{"id":34678,"date":"2016-06-21T11:30:07","date_gmt":"2016-06-21T07:30:07","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=34678","title":{"rendered":"R\u0259q\u0259msal bank\u00e7\u0131l\u0131\u011fa ke\u00e7\u0259n PA\u015eA Bank t\u0259hl\u00fck\u0259sizlik \u00fc\u00e7\u00fcn 4 milyon 549 min manat x\u0259rcl\u0259yib"},"content":{"rendered":"

“PA\u015eA Bank filiallar\u0131n\u0131 art\u0131rmaqdansa, r\u0259q\u0259msal bankç\u0131l\u0131\u011fa üstünlük verir. Haz\u0131rda mü\u015ft\u0259ri \u0259m\u0259liyyatlar\u0131n\u0131n 60%-i \u0130nternet bank vasit\u0259sil\u0259 h\u0259yata keçirilir. Biz \u0259m\u0259liyyatlarda \u0130nternet bank\u0131n pay\u0131n\u0131 daha da art\u0131rmaq üz\u0259rind\u0259 i\u015fl\u0259yirik. 2015-ci ild\u0259 PA\u015eA Bank proqram t\u0259minat\u0131 v\u0259 t\u0259hlük\u0259sizlik x\u0259rcl\u0259rini 3 d\u0259f\u0259 art\u0131r\u0131b. Bank 2015-ci ild\u0259 proqram t\u0259minat\u0131 v\u0259 t\u0259hlük\u0259sizlik üçün 4 milyon 549 min manat x\u0259rcl\u0259yib. PA\u015eA Bank 2014-cü ild\u0259 proqram t\u0259minat\u0131 v\u0259 t\u0259hlük\u0259sizlik üçün 1 milyon 525 min manat x\u0259rcl\u0259mi\u015fdi”. Bunu keçiril\u0259n m\u0259tbuat konfrans\u0131nda Bank\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Taleh Kaz\u0131mov bildirib.<\/span><\/p>\n

T\u0259dbird\u0259 vur\u011fulan\u0131b ki, PA\u015eA Bank Az\u0259rbaycan\u0131n maliyy\u0259 sektorunda daha da geni\u015fl\u0259n\u0259r\u0259k, korporativ mü\u015ft\u0259ril\u0259r v\u0259 öz\u0259l bankç\u0131l\u0131q seqmentl\u0259rind\u0259 maliyy\u0259 xidm\u0259tl\u0259ri göst\u0259r\u0259n, \u015f\u0259ffaf biznes prinsipl\u0259rin\u0259 \u0259m\u0259l ed\u0259n apar\u0131c\u0131 banklardan birin\u0259 çevrilm\u0259yi qar\u015f\u0131s\u0131na m\u0259qs\u0259d qoyub. Bank\u0131n 2015-2017-ci ill\u0259ri \u0259hat\u0259 ed\u0259n cari \u0130nki\u015faf Strategiyan\u0131n \u0259sas h\u0259d\u0259fl\u0259rind\u0259n biri aktivl\u0259rin yüks\u0259k keyfiyy\u0259tini saxlamaqd\u0131r. Bank m\u0259nf\u0259\u0259t v\u0259 risk aras\u0131nda tarazl\u0131q yaradaraq öz aktivl\u0259rini yüks\u0259k-likvidli v\u0259 yar\u0131m-likvidli aktivl\u0259r aras\u0131nda bölü\u015fdürub. PA\u015eA Bank m\u0259cmu kapital\u0131n\u0131 432,489 min manat (277,343 min AB\u015e dollar\u0131) s\u0259viyy\u0259sin\u0259 çatd\u0131raraq bu göst\u0259riciy\u0259 gör\u0259 \u0259n iri bank mövqeyini qoruyub saxlay\u0131b. Öz aktivl\u0259r portfelinin \u015fax\u0259l\u0259ndirilm\u0259si il\u0259 ba\u011fl\u0131 q\u0259bul etdiyi strateji q\u0259rar n\u0259tic\u0259sind\u0259 Bank mü\u015ft\u0259ril\u0259rin\u0259 t\u0259klif etdiyi xidm\u0259tl\u0259rin düzgün balans\u0131n\u0131 saxlama\u011fa nail olub. 
\n2015-ci ilin sonuna olan v\u0259ziyy\u0259t\u0259, Bank\u0131n aktivl\u0259rinin ümumi h\u0259cmi 2,292,739 min AZN,  1,470,270 min AB\u015e dollar\u01311 t\u0259\u015fkil edib ki, bu da \u0259vv\u0259lki ilin müvafiq dövrü üzr\u0259 göst\u0259ricil\u0259rl\u0259 (1,273,258 min AZN, 1,623,225 min AB\u015e dollar\u0131) müqayis\u0259d\u0259 80% art\u0131m dem\u0259kdir. (Xarici valyuta mübadil\u0259sinin t\u0259siri 2015-ci ild\u0259 ba\u015f vermi\u015f devalvasiya il\u0259 ba\u011fl\u0131 497,081 manat olmu\u015fdur, bel\u0259likl\u0259 d\u0259, mütl\u0259q m\u0259nada art\u0131m 41% t\u0259\u015fkil edib).
\nAz\u0259rbaycan bazar\u0131nda kreditl\u0259rin geri öd\u0259nm\u0259sinin t\u0259n\u0259zzül\u0259 u\u011frayan balans\u0131n\u0131 v\u0259 Az\u0259rbaycan\u0131n \u0259sas\u0259n xarici biznesl\u0259 m\u0259\u015f\u011ful olan korporativ mü\u015ft\u0259ril\u0259ri v\u0259 kiçik v\u0259 orta sahibkarlar\u0131 (KOS) aras\u0131nda getdikc\u0259 artan kredit t\u0259l\u0259bini n\u0259z\u0259r\u0259 alaraq, PA\u015eA Bank böhran\u0131n davam etdiyi müdd\u0259t \u0259rzind\u0259 öz güclü kapital mövqeyind\u0259n faydalanm\u0131\u015fd\u0131r v\u0259 özünü bazarda \u015f\u0259ffaf v\u0259 davaml\u0131 idar\u0259çiliy\u0259 malik \u015firk\u0259tl\u0259rin güclü t\u0259r\u0259fda\u015f\u0131 kimi göst\u0259rib. 
\nBazarda t\u0259n\u0259zzül mü\u015fahid\u0259 olundu\u011fu dövrd\u0259 bel\u0259 davaml\u0131 f\u0259aliyy\u0259t göst\u0259rm\u0259yi v\u0259 mü\u015ft\u0259ril\u0259ri xidm\u0259tl\u0259rl\u0259 t\u0259min etm\u0259yi say\u0259sind\u0259 Bank son bir neç\u0259 il \u0259rzind\u0259 formala\u015fd\u0131rd\u0131\u011f\u0131 münasib\u0259tl\u0259rd\u0259n b\u0259hr\u0259l\u0259nm\u0259kd\u0259dir. Bunun n\u0259tic\u0259si olaraq, Bank 1,374,113 min manata (881,181 min AB\u015e dollar\u0131) b\u0259rab\u0259r balans\u0131 olan mü\u015ft\u0259ri bazas\u0131n\u0131 yaratma\u011fa müv\u0259ff\u0259q olub. Qeyd edil\u0259n mü\u015ft\u0259ri bazas\u0131 balans\u0131 \u0259sas\u0259n müdd\u0259tsiz v\u0259 müdd\u0259tli hesablar üzr\u0259 müvafiq olaraq 66% v\u0259 34% nisb\u0259tind\u0259 formala\u015f\u0131b (2014-cü ilin sonuna müvafiq olaraq 79% v\u0259 21% nisb\u0259tind\u0259). 
\nPA\u015eA Bank mü\u015ft\u0259ril\u0259r\u0259 r\u0259qab\u0259t qabiliyy\u0259tli v\u0259 müt\u0259r\u0259qqi m\u0259hsullar t\u0259klif etm\u0259kl\u0259 korporativ v\u0259 KOS seqmentl\u0259rind\u0259 bazar pay\u0131n\u0131 daha da art\u0131rmaqla Az\u0259rbaycan bazar\u0131n\u0131n liderin\u0259 çevrilm\u0259k istiqam\u0259tind\u0259 s\u0259yl\u0259rini davam etdirir. 
\nAktivl\u0259rin keyfiyy\u0259ti v\u0259 mü\u015ft\u0259ril\u0259r üçün düzgün maliyy\u0259 q\u0259rarlar\u0131n\u0131 q\u0259bul edilm\u0259si h\u0259l\u0259 d\u0259 bir nömr\u0259li prioritetdir v\u0259 Bank ild\u0259n il\u0259 bu yana\u015fman\u0131 daha da t\u0259kmill\u0259\u015fdirm\u0259y\u0259 s\u0259rmay\u0259 yat\u0131rma\u011f\u0131 davam etdirir. Az\u0259rbaycanda regional yerli banka çevrilm\u0259kl\u0259, PA\u015eA Bank yerli bankç\u0131l\u0131qda münasib\u0259tl\u0259r\u0259 kökl\u0259nmi\u015f bankç\u0131l\u0131q v\u0259 kredit riskl\u0259rinin anderraytinqi konsepsiyas\u0131n\u0131 t\u0259qdim edib. Bu is\u0259 özünü aktivl\u0259rin keyfiyy\u0259tind\u0259 v\u0259 burul\u011fanl\u0131 iqtisadi mühitd\u0259 bel\u0259 g\u0259lirin \u0259ld\u0259 edilm\u0259sind\u0259 büruz\u0259 verib. <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

“PA\u015eA Bank filiallar\u0131n\u0131 art\u0131rmaqdansa, r\u0259q\u0259msal bankç\u0131l\u0131\u011fa üstünlük verir. Haz\u0131rda mü\u015ft\u0259ri \u0259m\u0259liyyatlar\u0131n\u0131n 60%-i \u0130nternet bank vasit\u0259sil\u0259 h\u0259yata keçirilir. Biz \u0259m\u0259liyyatlarda \u0130nternet bank\u0131n pay\u0131n\u0131 daha da art\u0131rmaq üz\u0259rind\u0259 i\u015fl\u0259yirik. 2015-ci ild\u0259 PA\u015eA…<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[88],"tags":[],"class_list":["post-34678","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomika"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/34678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=34678"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/34678\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=34678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=34678"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=34678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}