{"id":241229,"date":"2026-04-03T14:00:11","date_gmt":"2026-04-03T10:00:11","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=241229","title":{"rendered":"Avtomobill\u0259rin icbari s\u0131\u011fortas\u0131na dair qaydalar d\u0259yi\u015fdi"},"content":{"rendered":"

Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) "Avton\u0259qliyyat vasit\u0259si sahibl\u0259rinin mülki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131 sah\u0259sind\u0259 Qaydalar"da d\u0259yi\u015fiklikl\u0259r edib.<\/strong><\/p>\n

Ucnoqta.az x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) m\u0259lumat yay\u0131b.<\/p>\n

M\u0259lumata gör\u0259, qurum s\u0131\u011forta bazar\u0131n\u0131n davaml\u0131 v\u0259 dayan\u0131ql\u0131 inki\u015faf\u0131, s\u0131\u011forta xidm\u0259tl\u0259rinin istehlakç\u0131lar\u0131na qar\u015f\u0131 \u0259dal\u0259tli r\u0259ftar\u0131n gücl\u0259ndirilm\u0259si, s\u0131\u011forta xidm\u0259tl\u0259rin\u0259 ictimai etimad\u0131n gücl\u0259ndirilm\u0259si m\u0259qs\u0259dil\u0259 f\u0259aliyy\u0259tl\u0259rini davam etdirir. H\u0259yata keçiril\u0259n islahatlar ç\u0259rçiv\u0259sind\u0259 at\u0131lan add\u0131mlardan biri d\u0259 avton\u0259qliyyat vasit\u0259si sahibl\u0259rinin mülki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131 növü (avto-icbari s\u0131\u011forta) üzr\u0259 s\u0131\u011forta haqlar\u0131n\u0131n mü\u0259yy\u0259n olunmas\u0131 mexanizml\u0259rinin t\u0259kmill\u0259\u015fdirilm\u0259sidir.<\/p>\n

Avto-icbari s\u0131\u011forta növü üzr\u0259 s\u0131\u011forta haqlar\u0131 avton\u0259qliyyat vasit\u0259sinin istismar\u0131 zaman\u0131 III \u015f\u0259xsl\u0259rin \u0259mlak\u0131na v\u0259 s\u0259hh\u0259tin\u0259 z\u0259r\u0259r vurma ehtimallar\u0131n\u0131 \u0259hat\u0259 ed\u0259n risk amill\u0259rin\u0259 \u0259saslanan \u0259msallar t\u0259tbiq olunmaqla mü\u0259yy\u0259n olunur.<\/p>\n

T\u0259yinat\u0131 s\u0259rni\u015fin da\u015f\u0131malar\u0131 üçün mü\u0259yy\u0259n edil\u0259n taksi avton\u0259qliyyat vasit\u0259l\u0259rinin müt\u0259madi v\u0259 intensiv yol h\u0259r\u0259k\u0259tind\u0259 istifad\u0259si bu sah\u0259d\u0259 hadis\u0259l\u0259rin ba\u015fverm\u0259 tezliyinin yüks\u0259k olmas\u0131 n\u0259tic\u0259sind\u0259 q\u0259za riskinin artmas\u0131na s\u0259b\u0259b olur. Apar\u0131lan t\u0259hlill\u0259r \u015f\u0259xsi m\u0259qs\u0259dl\u0259rl\u0259 istifad\u0259 olunan avton\u0259qliyyat vasit\u0259l\u0259rin\u0259 münasib\u0259td\u0259 s\u0259rni\u015fin da\u015f\u0131malar\u0131nda istifad\u0259 olunan taksi avton\u0259qliyyat vasit\u0259l\u0259rinin III \u015f\u0259xsl\u0259rin \u0259mlak\u0131na v\u0259 s\u0259hh\u0259tin\u0259 z\u0259r\u0259r vurma ehtimallar\u0131n\u0131n yüks\u0259k olmas\u0131n\u0131 göst\u0259rib.<\/p>\n

Qeyd olunan amill\u0259r taksi f\u0259aliyy\u0259tind\u0259 istifad\u0259 olunan n\u0259qliyyat vasit\u0259l\u0259rin\u0259 münasib\u0259td\u0259 xüsusi \u0259msallar\u0131n t\u0259tbiq edilm\u0259si z\u0259rur\u0259tini yarad\u0131b.<\/p>\n

T\u0259hlill\u0259r\u0259 v\u0259 u\u011furlu beyn\u0259lxalq t\u0259crüb\u0259l\u0259r\u0259 \u0259saslanaraq t\u0259sdiq edilmi\u015f d\u0259yi\u015fiklikl\u0259r s\u0259rni\u015fin da\u015f\u0131malar\u0131nda istifad\u0259 olunan avton\u0259qliyyat vasit\u0259l\u0259rin\u0259 münasib\u0259td\u0259 f\u0259rqli risk \u0259msallar\u0131n\u0131n t\u0259tbiq olunmas\u0131n\u0131 \u0259hat\u0259l\u0259ndirir.<\/p>\n

N\u0259z\u0259rd\u0259 tutulan d\u0259yi\u015fiklikl\u0259r n\u0259qliyyat vasit\u0259l\u0259ri sahibl\u0259rinin mülki m\u0259suliyy\u0259tinin s\u0131\u011fortas\u0131n\u0131n riskl\u0259r\u0259 daha adekvat \u015f\u0259kild\u0259 mü\u0259yy\u0259n edilm\u0259sin\u0259, sürücülük intizam\u0131n\u0131n art\u0131r\u0131lmas\u0131na, III \u015f\u0259xsl\u0259rin s\u0259hh\u0259tin\u0259 v\u0259 \u0259mlak\u0131na z\u0259r\u0259r d\u0259ym\u0259si zaman\u0131 t\u0259kmil s\u0131\u011forta xidm\u0259tl\u0259rinin göst\u0259rm\u0259sin\u0259, bütövlükd\u0259 is\u0259 sosial rifah\u0131n sabitliyinin qorunmas\u0131na xidm\u0259t edir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) "Avton\u0259qliyyat vasit\u0259si sahibl\u0259rinin mülki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131 sah\u0259sind\u0259 Qaydalar"da d\u0259yi\u015fiklikl\u0259r edib. Ucnoqta.az x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) m\u0259lumat yay\u0131b. M\u0259lumata gör\u0259, qurum s\u0131\u011forta…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[99],"tags":[],"class_list":["post-241229","post","type-post","status-publish","format-standard","hentry","category-avto"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/241229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=241229"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/241229\/revisions"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=241229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=241229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=241229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}