{"id":213419,"date":"2024-11-25T11:48:29","date_gmt":"2024-11-25T07:48:29","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=213419","title":{"rendered":"Pensiya kapital\u0131ndan kredit borcunu \u00f6d\u0259m\u0259k imkan\u0131 yarad\u0131lmal\u0131d\u0131r &#8211;"},"content":{"rendered":"<p><strong>&quot;Pensiya kapital\u0131ndan istifad\u0259 imkanlar\u0131 bir s\u0131ra dig\u0259r &ouml;lk\u0259l\u0259rd\u0259 t\u0259tbiq olunur. &Ouml;t\u0259n g&uuml;n Milli M\u0259clisin m&uuml;zakir\u0259l\u0259rind\u0259 Sinqapur v\u0259 AB\u015e modelini qeyd etdim. Bu modell\u0259r bizim &ouml;lk\u0259 &uuml;&ccedil;&uuml;n daha uy\u011fun modell\u0259r hesab oluna bil\u0259r. Dig\u0259r &ouml;lk\u0259l\u0259r d\u0259 h\u0259min modell\u0259ri &ouml;yr\u0259nib t\u0259tbiq etm\u0259y\u0259 &ccedil;al\u0131\u015f\u0131rlar&quot;.<\/strong><\/p>\n<p>Ucnoqta.az x\u0259b\u0259r verir ki, bu s&ouml;zl\u0259ri mill\u0259t v\u0259kili V&uuml;qar Bayramov bildirib.<\/p>\n<p>O \u0259lav\u0259 edib ki, bu modelin &ouml;z\u0259lliyi ondan ibar\u0259tdir ki, v\u0259t\u0259nda\u015f kapital\u0131n\u0131n bir hiss\u0259sini istehlak\u0131 &uuml;&ccedil;&uuml;n istifad\u0259 ed\u0259 bilir:<\/p>\n<p>&quot;Y\u0259ni v\u0259t\u0259nda\u015f 65 ya\u015f\u0131 g&ouml;zl\u0259mir. Eyni zamanda kapital\u0131n bir hiss\u0259sini 65 ya\u015fa saxlay\u0131r. Bu o dem\u0259kdir ki, misal &uuml;&ccedil;&uuml;n v\u0259t\u0259nda\u015f\u0131n 50 min manat kapital\u0131 varsa, h\u0259min kapital\u0131n yar\u0131s\u0131n\u0131 65 ya\u015f\u0131 tamam olmadan x\u0259rcl\u0259m\u0259k imkan\u0131na malik olur.<\/p>\n<p>Bir m\u0259s\u0259l\u0259ni d\u0259 qeyd edim ki, v\u0259t\u0259nda\u015f\u0131n n\u0259 q\u0259d\u0259r uzun ya\u015fama\u011f\u0131n\u0131n onun pensiya m\u0259bl\u0259\u011fin\u0259 adiyy\u0259ti olmur. Pensiya m\u0259bl\u0259\u011fi v\u0259t\u0259nda\u015f daha &ccedil;ox ya\u015fad\u0131qca art\u0131r. Kapital pensiya m\u0259bl\u0259\u011fi m&uuml;\u0259yy\u0259nl\u0259\u015f\u0259nd\u0259 laz\u0131m olur. Bundan sonra kapital anlay\u0131\u015f\u0131 olmur, &ccedil;&uuml;nki pensiya ineksl\u0259\u015fdiril\u0259r\u0259k art\u0131r\u0131l\u0131r. Y\u0259ni v\u0259t\u0259nda\u015f n\u0259 q\u0259d\u0259r &ccedil;ox ya\u015fay\u0131rsa, onun pensiya m\u0259bl\u0259\u011fi o q\u0259d\u0259r art\u0131r.<\/p>\n<p>Hesab edir\u0259m ki, kapital\u0131n bir hiss\u0259sinin istehlak\u0131 &uuml;&ccedil;&uuml;n istifad\u0259 imkanlar\u0131 yaranmal\u0131d\u0131r. \u018fg\u0259r v\u0259t\u0259nda\u015f\u0131n kredit borcu varsa v\u0259 &ouml;d\u0259m\u0259kd\u0259 &ccedil;\u0259tinlik &ccedil;\u0259kirs\u0259, o zaman h\u0259min kapitaldan istifad\u0259 edib x\u0259rcl\u0259ri &ouml;d\u0259m\u0259k imkan\u0131 yarad\u0131lmal\u0131d\u0131r&quot;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&quot;Pensiya kapital\u0131ndan istifad\u0259 imkanlar\u0131 bir s\u0131ra dig\u0259r &ouml;lk\u0259l\u0259rd\u0259 t\u0259tbiq olunur. &Ouml;t\u0259n g&uuml;n Milli M\u0259clisin m&uuml;zakir\u0259l\u0259rind\u0259 Sinqapur v\u0259 AB\u015e modelini qeyd etdim. Bu modell\u0259r bizim &ouml;lk\u0259 &uuml;&ccedil;&uuml;n daha uy\u011fun modell\u0259r hesab&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[101],"tags":[],"class_list":["post-213419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cemiyyet"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/213419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=213419"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/213419\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=213419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=213419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=213419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}