{"id":169174,"date":"2023-02-02T10:34:47","date_gmt":"2023-02-02T06:34:47","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=169174","title":{"rendered":"Az\u0259rbaycanda kredit faizl\u0259ri yenid\u0259n artacaq?"},"content":{"rendered":"

“M\u0259rk\u0259zi Bankda hesab edirl\u0259r ki, depozit g\u0259lirl\u0259rind\u0259 güz\u0259\u015ftl\u0259rin l\u0259\u011fvind\u0259n sonra banklar h\u0259min x\u0259rci öz depozit faizl\u0259rind\u0259 \u0259ks etdir\u0259c\u0259k. Y\u0259ni, güz\u0259\u015ft müdd\u0259ti uzad\u0131lmazsa, \u0259man\u0259t g\u0259lirl\u0259ri vergiy\u0259 c\u0259lb olunarsa, o halda banklar depozitl\u0259r üzr\u0259 faizl\u0259ri art\u0131racaq”\u200b.<\/strong><\/p>\n

Ucnoqta.az x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 Milli M\u0259clisin deputat\u0131 Vüqar Bayramov deyib.<\/p>\n

Deputat bildirib ki, vergi ç\u0131x\u0131landan sonra v\u0259t\u0259nda\u015f\u0131n depozit g\u0259lirind\u0259 azalma ba\u015f verm\u0259m\u0259si üçün bank daha çox dividend öd\u0259y\u0259c\u0259k: <\/p>\n

“Bu is\u0259 \u0259slind\u0259 Az\u0259rbaycanda kredit fazil\u0259ri yenid\u0259n arta bil\u0259r dem\u0259kdir.M\u0259rk\u0259zi Bank özünün metodologiyas\u0131nda da bank kreditl\u0259rinin faizl\u0259rinin yüks\u0259k olmas\u0131n\u0131 depozitl\u0259rin bahal\u0131l\u0131\u011f\u0131 il\u0259 \u0259laq\u0259l\u0259ndirir. Dem\u0259li, depozit faizl\u0259rinin artmas\u0131 kreditl\u0259rin bahala\u015fmas\u0131na v\u0259 banklar\u0131n daha yüks\u0259k faizli kredit t\u0259klif etm\u0259sin\u0259 s\u0259b\u0259b olacaq. Y\u0259ni, \u0259man\u0259t g\u0259lirl\u0259ri vergiy\u0259 c\u0259lb olunarsa, o halda kreditl\u0259r bahala\u015facaq”.<\/p>\n

"M\u0259rk\u0259zi Bank\u0131n m\u0259lumat\u0131na gör\u0259, haz\u0131rda kredit portfeli 19 milyard 594 milyon manatd\u0131r. Ölk\u0259 üzr\u0259 orta kredit faizi 14,13 faiz, \u0259n bahal\u0131 kreditl\u0259r (20,43) faiz is\u0259 Mil-Mu\u011fan iqtisadi rayonundad\u0131r. Bu r\u0259q\u0259ml\u0259r t\u0259bii ki, orta kredit faizl\u0259ridir. \u0130stehlak kreditl\u0259ri üzr\u0259 faizl\u0259r qeyd olunanlardan daha yüks\u0259kdir” – mill\u0259t v\u0259kili qeyd edib.<\/p>\n

Qeyd ed\u0259k ki, banklarda olan \u0259man\u0259tl\u0259r 2016-c\u0131 il fevral\u0131n 1-d\u0259n etibar\u0259n 7 (yeddi) il müdd\u0259tind\u0259 vergid\u0259n azad edilmi\u015fdi. Bel\u0259 ki, “Vergi M\u0259c\u0259ll\u0259si”nin 102.1.22-ci madd\u0259sin\u0259 \u0259sas\u0259n, yerli bank v\u0259 xarici bank\u0131n Az\u0259rbaycanda f\u0259aliyy\u0259t göst\u0259r\u0259n filial\u0131 t\u0259r\u0259find\u0259n fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259ti üzr\u0259 öd\u0259nil\u0259n illik faiz g\u0259lirl\u0259ri, habel\u0259 emitent t\u0259r\u0259find\u0259n investisiya qiym\u0259tli ka\u011f\u0131zlar\u0131 üzr\u0259 öd\u0259nil\u0259n dividend, diskont (istiqrazlar\u0131n nominal\u0131ndan a\u015fa\u011f\u0131 yerl\u0259\u015fdirilm\u0259si n\u0259tic\u0259sind\u0259 yaranm\u0131\u015f f\u0259rq) v\u0259 faiz g\u0259lirl\u0259ri g\u0259lir vergisind\u0259n azad idi. Ancaq bu müdd\u0259t dün\u0259n ba\u015fa çatd\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

“M\u0259rk\u0259zi Bankda hesab edirl\u0259r ki, depozit g\u0259lirl\u0259rind\u0259 güz\u0259\u015ftl\u0259rin l\u0259\u011fvind\u0259n sonra banklar h\u0259min x\u0259rci öz depozit faizl\u0259rind\u0259 \u0259ks etdir\u0259c\u0259k. Y\u0259ni, güz\u0259\u015ft müdd\u0259ti uzad\u0131lmazsa, \u0259man\u0259t g\u0259lirl\u0259ri vergiy\u0259 c\u0259lb olunarsa, o halda banklar…<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[101],"tags":[],"class_list":["post-169174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cemiyyet"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/169174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=169174"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/169174\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=169174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=169174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=169174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}