{"id":243561,"date":"2026-05-13T18:03:19","date_gmt":"2026-05-13T14:03:19","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=243561","title":{"rendered":"Banklarla ba\u011fl\u0131 yeni qayda t\u0259sdiql\u0259ndi"},"content":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259ti &quot;Banklarda stres-testl\u0259rin apar\u0131lmas\u0131 Qaydas\u0131&quot;n\u0131 t\u0259sdiq edib.<\/p>\n<p>Ucnoqta.az AMB-y\u0259 istinad\u0259n x\u0259b\u0259r verir ki, m\u0259qs\u0259d &quot;2024 &ndash; 2026-c\u0131 ill\u0259rd\u0259 maliyy\u0259 sektorunun inki\u015faf Strategiyas\u0131&quot;ndan ir\u0259li g\u0259l\u0259r\u0259k bank sektorunda maliyy\u0259 dayan\u0131ql\u0131l\u0131\u011f\u0131n\u0131n g&uuml;cl\u0259ndirilm\u0259si v\u0259 beyn\u0259lxalq t\u0259nziml\u0259m\u0259 standartlar\u0131na uy\u011funlu\u011fun art\u0131r\u0131lmas\u0131d\u0131r.<\/p>\n<p>Qayda m&uuml;t\u0259r\u0259qqi beyn\u0259lxalq t\u0259cr&uuml;b\u0259, o c&uuml;ml\u0259d\u0259n Bazel Komit\u0259sinin v\u0259 Avropa Bank N\u0259zar\u0259ti Orqan\u0131n\u0131n prinsipl\u0259ri n\u0259z\u0259r\u0259 al\u0131nmaqla haz\u0131rlan\u0131b. \u018flav\u0259 olaraq, bu Qaydaya uy\u011funla\u015fd\u0131rma istiqam\u0259tind\u0259 &quot;Banklarda korporativ idar\u0259etm\u0259 Standartlar\u0131&quot;nda, &quot;Banklarda kredit riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131&quot;nda, &quot;Banklarda likvidlik riskinin idar\u0259 edilm\u0259si Qaydas\u0131&quot;nda, &quot;Banklarda \u0259m\u0259liyyat riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131&quot;nda v\u0259 &quot;Banklarda bazar riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131&quot;nda d\u0259yi\u015fiklikl\u0259r d\u0259 t\u0259sdiq edilib.<\/p>\n<p>Yeni Qaydada banklarda stres-testl\u0259\u015fm\u0259nin \u0259sas prinsipl\u0259ri v\u0259 proqramlar\u0131n t\u0259rkibi, modell\u0259\u015fdirm\u0259 &uuml;sullar\u0131 v\u0259 stres-test modell\u0259rinin validasiyas\u0131 &uuml;zr\u0259 t\u0259l\u0259bl\u0259r, h\u0259ssasl\u0131q v\u0259 ssenari t\u0259hlill\u0259rinin \u0259hat\u0259si, \u0259sas risk n&ouml;vl\u0259ri (likvidlik, kredit, bazar v\u0259 \u0259m\u0259liyyat) &uuml;zr\u0259 stres-testl\u0259r\u0259 v\u0259 riskl\u0259raras\u0131 qar\u015f\u0131l\u0131ql\u0131 t\u0259sirl\u0259r\u0259 dair t\u0259l\u0259bl\u0259r, habel\u0259 stres-test n\u0259tic\u0259l\u0259rinin M\u0259rk\u0259zi Banka hesabatl\u0131q m\u0259s\u0259l\u0259l\u0259ri &ouml;z \u0259ksini tap\u0131b. Qaydada h\u0259m&ccedil;inin bank daxilind\u0259 v\u0259 n\u0259zar\u0259t prosesi &ccedil;\u0259r&ccedil;iv\u0259sind\u0259 stres-test modelinin keyfiyy\u0259tinin v\u0259 adekvatl\u0131\u011f\u0131n\u0131n qiym\u0259tl\u0259ndirilm\u0259sinin t\u0259\u015fkili &uuml;&ccedil;&uuml;n istifad\u0259 edil\u0259 bil\u0259n suallar da \u0259hat\u0259 edilib.<\/p>\n<p>N\u0259tic\u0259 etibaril\u0259, yeni Qayda stres-testl\u0259rin ke&ccedil;irilm\u0259si v\u0259 n\u0259tic\u0259l\u0259rin qiym\u0259tl\u0259ndirilm\u0259si &uuml;zr\u0259 vahid v\u0259 sistematik t\u0259nziml\u0259m\u0259 &ccedil;\u0259r&ccedil;iv\u0259si yaratmaqla, banklar\u0131n f\u0259rdi dayan\u0131ql\u0131l\u0131\u011f\u0131n\u0131n v\u0259 b&uuml;t&ouml;vl&uuml;kd\u0259 sektorun risk\u0259 davaml\u0131l\u0131\u011f\u0131n\u0131n kompleks qiym\u0259tl\u0259ndirilm\u0259sini t\u0259min ed\u0259c\u0259k.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259ti &quot;Banklarda stres-testl\u0259rin apar\u0131lmas\u0131 Qaydas\u0131&quot;n\u0131 t\u0259sdiq edib. Ucnoqta.az AMB-y\u0259 istinad\u0259n x\u0259b\u0259r verir ki, m\u0259qs\u0259d &quot;2024 &ndash; 2026-c\u0131 ill\u0259rd\u0259 maliyy\u0259 sektorunun inki\u015faf Strategiyas\u0131&quot;ndan ir\u0259li g\u0259l\u0259r\u0259k bank&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[88],"tags":[],"class_list":["post-243561","post","type-post","status-publish","format-standard","hentry","category-ekonomika"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/243561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=243561"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/243561\/revisions"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=243561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=243561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=243561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}