{"id":151726,"date":"2022-06-24T07:27:57","date_gmt":"2022-06-24T03:27:57","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=151726","title":{"rendered":"Az\u0259rbaycanda kredit faizl\u0259ri artacaq? &#8211; M\u0259rk\u0259zi Bank vacib <font color=red><b>M\u018fLUMAT YAYDI &#8211; V\u0130DEO<\/b><\/font>"},"content":{"rendered":"<p><strong>B\u0259zi banklar\u0131n kredit faizl\u0259rini art\u0131ra bil\u0259c\u0259yi il\u0259 ba\u011fl\u0131 iddialar s\u0259sl\u0259ndirilib. &nbsp; Ekspertl\u0259r deyirl\u0259r ki, M\u0259rk\u0259zi Bank\u0131n &nbsp;etdiyi d\u0259yi\u015fiklik kredit faizl\u0259rinin y&uuml;ks\u0259lm\u0259sin\u0259 s\u0259b\u0259b ola bil\u0259r.<\/strong><\/p>\n<p>M\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 M\u0259rk\u0259zi Banka sor\u011fu &uuml;nvanlad\u0131q. Aidiyy\u0259ti qurum m\u0259sl\u0259y\u0259 ayd\u0131nl\u0131q g\u0259tirib.<br \/>\nYax\u0131n aylarda banklar t\u0259r\u0259find\u0259n kredit faizl\u0259rinin art\u0131r\u0131laca\u011f\u0131 il\u0259 ba\u011fl\u0131 iddialar yay\u0131l\u0131b.\u0130qtisad&ccedil;\u0131 ekspert R\u0259\u015fad H\u0259s\u0259nov bunu M\u0259rk\u0259zi Bank\u0131n &#39;M\u0259cburi Ehtiyatlar\u0131n normas\u0131, hesablanmas\u0131 v\u0259 saxlanmas\u0131&#39; qaydas\u0131na etdiyi d\u0259yi\u015fiklikl\u0259 \u0259laq\u0259l\u0259ndirir. Onun s&ouml;zl\u0259rin\u0259 g&ouml;r\u0259 d\u0259yi\u015fikliy\u0259 \u0259sas\u0259n, milli valyutada depozitl\u0259r &uuml;zr\u0259 M\u0259cburi ehtiyatlar normas\u0131 0,5%-d\u0259n 4%-\u0259, xarici valyutada is\u0259 1%-d\u0259n 5%-\u0259 qald\u0131r\u0131l\u0131b.<\/p>\n<p>R\u0259\u015fad H\u0259s\u0259nov bildirib ki, bu d\u0259yi\u015fiklikl\u0259 &nbsp;bank sisteminin kredit verm\u0259k qabiliyy\u0259ti d\u0259 m\u0259hdudla\u015fa bil\u0259r.<\/p>\n<p>Ekspert bildirib ki, &#39;b&ouml;y&uuml;k likvidliyi olan banklar depozit fazil\u0259rini azaltmaqla kredit faizi siyas\u0259tini qoruya bil\u0259r. Bu &nbsp;imkan\u0131 olmayan banklar\u0131n is\u0259 kredit faizl\u0259rini art\u0131raca\u011f\u0131 g&ouml;zl\u0259nilir.&nbsp;<\/p>\n<p>Bu m\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 M\u0259rk\u0259zi Bank &quot;X\u0259z\u0259r X\u0259b\u0259r&quot;in sor\u011fusunu cavabland\u0131r\u0131b. Bildirilib ki, Faiz d\u0259hlizinin parametrl\u0259ri il\u0259 ba\u011fl\u0131 \u0259vv\u0259lki q\u0259rarlar monetar \u015f\u0259raitin inflyasiyaya azald\u0131c\u0131 t\u0259sirini g&uuml;cl\u0259ndirm\u0259kd\u0259 davam edir.\u0130nflyasiya t\u0259zyiql\u0259rinin artd\u0131\u011f\u0131 \u015f\u0259raitd\u0259 bank sektorunda m&ouml;vcud izafi likvidliyin \u0259lav\u0259 sterilizasiyas\u0131 m\u0259qs\u0259dil\u0259 m\u0259cburi ehtiyat normalar\u0131ndan daha aktiv istifad\u0259 edilm\u0259si d\u0259 n\u0259z\u0259rd\u0259 tutulur. M\u0259rk\u0259zi Bank\u0131n q\u0259rar\u0131 il\u0259 &quot;M\u0259cburi ehtiyatlar\u0131n normas\u0131, hesablanmas\u0131 v\u0259 saxlanmas\u0131 Qaydas\u0131&quot;na edil\u0259n d\u0259yi\u015fiklikl\u0259rin q&uuml;vv\u0259y\u0259 minm\u0259si m\u0259cburi ehtiyatlara dair &ccedil;evik q\u0259rarlar\u0131n q\u0259buluna \u015f\u0259rait yarad\u0131r.M\u0259rk\u0259zi Bank\u0131n qiym\u0259tl\u0259ndirm\u0259l\u0259rin\u0259 g&ouml;r\u0259 m\u0259cburi ehtiyatlar\u0131n milli valyutada depozitl\u0259r &uuml;zr\u0259 4%-\u0259, xarici valyutada depozitl\u0259r &uuml;zr\u0259 is\u0259 5%-\u0259 qald\u0131r\u0131lmas\u0131 bank sektoru &uuml;zr\u0259 &ouml;hd\u0259likl\u0259rin maya d\u0259y\u0259rin\u0259 c\u0259misi 0.044% art\u0131r\u0131c\u0131 t\u0259sir g&ouml;st\u0259rir. Bu da o dem\u0259kdir ki, izafi likvidlik \u015f\u0259raitind\u0259 m\u0259cburi ehtiyat normalar\u0131n\u0131n art\u0131r\u0131lmas\u0131n\u0131n kredit faizl\u0259rin\u0259 art\u0131r\u0131c\u0131 t\u0259siri g&ouml;zl\u0259nilmir.<\/p>\n<p><iframe allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\" frameborder=\"0\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/fQ3XKPH9y2w\" title=\"YouTube video player\" width=\"560\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0259zi banklar\u0131n kredit faizl\u0259rini art\u0131ra bil\u0259c\u0259yi il\u0259 ba\u011fl\u0131 iddialar s\u0259sl\u0259ndirilib. &nbsp; Ekspertl\u0259r deyirl\u0259r ki, M\u0259rk\u0259zi Bank\u0131n &nbsp;etdiyi d\u0259yi\u015fiklik kredit faizl\u0259rinin y&uuml;ks\u0259lm\u0259sin\u0259 s\u0259b\u0259b ola bil\u0259r. M\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 M\u0259rk\u0259zi Banka sor\u011fu&hellip;<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[88],"tags":[],"class_list":["post-151726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomika"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/151726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=151726"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/151726\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=151726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=151726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=151726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}