{"id":36716,"date":"2016-08-29T10:55:46","date_gmt":"2016-08-29T06:55:46","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=36716","title":{"rendered":"<b>Banklar birt\u0259r\u0259fli olaraq faiz d\u0259r\u0259c\u0259sini y\u00fcks\u0259ldirl\u0259r<font color=red> \u2013 V\u0130DEO<\/font><\/b>"},"content":{"rendered":"<p><span style=\"line-height: 1.6em;\">Bu \u015f\u0259rti m&uuml;qavil\u0259d\u0259 g&ouml;z\u0259&ccedil;arpmayan bir yerd\u0259 yerl\u0259\u015fdir\u0259n banklar v\u0259t\u0259nda\u015flar\u0131n diqq\u0259tsizliyind\u0259n, yaxud h\u0259min kredit\u0259 olan ehtiyac\u0131ndan sui-istifad\u0259 edirl\u0259r. Ekspertl\u0259r is\u0259 bildirir ki, m&uuml;qavil\u0259d\u0259 birt\u0259r\u0259fli qaydada banklara veril\u0259n faizi y&uuml;ks\u0259ltm\u0259k h&uuml;ququ \u0259slind\u0259 kifay\u0259t q\u0259d\u0259r m&uuml;bahis\u0259li m\u0259s\u0259l\u0259dir v\u0259 inki\u015faf etmi\u015f &ouml;lk\u0259l\u0259rin praktikas\u0131nda buna rast g\u0259linmir.<\/span><\/p>\n<p>Ucnoqta.az &ldquo;x\u0259z\u0259rx\u0259b\u0259r&rdquo;-\u0259 istinad\u0259n x\u0259b\u0259r verir ki, banklar\u0131n m&uuml;\u015ft\u0259ril\u0259rl\u0259 ba\u011flad\u0131qlar\u0131 m&uuml;qavil\u0259d\u0259 &ouml;zl\u0259rin\u0259 birt\u0259r\u0259fli qaydada faizl\u0259ri y&uuml;ks\u0259ltm\u0259k h&uuml;ququ ver\u0259n m&uuml;dd\u0259a sal\u0131rlar. Ekspertl\u0259r bu c&uuml;r t\u0259l\u0259bin m&uuml;qavil\u0259d\u0259 yer almas\u0131 hal\u0131nda v\u0259t\u0259nda\u015flara onu imzalamama\u011f\u0131 t&ouml;vsiy\u0259 edirl\u0259r.<br \/>\n\u0130qtisad&ccedil;\u0131-ekspert V&uuml;qar Bayramov deyir ki, m&uuml;bahis\u0259li ilk m\u0259s\u0259l\u0259 odur ki, m&uuml;qavil\u0259nin ana predmentini m\u0259hz faiz t\u0259\u015fkil edir. Y\u0259ni faiz d\u0259r\u0259c\u0259si x&uuml;susi b\u0259ndl\u0259 m&uuml;qavil\u0259d\u0259 \u0259ksini tap\u0131r v\u0259 bu t\u0259r\u0259fl\u0259r aras\u0131nda raz\u0131la\u015fd\u0131r\u0131l\u0131r. Faiz d\u0259r\u0259c\u0259sinin birt\u0259r\u0259fli qaydada raz\u0131la\u015fd\u0131r\u0131lmamas\u0131 is\u0259 m\u0259ntiqsizlikdir. Bununla bel\u0259 inki\u015faf etm\u0259kd\u0259 olan &ouml;lk\u0259l\u0259rd\u0259 banklar &ouml;zl\u0259rinin maksimum s\u0131\u011fortalamaq &uuml;&ccedil;&uuml;n bu tip add\u0131mlar at\u0131rlar.<br \/>\nEkspertin s&ouml;zl\u0259rin\u0259 g&ouml;r\u0259, ist\u0259nil\u0259n halda \u0259g\u0259r m&uuml;qavil\u0259d\u0259 faiz d\u0259r\u0259c\u0259sinin birt\u0259r\u0259frli art\u0131r\u0131lmas\u0131 \u0259ksini tap\u0131bsa, bel\u0259 bank bunu ed\u0259rk\u0259n iqtisadi c\u0259h\u0259td\u0259n \u0259sasland\u0131rmal\u0131d\u0131r. Bu zaman is\u0259 makroiqtisadi g&ouml;st\u0259ricil\u0259r kimi r\u0259smi statistika \u0259sas g&ouml;t&uuml;r&uuml;l\u0259 bil\u0259r. M\u0259s\u0259l\u0259n, inflyasiyan\u0131n 2 r\u0259q\u0259mli h\u0259dd\u0259 olmas\u0131 v\u0259 sair. Bel\u0259 bir ciddi \u0259sasland\u0131rma yoxdursa, bu m&uuml;\u015ft\u0259ri il\u0259 m\u0259s\u0259l\u0259ni m\u0259hk\u0259m\u0259 m&uuml;st\u0259visin\u0259 ke&ccedil;irm\u0259y\u0259 tam imkan verir.<\/p>\n<div style=\"line-height: 1.6; font-size: 18px; font-family: Arial, sans-serif;\"><iframe allowfullscreen=\"allowfullscreen\" frameborder=\"0\" height=\"360\" src=\"http:\/\/video.az\/embed\/video\/155965\" style=\"max-width: 100%;\" width=\"640\"><\/iframe><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bu \u015f\u0259rti m&uuml;qavil\u0259d\u0259 g&ouml;z\u0259&ccedil;arpmayan bir yerd\u0259 yerl\u0259\u015fdir\u0259n banklar v\u0259t\u0259nda\u015flar\u0131n diqq\u0259tsizliyind\u0259n, yaxud h\u0259min kredit\u0259 olan ehtiyac\u0131ndan sui-istifad\u0259 edirl\u0259r. Ekspertl\u0259r is\u0259 bildirir ki, m&uuml;qavil\u0259d\u0259 birt\u0259r\u0259fli qaydada banklara veril\u0259n faizi y&uuml;ks\u0259ltm\u0259k h&uuml;ququ \u0259slind\u0259&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[88],"tags":[],"class_list":["post-36716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomika"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/36716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=36716"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/36716\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=36716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=36716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=36716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}