{"id":252687,"date":"2026-08-03T12:15:16","date_gmt":"2026-08-03T08:15:16","guid":{"rendered":"https:\/\/ucnoqta.az\/?p=252687"},"modified":"2026-08-03T14:01:16","modified_gmt":"2026-08-03T10:01:16","slug":"kartdan-karta-limiti-il%c9%99-bagli-aciqlama","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=252687","title":{"rendered":"“Kartdan karta limiti” il\u0259 ba\u011fl\u0131 A\u00c7IQLAMA"},"content":{"rendered":"

“Az\u0259rbaycan Banklar Assosiasiyas\u0131” (ABA) v\u0259 “Az\u0259rbaycan Fintex Assosiasiyas\u0131” (AzFina) \u0130ctimai Birlikl\u0259ri banklar\u0131n v\u0259 elektron pul t\u0259\u015fkilatlar\u0131n\u0131n xidm\u0259tl\u0259rind\u0259n sui-istifad\u0259 riskl\u0259rinin minimalla\u015fd\u0131r\u0131lmas\u0131 m\u0259qs\u0259dil\u0259 \u00f6d\u0259ni\u015f al\u0259tl\u0259rin\u0259 m\u0259daxil \u0259m\u0259liyyatlar\u0131 \u00fczr\u0259 risk \u0259sasl\u0131 yana\u015fman\u0131n t\u0259tbiq olunmas\u0131 il\u0259 ba\u011fl\u0131 raz\u0131la\u015fma \u0259ld\u0259 edib.<\/strong><\/p>\n

Ucnoqta.az x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 ABA a\u00e7\u0131qlama yay\u0131b:<\/p>\n

“S\u00f6z\u00fcged\u0259n yana\u015fmaya \u0259sas\u0259n, \u00f6d\u0259ni\u015f xidm\u0259ti istifad\u0259\u00e7il\u0259rin\u0259 m\u0259xsus olan h\u0259r bir \u00f6d\u0259ni\u015f al\u0259ti \u00fczr\u0259 g\u00fcnd\u0259lik olaraq maksimum 5 sayda, ayl\u0131q olaraq is\u0259 maksimum 20 min manata q\u0259d\u0259r m\u0259daxil \u0259m\u0259liyyatlar\u0131n\u0131n h\u0259yata ke\u00e7irilm\u0259si imkan\u0131 n\u0259z\u0259rd\u0259 tutulur. Bu \u00e7\u0259r\u00e7iv\u0259d\u0259, h\u0259m\u00e7inin, banklar v\u0259 elektron pul t\u0259\u015fkilatlar\u0131 t\u0259r\u0259find\u0259n \u00f6d\u0259ni\u015f xidm\u0259ti istifad\u0259\u00e7il\u0259rin\u0259 onlar\u0131n h\u0259r bir hesab\u0131na ba\u011fl\u0131 ist\u0259nil\u0259n maliyy\u0259 xidm\u0259ti m\u0259hsulu \u00fczr\u0259 yaln\u0131z bir \u00f6d\u0259ni\u015f al\u0259tinin t\u0259qdim edilm\u0259si n\u0259z\u0259rd\u0259 tutulur. \u0130ndiki m\u0259rh\u0259l\u0259d\u0259, \u00f6d\u0259ni\u015f al\u0259tl\u0259ri \u00fczr\u0259 m\u0259xaric \u0259m\u0259liyyatlar\u0131 il\u0259 ba\u011fl\u0131 h\u0259r hans\u0131 limitin t\u0259tbiqi n\u0259z\u0259rd\u0259 tutulmay\u0131b.<\/p>\n

“Bu yana\u015fma risk \u0259sasl\u0131d\u0131r v\u0259 m\u00fc\u015ft\u0259ril\u0259rin sa\u011flam xarakterli m\u0259daxil \u0259m\u0259liyyatlar\u0131n\u0131n m\u0259hdudula\u015fd\u0131r\u0131lmas\u0131n\u0131 n\u0259z\u0259rd\u0259 tutmur. Bel\u0259 ki, bank v\u0259 elektron pul t\u0259\u015fkilat\u0131 m\u00fc\u015ft\u0259ril\u0259rinin \u00f6zl\u0259rin\u0259 v\u0259 yax\u0131n qohumlar\u0131na aid olan \u00f6d\u0259ni\u015f al\u0259tl\u0259ri \u00fczr\u0259 m\u0259daxil \u0259m\u0259liyyatlar\u0131 qeyd olunan limitl\u0259rin t\u0259tbiqind\u0259n istisna edilir. Eyni zamanda, m\u00fc\u015ft\u0259ril\u0259r t\u0259r\u0259find\u0259n apar\u0131lan \u0259m\u0259liyyatlar bar\u0259d\u0259 z\u0259ruri m\u0259lumatlar t\u0259qdim edil\u0259c\u0259yi v\u0259 h\u0259min \u0259m\u0259liyatlar\u0131n m\u00fc\u015ft\u0259ril\u0259rin risk profilin\u0259 uy\u011fun olaca\u011f\u0131 hallar \u00fczr\u0259 d\u0259 limitl\u0259rin t\u0259tbiqi n\u0259z\u0259rd\u0259 tutulmur. Analoji olaraq, \u00f6d\u0259ni\u015f xidm\u0259ti istifad\u0259\u00e7il\u0259ri t\u0259r\u0259find\u0259n m\u00fcvafiq \u0259sasland\u0131rmalar t\u0259qdim edil\u0259c\u0259yi t\u0259qdird\u0259, banklar v\u0259 elektron pul t\u0259\u015fkilatlar\u0131 t\u0259r\u0259find\u0259n onlara z\u0259ruri \u0259lav\u0259 \u00f6d\u0259ni\u015f al\u0259tl\u0259rinin t\u0259qdim edilm\u0259si t\u0259min olunacaq.<\/p>\n

S\u00f6z\u00fcged\u0259n yana\u015fma sa\u011flam \u00f6d\u0259ni\u015f \u0259m\u0259liyyat\u0131 t\u0259cr\u00fcb\u0259sin\u0259 malik olan \u00f6d\u0259ni\u015f xidm\u0259ti istifad\u0259\u00e7il\u0259ri \u00fc\u00e7\u00fcn h\u0259r hans\u0131 bir \u0259lav\u0259 m\u0259hdudiyy\u0259t v\u0259 ya \u00e7\u0259tinlik yaratmayacaq v\u0259 onlar\u0131n g\u00fcnd\u0259lik \u0259m\u0259liyyatlar\u0131na m\u0259nfi t\u0259sir etm\u0259y\u0259c\u0259k. \u00d6d\u0259ni\u015f xidm\u0259ti istifad\u0259\u00e7il\u0259ri r\u0259q\u0259msal \u00f6d\u0259ni\u015fl\u0259rin \u00fcst\u00fcnl\u00fckl\u0259rind\u0259n, o c\u00fcml\u0259d\u0259n t\u0259s\u0259rr\u00fcfat subyektl\u0259rind\u0259 qura\u015fd\u0131r\u0131lm\u0131\u015f POS-terminal infrastrukturundan v\u0259 elektron bank\u00e7\u0131l\u0131q xidm\u0259tl\u0259rind\u0259n \u0259n\u0259n\u0259vi qaydada istifad\u0259 ed\u0259r\u0259k \u00f6z \u00f6d\u0259ni\u015f \u0259m\u0259liyyatlar\u0131n\u0131 icra etm\u0259y\u0259 davam ed\u0259c\u0259kl\u0259r”, – dey\u0259 a\u00e7\u0131qlamada qeyd olunub.<\/p>\n","protected":false},"excerpt":{"rendered":"

“Az\u0259rbaycan Banklar Assosiasiyas\u0131” (ABA) v\u0259 “Az\u0259rbaycan Fintex Assosiasiyas\u0131” (AzFina) \u0130ctimai Birlikl\u0259ri banklar\u0131n v\u0259 elektron pul t\u0259\u015fkilatlar\u0131n\u0131n xidm\u0259tl\u0259rind\u0259n sui-istifad\u0259 riskl\u0259rinin minimalla\u015fd\u0131r\u0131lmas\u0131 m\u0259qs\u0259dil\u0259 \u00f6d\u0259ni\u015f al\u0259tl\u0259rin\u0259 m\u0259daxil \u0259m\u0259liyyatlar\u0131 \u00fczr\u0259 risk \u0259sasl\u0131 yana\u015fman\u0131n t\u0259tbiq…<\/p>\n","protected":false},"author":2,"featured_media":252688,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[34,111],"tags":[],"class_list":["post-252687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-butun-xeberler","category-manset"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/252687","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=252687"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/252687\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/252688"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=252687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=252687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=252687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}