{"id":221456,"date":"2025-04-11T10:49:21","date_gmt":"2025-04-11T06:49:21","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=221456","title":{"rendered":"Kredit borcu olan pensiya\u00e7\u0131lara"},"content":{"rendered":"<p><strong>Banka borcu olan \u015f\u0259xs t\u0259qa&uuml;d&ccedil;&uuml;d&uuml;r. Onun ald\u0131\u011f\u0131 pensiya v\u0259 banka olan borcunun miqdar\u0131 is\u0259 eynidir. Pensiyas\u0131n\u0131 bank borcuna ver\u0259n \u015f\u0259xsin dolanmaq &uuml;&ccedil;&uuml;n pulu qalm\u0131r. Son g&uuml;nl\u0259r redaksiyam\u0131za bu c&uuml;r m&uuml;raci\u0259tl\u0259rin say\u0131 art\u0131r. V\u0259t\u0259nda\u015flar bildirirl\u0259r ki, ald\u0131qlar\u0131 pensiyan\u0131 tam olaraq bank borclar\u0131na verdikl\u0259ri &uuml;&ccedil;&uuml;n dolanmaqda &ccedil;\u0259tinlik &ccedil;\u0259kirl\u0259r. B\u0259s g&ouml;r\u0259s\u0259n, bu halda h\u0259min \u015f\u0259xsl\u0259r hans\u0131 add\u0131m\u0131 atmal\u0131d\u0131rlar? Banka olan borcdan ya\u015fay\u0131\u015f minimumunun &ccedil;\u0131x\u0131lmas\u0131 m&uuml;mk&uuml;nd&uuml;rm&uuml;?<\/strong><\/p>\n<p>Ucnoqta.az x\u0259b\u0259r verir ki, m\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 bank m\u0259s\u0259l\u0259l\u0259ri &uuml;zr\u0259 ekspert, iqtisad&ccedil;\u0131 \u018fkr\u0259m H\u0259s\u0259nov konkret.az-a a&ccedil;\u0131qlamas\u0131nda bildirib ki, qanunvericiliy\u0259 g&ouml;r\u0259, h\u0259r bir \u015f\u0259xsin g\u0259lirinin yar\u0131s\u0131 b&uuml;t&uuml;n borclar\u0131na g&ouml;r\u0259 tutula bil\u0259r.<\/p>\n<p>&quot;O c&uuml;ml\u0259d\u0259n, t\u0259qa&uuml;d&ccedil;&uuml;n&uuml;n d\u0259 pensiyas\u0131n\u0131n yar\u0131s\u0131 tutula bil\u0259r. Bel\u0259 bir m&uuml;dd\u0259a var ki, ya\u015fay\u0131\u015f minimumu \u015f\u0259xsi t\u0259min etm\u0259lidir. Bununla ba\u011fl\u0131 d&ouml;vl\u0259t orqanlar\u0131na da m&uuml;raci\u0259t etmi\u015fdim. Ya\u015fay\u0131\u015f minimumu h\u0259r bir halda saxlanmal\u0131d\u0131r. Qanun deyir ki, 50 faiz\u0259d\u0259k pul tutulmal\u0131d\u0131r. Y\u0259ni, az m\u0259bl\u0259\u011fd\u0259 d\u0259 pul tutula bil\u0259r.&quot;<\/p>\n<p>\u0130qtisad&ccedil;\u0131 qeyd edir ki, ya\u015fay\u0131\u015f minumumu m&uuml;tl\u0259q saxlan\u0131lmal\u0131d\u0131r.<\/p>\n<p>&quot;Amma t\u0259\u0259ss&uuml;f ki, d&ouml;vl\u0259t orqanlar\u0131 v\u0259t\u0259nda\u015f\u0131n bu h&uuml;ququnu t\u0259min etmir. Bu, praktikada bel\u0259dir. M\u0259n bu add\u0131m\u0131 Konstitusiyaya zidd hesab edir\u0259m. &Ccedil;&uuml;nki Konstitusiyaya g&ouml;r\u0259, insan haqlar\u0131n\u0131n m&uuml;dafi\u0259si d&ouml;vl\u0259tin ali m\u0259qs\u0259didir. Y\u0259ni ya\u015fay\u0131\u015f minumumu da insan\u0131n haqq\u0131d\u0131r. T\u0259\u0259ss&uuml;f ki, d&ouml;vl\u0259t orqanlar\u0131n\u0131n v\u0259 m\u0259hk\u0259m\u0259l\u0259rin t\u0259cr&uuml;b\u0259si f\u0259rqlidir.&quot;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banka borcu olan \u015f\u0259xs t\u0259qa&uuml;d&ccedil;&uuml;d&uuml;r. Onun ald\u0131\u011f\u0131 pensiya v\u0259 banka olan borcunun miqdar\u0131 is\u0259 eynidir. Pensiyas\u0131n\u0131 bank borcuna ver\u0259n \u015f\u0259xsin dolanmaq &uuml;&ccedil;&uuml;n pulu qalm\u0131r. Son g&uuml;nl\u0259r redaksiyam\u0131za bu c&uuml;r m&uuml;raci\u0259tl\u0259rin&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[101],"tags":[],"class_list":["post-221456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cemiyyet"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/221456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=221456"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/221456\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=221456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=221456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=221456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}