131 v\u0259ziyy\u0259t\u0259 sal\u0131r. Bu m\u0259s\u0259l\u0259l\u0259r &ouml;l&ccedil;&uuml;l&uuml;b-bi&ccedil;ilm\u0259li, d&uuml;nya praktikas\u0131ndan istifad\u0259 olunmal\u0131d\u0131r.<\/p>\n<p>Kimin a\u011fl\u0131na n\u0259 faiz g\u0259lirs\u0259, onu t\u0259tbiq etm\u0259si d&uuml;zg&uuml;n deyil. Biz ilk n&ouml;vb\u0259d\u0259 prezidentin qeyd etdiyi kimi, v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131 qorumal\u0131, onlar\u0131n h&uuml;quqlar\u0131n\u0131 m&uuml;dafi\u0259 etm\u0259liyik&rdquo;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan prezidentinin t\u0259\u015f\u0259bb&uuml;s&uuml; il\u0259 haz\u0131rlanan &ldquo;Strateji yol x\u0259rit\u0259si&rdquo;nin m\u0259rh\u0259l\u0259li \u015f\u0259kild\u0259 h\u0259yata ke&ccedil;irilm\u0259si, regionlar\u0131n sosial-iqtisadi inki\u015faf\u0131, abadl\u0131q-quruculuq i\u015fl\u0259rini v\u0259 dig\u0259rl\u0259rini n\u0259z\u0259r\u0259 alsaq, &ouml;t\u0259n il h&ouml;kum\u0259tin g\u0259rgin d&ouml;vrd\u0259 y&uuml;ks\u0259k f\u0259aliyy\u0259t g&ouml;st\u0259rdiyini dey\u0259&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[88],"tags":[],"class_list":["post-44779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomika"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/44779","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=44779"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/44779\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=44779"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=44779"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=44779"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}