{"id":192930,"date":"2023-12-20T10:05:00","date_gmt":"2023-12-20T06:05:00","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=192930","title":{"rendered":"Rayonlarda kreditl\u0259r iki d\u0259f\u0259 bahad\u0131r"},"content":{"rendered":"<p>Rayonlarda kreditl\u0259r Bak\u0131ya nisb\u0259t\u0259n 2 d\u0259f\u0259 bahad\u0131r. Bel\u0259 ki, Bak\u0131da kreditl\u0259r &uuml;zr\u0259 orta faiz d\u0259r\u0259c\u0259si 11.05 faiz oldu\u011fu halda Da\u011fl\u0131q \u015eirvanda 19.67, Qaraba\u011fda 19.32, Mil-Mu\u011fan iqtisadi rayonunda 19.13, L\u0259nk\u0259ran-Astara iqtisadi rayonunda 19.1, \u015eirvan-Salyan iqtisadi rayonunda 18.75, M\u0259rk\u0259zi Aranda 18.59, Qazax-Tovuz iqtisadi rayonunda 18.42 faizdir.<\/p>\n<p>Ucnoqta.az x\u0259b\u0259r verir ki, bunu iqtisad&ccedil;\u0131 deputat V&uuml;qar Bayramov bildirib. Deputat qeyd edir ki, M\u0259rk\u0259zi Bank\u0131n m\u0259lumat\u0131na g&ouml;r\u0259, Az\u0259rbaycanda kreditl\u0259r &uuml;zr\u0259 orta faiz d\u0259r\u0259c\u0259si is\u0259 12.56 faizdir:<\/p>\n<p>&quot;G&ouml;r&uuml;nd&uuml;y&uuml; kimi, rayonlarda faiz d\u0259r\u0259c\u0259sinin y&uuml;ks\u0259k olmas\u0131 v\u0259t\u0259nda\u015flar\u0131n kreditl\u0259r\u0259 \u0259l&ccedil;atanl\u0131\u011f\u0131n\u0131 azald\u0131r. Bu x&uuml;sus\u0259n b&ouml;lg\u0259l\u0259rd\u0259 real sektora y&ouml;n\u0259ldil\u0259n kreditl\u0259rin pay\u0131n\u0131n az olmas\u0131 anlam\u0131na da g\u0259lir. Bu is\u0259, regionlarda s\u0259rmay\u0259 qoylu\u015flar\u0131n\u0131n art\u0131r\u0131lmas\u0131na \u0259ng\u0259l olur.<\/p>\n<p>Bak\u0131da kredit fazil\u0259ri &uuml;zr\u0259 orta d\u0259r\u0259c\u0259nin a\u015fa\u011f\u0131 olmas\u0131 biznes v\u0259 el\u0259c\u0259 d\u0259 ipoteka kreditl\u0259rinin \u0259h\u0259miyy\u0259tli hiss\u0259sinin paytaxt\u0131n pay\u0131na d&uuml;\u015fm\u0259si il\u0259 ba\u011fl\u0131d\u0131r. Bak\u0131 a\u015fa\u011f\u0131 faizli kreditl\u0259rd\u0259n daha &ccedil;ox faydalan\u0131r. Banklar h\u0259l\u0259 d\u0259 regionlarda kredit riskini y&uuml;ks\u0259k qiym\u0259tl\u0259ndirirl\u0259r. Bu bax\u0131mdan b&ouml;lg\u0259l\u0259rd\u0259 daha &ccedil;ox y&uuml;ks\u0259k faizli istehlak kreditl\u0259rin\u0259 &uuml;st&uuml;nl&uuml;k verirl\u0259r.<\/p>\n<p>Kredit faizl\u0259rind\u0259ki regional disbalans\u0131n aradan qald\u0131r\u0131lmas\u0131 olduqca vacibdir. Regionlar\u0131n inki\u015faf\u0131 daha a\u015fa\u011f\u0131 faizli kreditl\u0259r\u0259 &ccedil;\u0131x\u0131\u015f imkanlar\u0131n\u0131n geni\u015fl\u0259ndirilm\u0259sini t\u0259l\u0259b edir. M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n d\u0259 bu istiqam\u0259td\u0259 stimulla\u015fd\u0131r\u0131c\u0131 t\u0259dbirl\u0259rin geni\u015fl\u0259ndirilm\u0259sin\u0259 ehtiyac var&quot;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rayonlarda kreditl\u0259r Bak\u0131ya nisb\u0259t\u0259n 2 d\u0259f\u0259 bahad\u0131r. Bel\u0259 ki, Bak\u0131da kreditl\u0259r &uuml;zr\u0259 orta faiz d\u0259r\u0259c\u0259si 11.05 faiz oldu\u011fu halda Da\u011fl\u0131q \u015eirvanda 19.67, Qaraba\u011fda 19.32, Mil-Mu\u011fan iqtisadi rayonunda 19.13, L\u0259nk\u0259ran-Astara iqtisadi&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[91],"tags":[],"class_list":["post-192930","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-olkeici"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/192930","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=192930"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/192930\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=192930"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=192930"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=192930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}