{"id":190145,"date":"2023-11-10T10:10:21","date_gmt":"2023-11-10T06:10:21","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=190145","title":{"rendered":"Hans\u0131 \u0259man\u0259tl\u0259r yenid\u0259n vergid\u0259n azad edil\u0259c\u0259k?"},"content":{"rendered":"

Az\u0259rbaycanda fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259ri üzr\u0259 öd\u0259nil\u0259n faiz g\u0259lirl\u0259ri yenid\u0259n vergid\u0259n azad edil\u0259c\u0259k. Bununla ba\u011fl\u0131 Vergi M\u0259c\u0259ll\u0259sin\u0259 d\u0259yi\u015fiklik olunmas\u0131 t\u0259klif edilir. Bel\u0259 ki, fiziki \u015f\u0259xsl\u0259rin h\u0259r bir bankda milli valyutada olan \u0259man\u0259tl\u0259r üzr\u0259 hesablanan ayl\u0131q faiz g\u0259lirl\u0259rinin 200 manatad\u0259k olan hiss\u0259si g\u0259lir vergisind\u0259n azad olunacaq. Bu o dem\u0259kdir ki, h\u0259r bir bankda illik 8 faiz\u0259d\u0259k 30 000 manata q\u0259d\u0259r \u0259man\u0259ti olan v\u0259t\u0259nda\u015flar\u0131n faiz g\u0259lirl\u0259rind\u0259n vergi tutulmayacaq. <\/strong><\/p>\n

“Qafqazinfo”nun m\u0259lumat\u0131na gör\u0259, ayl\u0131q faiz g\u0259liri 200 manatdan yuxar\u0131 olduqda is\u0259 vergi yuxar\u0131 olan m\u0259bl\u0259\u011f\u0259 t\u0259tbiq edil\u0259c\u0259k. El\u0259 M\u0259rk\u0259zi Bank\u0131n m\u0259lumatlar\u0131na da n\u0259z\u0259r salanda ayd\u0131n olur ki, banklar\u0131n yeni c\u0259lb etdikl\u0259ri depozitl\u0259rin orta faizi 8 faiz s\u0259viyy\u0259sind\u0259dir.<\/p>\n

M\u0259rk\u0259zi Bank\u0131n s\u0259dri Taleh Kaz\u0131mov bu günl\u0259rd\u0259 Milli M\u0259clisd\u0259ki ç\u0131x\u0131\u015f\u0131nda fiziki \u015f\u0259xsl\u0259rin banklardak\u0131 \u0259man\u0259tl\u0259rinin 75 faizinin 30 000 manata q\u0259d\u0259r oldu\u011funu, bu ilin fevral ay\u0131nda vergi güz\u0259\u015fti bitdikd\u0259n sonra bu m\u0259bl\u0259\u011f\u0259 q\u0259d\u0259r olan depozitl\u0259rin say\u0131n\u0131n v\u0259 h\u0259cminin art\u0131m tempinin azald\u0131\u011f\u0131n\u0131 bildirib. Bu da o dem\u0259kdir ki, Vergi M\u0259c\u0259ll\u0259sin\u0259 t\u0259klif edil\u0259n sözüged\u0259n d\u0259yi\u015fikliyin s\u0259b\u0259bi v\u0259t\u0259nda\u015flar\u0131n banklara \u0259man\u0259t yerl\u0259\u015fdirilm\u0259sinin stimulla\u015fd\u0131r\u0131lmas\u0131 m\u0259qs\u0259di da\u015f\u0131y\u0131r. <\/p>\n

Bel\u0259 görünür ki, fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259rd\u0259n \u0259ld\u0259 etdikl\u0259ri faiz g\u0259lirl\u0259rinin vergiy\u0259 c\u0259lb edilm\u0259si bir yana, cari ild\u0259 iki bank\u0131n lisenziyas\u0131n\u0131n l\u0259\u011fv edilm\u0259si onlara etimad\u0131 azald\u0131b.    <\/p>\n

Taleh Kaz\u0131mov, h\u0259mçinin bildirib ki, fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259rinin h\u0259cminin 82 faizinin müdd\u0259ti bir il\u0259 q\u0259d\u0259rdir. M\u0259rk\u0259zi Bank\u0131n m\u0259lumat\u0131na gör\u0259, oktyabr ay\u0131n\u0131n 1-n\u0259 fiziki \u015f\u0259xsl\u0259rin banklardak\u0131 \u0259man\u0259tl\u0259rinin h\u0259cmi 12 milyard 705,5 milyon manatd\u0131r ki, bunun da 10 milyard 52,6 milyon manat\u0131 q\u0131samüdd\u0259tlidir. Bu da banklara uzunmüdd\u0259tli kreditl\u0259r verm\u0259y\u0259 \u0259ng\u0259l tör\u0259dir.<\/p>\n

Bu bax\u0131mdan fiziki \u015f\u0259xsl\u0259rin h\u0259r bir bankda milli valyutada olan depoziti 18 ay v\u0259 daha art\u0131q müdd\u0259t\u0259 yerl\u0259\u015fdirildikd\u0259 v\u0259 depozitin m\u0259bl\u0259\u011fi 18 aydan tez olmayaraq öd\u0259nildikd\u0259 hesablanan faiz g\u0259lirl\u0259rinin tam hiss\u0259sinin 3 il müdd\u0259tin\u0259 g\u0259lir vergisind\u0259n azad edilm\u0259si t\u0259klif olunur. Ba\u015fqa sözl\u0259, pulunu banka 18 aydan çox müdd\u0259t\u0259 qoyan v\u0259t\u0259nda\u015flar\u0131n \u0259ld\u0259 etdikl\u0259ri faiz g\u0259lirl\u0259rind\u0259n 3 il \u0259rzind\u0259 vergi tutulmayacaq.  <\/p>\n

Ancaq burada m\u0259s\u0259l\u0259 t\u0259kc\u0259 faiz g\u0259lirl\u0259rin\u0259 t\u0259tbiq edil\u0259n vergi deyil. Söhb\u0259t ondan gedir ki, ölk\u0259d\u0259 orta illik inflyasiyan\u0131n ikir\u0259q\u0259mli olmas\u0131n\u0131n (son m\u0259lumata gör\u0259 10,9 faiz) davam etm\u0259sin\u0259 baxmayaraq banklar\u0131n yeni c\u0259lb etdikl\u0259ri \u0259man\u0259tl\u0259rin orta faiz d\u0259r\u0259c\u0259si 7-8 faiz aras\u0131nda d\u0259yi\u015fir. Bu da o dem\u0259kdir ki, banklardak\u0131 \u0259man\u0259tl\u0259rin real faiz d\u0259r\u0259c\u0259si m\u0259nfidir. Y\u0259ni, inflyasiyan\u0131 n\u0259z\u0259r\u0259 alanda, \u0259man\u0259t sahibi buradan real qazanc \u0259ld\u0259 etmir, \u0259ksin\u0259 z\u0259r\u0259r etmi\u015f olur. \u018fman\u0259t müdd\u0259tinin artmas\u0131 \u015f\u0259raitind\u0259 is\u0259 bu z\u0259r\u0259rin daha çox olaca\u011f\u0131 istisna deyil.   <\/p>\n

Mü\u015fahid\u0259l\u0259r onu göst\u0259rir ki, son aylarda bir çox böyük miqdarda \u0259man\u0259t sahibi v\u0259saitl\u0259rini banklarda saxlamaqdansa, “plana dü\u015f\u0259c\u0259k” binalardan m\u0259nzil alma\u011fa üstünlük verir. Bel\u0259 m\u0259nzill\u0259r sökülüb yenisi il\u0259 \u0259v\u0259z olunanda qiym\u0259ti 2 d\u0259f\u0259y\u0259d\u0259k artm\u0131\u015f olur. Dig\u0259r t\u0259r\u0259fd\u0259n m\u0259nzill\u0259ri sökül\u0259n\u0259d\u0259k kiray\u0259 verib, sökül\u0259nd\u0259n sonra is\u0259 yenisi tikil\u0259n\u0259 q\u0259d\u0259r tikinti \u015firk\u0259tl\u0259rind\u0259n kiray\u0259 haqq\u0131 al\u0131b g\u0259lir \u0259ld\u0259 etm\u0259k mümkündür. <\/p>\n

Kiçik m\u0259bl\u0259\u011fli \u0259man\u0259t sahibl\u0259ri üçün is\u0259 bel\u0259 imkanlar yoxdur. Onlar üçün \u0259n s\u0259rf\u0259li yat\u0131r\u0131m al\u0259ti el\u0259 bank \u0259man\u0259tidir. Real g\u0259lirliliyinin olmamas\u0131na baxmayaraq, s\u0131\u011fortalanma mexanizminin, milli valyutan\u0131n m\u0259z\u0259nn\u0259sinin sabit qalmaqda davam etm\u0259si v\u0259 \u0259halinin investisiya ed\u0259c\u0259yi al\u0259tl\u0259rin m\u0259hdudlu\u011fu bank \u0259man\u0259tin\u0259 üstünlükl\u0259r qazand\u0131r\u0131r.       <\/p>\n","protected":false},"excerpt":{"rendered":"

Az\u0259rbaycanda fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259ri üzr\u0259 öd\u0259nil\u0259n faiz g\u0259lirl\u0259ri yenid\u0259n vergid\u0259n azad edil\u0259c\u0259k. Bununla ba\u011fl\u0131 Vergi M\u0259c\u0259ll\u0259sin\u0259 d\u0259yi\u015fiklik olunmas\u0131 t\u0259klif edilir. Bel\u0259 ki, fiziki \u015f\u0259xsl\u0259rin h\u0259r bir bankda milli valyutada olan…<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-190145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/190145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=190145"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/190145\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=190145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=190145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=190145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}