{"id":34218,"date":"2016-06-06T14:41:24","date_gmt":"2016-06-06T10:41:24","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=34218","title":{"rendered":"T\u0259l\u0259b\u0259l\u0259r\u0259 g\u00fcz\u0259\u015ftli kredit verilm\u0259sinin \u015f\u0259rtl\u0259ri a\u00e7\u0131qlan\u0131b"},"content":{"rendered":"<p><span style=\"line-height: 1.6em;\">&nbsp;&quot;Az\u0259rbaycan D&ouml;vl\u0259t \u0130qtisad Universitetind\u0259 t\u0259hsil kreditl\u0259rinin verilm\u0259si &uuml;&ccedil;&uuml;n n\u0259z\u0259rd\u0259 tutulan t\u0259l\u0259b\u0259 say\u0131 m&uuml;\u0259yy\u0259nl\u0259\u015fib. Onlar\u0131n say\u0131 70 n\u0259f\u0259rdir. &Uuml;mumilikd\u0259 is\u0259 t\u0259sisat&ccedil;\u0131 qismind\u0259 i\u015ftirak ed\u0259n 10 universitetd\u0259 350-400 aras\u0131 t\u0259l\u0259b\u0259 yeri T\u0259hsil Nazirliyind\u0259 Maarif&ccedil;i T\u0259l\u0259b\u0259 Kredit Fondunun balans\u0131ndad\u0131r. H\u0259r il bu r\u0259q\u0259m yenil\u0259n\u0259c\u0259k. Qeyd edim ki, h\u0259r bir universitet &ouml;z elmi \u015furas\u0131nda t\u0259l\u0259b\u0259l\u0259rin say\u0131n\u0131 t\u0259sdiq etmi\u015f olur v\u0259 ayr\u0131lan yerl\u0259ri Fonda s\u0259rmay\u0259 olaraq qoyub&quot;.<\/span><\/p>\n<p>&quot;Report&quot;un x\u0259b\u0259rin\u0259 g&ouml;r\u0259, bunu T\u0259hsil Nazirliyind\u0259 Maarif&ccedil;i T\u0259l\u0259b\u0259 Kredit Fondunun f\u0259aliyy\u0259t\u0259 ba\u015flamas\u0131na v\u0259 qurumun sayt\u0131n\u0131n istifad\u0259y\u0259 verilm\u0259sin\u0259 h\u0259sr olunan media-brifinqd\u0259 Fondun icra&ccedil;\u0131 direktoru R&uuml;f\u0259t Mahmud bildirib.<br \/>\nO deyib ki, Fondun maliyy\u0259 imkanlar\u0131ndan istifad\u0259 etm\u0259k &uuml;&ccedil;&uuml;n t\u0259l\u0259b\u0259l\u0259r\u0259 &uuml;mumi t\u0259l\u0259bl\u0259r qoyulub: &quot;Bel\u0259 ki, onlar Az\u0259rbaycan\u0131n v\u0259t\u0259nda\u015f\u0131 olmal\u0131, t\u0259sis&ccedil;i olan ali m\u0259kt\u0259bl\u0259rd\u0259n birind\u0259 t\u0259hsil almal\u0131, t\u0259hsilinin davam etdirilm\u0259si &uuml;&ccedil;&uuml;n maliyy\u0259 yard\u0131m\u0131na h\u0259qiqi ehtiyac\u0131 olmal\u0131, valideynl\u0259rin v\u0259 &ouml;z&uuml;n&uuml;n daha \u0259vv\u0259l ald\u0131\u011f\u0131 kreditl\u0259r &uuml;zr\u0259 defolt hadis\u0259l\u0259r ba\u015f verm\u0259m\u0259lidir. Burada b\u0259zi x&uuml;susi \u015f\u0259rtl\u0259r d\u0259 var v\u0259 onlar h\u0259r il yenil\u0259n\u0259 bil\u0259r&quot;.<br \/>\nFondun icra&ccedil;\u0131 direktoru \u0259lav\u0259 edib ki, kreditl\u0259r veril\u0259rk\u0259n valideynl\u0259rin illik g\u0259lir x\u0259rcl\u0259rinin 10 min manatdan art\u0131q olmas\u0131, t\u0259l\u0259b\u0259l\u0259rin ya\u015f\u0131n\u0131n 25-d\u0259n yuxar\u0131 olmamas\u0131, el\u0259c\u0259 d\u0259 bu il &uuml;&ccedil;&uuml;n yaln\u0131z bakalavr pill\u0259sind\u0259 t\u0259hsil almas\u0131 \u0259sas g&ouml;t&uuml;r&uuml;l\u0259c\u0259k: &quot;T\u0259l\u0259b\u0259nin &uuml;mumi orta m&uuml;v\u0259ff\u0259qiyy\u0259t bal\u0131 71 baldan yuxar\u0131 olmal\u0131d\u0131r. \u018fg\u0259r t\u0259l\u0259b\u0259nin n&ouml;vb\u0259ti ill\u0259rd\u0259 g&ouml;st\u0259ricil\u0259ri a\u015fa\u011f\u0131 olacaqsa, o zaman onlara kredit verilm\u0259y\u0259c\u0259k&quot;.<br \/>\nSistemin &ccedil;evik, rahat olmas\u0131 &uuml;&ccedil;&uuml;n m&uuml;raci\u0259tl\u0259rin yaln\u0131z onlayn \u015f\u0259kild\u0259 olaca\u011f\u0131n\u0131 qeyd ed\u0259n R.Mahmud bildirib ki, kreditin maksimum faiz d\u0259r\u0259c\u0259si 8% olacaq: &quot;T\u0259l\u0259b\u0259 universiteti bitir\u0259nd\u0259n sonra onlara 1 il d\u0259 g&uuml;z\u0259\u015ft veril\u0259c\u0259k. N&ouml;vb\u0259ti ild\u0259n is\u0259 10 il m&uuml;dd\u0259tind\u0259 krediti qaytarmal\u0131 olacaqlar.&nbsp;<br \/>\nO\u011flanlarda \u0259sg\u0259rlik m&uuml;dd\u0259ti olarsa, o zaman kreditin vaxt\u0131 1 il d\u0259 art\u0131r\u0131lacaq. Fondun maliyy\u0259 \u0259m\u0259liyyatlar\u0131n\u0131 h\u0259yata ke&ccedil;ir\u0259n agent bank &quot;Kapital Bank&quot; se&ccedil;ilib. G\u0259l\u0259c\u0259kd\u0259 dig\u0259r banklarla da \u0259m\u0259liyyat\u0131 aparmaq m&uuml;mk&uuml;n olacaq. T\u0259l\u0259b\u0259 &uuml;&ccedil;&uuml;n rahat \u015f\u0259kild\u0259 krediti qaytarma m&uuml;dd\u0259tind\u0259 mexanizml\u0259r i\u015fl\u0259k v\u0259ziyy\u0259td\u0259 olacaq&quot;.<br \/>\nO, qeyd edib ki, bir t\u0259l\u0259b\u0259 1 il &uuml;&ccedil;&uuml;n maksimum 4 000 manat m\u0259bl\u0259\u011find\u0259 \u015f\u0259rti qaydada kredit ala bil\u0259r: &quot;T\u0259l\u0259b\u0259 o pulu g&ouml;t&uuml;rm&uuml;r, fonddan birba\u015fa ali m\u0259kt\u0259b\u0259 &ouml;d\u0259nilir. T\u0259l\u0259b\u0259l\u0259r &uuml;&ccedil;&uuml;n standart v\u0259 g&uuml;z\u0259\u015ftli paketl\u0259r olacaq. Bel\u0259 ki, standrat paketl\u0259rd\u0259 8%-lik kredit d\u0259r\u0259c\u0259si n\u0259z\u0259rd\u0259 tutulur. G&uuml;z\u0259\u015ftli paketl\u0259rd\u0259 is\u0259 6%-lik kredit d\u0259r\u0259c\u0259si m&uuml;\u0259yy\u0259nl\u0259\u015fdirilib. G&uuml;z\u0259\u015ftli paketl\u0259rd\u0259n ail\u0259 ba\u015f&ccedil;\u0131s\u0131n\u0131 itirmi\u015f, sa\u011flaml\u0131q imkan\u0131 m\u0259hdud olanlar t\u0259l\u0259b\u0259l\u0259r yararlana bil\u0259c\u0259kl\u0259r. T\u0259l\u0259b\u0259l\u0259r kredit almaq &uuml;&ccedil;&uuml;n h\u0259r il m&uuml;tl\u0259q m&uuml;raci\u0259t etm\u0259lidirl\u0259r. I kurs t\u0259l\u0259b\u0259l\u0259ri kredit &uuml;&ccedil;&uuml;n m&uuml;raci\u0259t ed\u0259 bilm\u0259zl\u0259r. &Ccedil;&uuml;nki onlar\u0131n il \u0259rzind\u0259 he&ccedil; bir akademik g&ouml;st\u0259ricisi qiym\u0259tl\u0259ndirilm\u0259yib. T\u0259l\u0259b\u0259l\u0259r II kursdan kredit &uuml;&ccedil;&uuml;n m&uuml;raci\u0259t ed\u0259 bil\u0259rl\u0259r. \u018fg\u0259r t\u0259l\u0259b\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f m&uuml;dd\u0259td\u0259 krediti qaytarmasa, fond bu m\u0259s\u0259l\u0259 il\u0259 \u0259laq\u0259dar m\u0259hk\u0259m\u0259y\u0259 m&uuml;raci\u0259t ed\u0259 bil\u0259r&quot;.<br \/>\nFondun r\u0259smisi vur\u011fulay\u0131b ki, t\u0259l\u0259b\u0259l\u0259r kreditl\u0259rin verilm\u0259si &uuml;&ccedil;&uuml;n bu g&uuml;nd\u0259n ba\u015flayaraq iyunun 15-d\u0259k m&uuml;raci\u0259t ed\u0259 bil\u0259rl\u0259r.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;&quot;Az\u0259rbaycan D&ouml;vl\u0259t \u0130qtisad Universitetind\u0259 t\u0259hsil kreditl\u0259rinin verilm\u0259si &uuml;&ccedil;&uuml;n n\u0259z\u0259rd\u0259 tutulan t\u0259l\u0259b\u0259 say\u0131 m&uuml;\u0259yy\u0259nl\u0259\u015fib. Onlar\u0131n say\u0131 70 n\u0259f\u0259rdir. &Uuml;mumilikd\u0259 is\u0259 t\u0259sisat&ccedil;\u0131 qismind\u0259 i\u015ftirak ed\u0259n 10 universitetd\u0259 350-400 aras\u0131 t\u0259l\u0259b\u0259 yeri T\u0259hsil&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[101],"tags":[],"class_list":["post-34218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cemiyyet"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/34218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=34218"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/34218\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=34218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=34218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=34218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}