{"id":129391,"date":"2021-09-17T11:47:41","date_gmt":"2021-09-17T07:47:41","guid":{"rendered":""},"modified":"-0001-11-30T00:00:00","modified_gmt":"-0001-11-29T20:00:00","slug":"","status":"publish","type":"post","link":"https:\/\/ucnoqta.az\/?p=129391","title":{"rendered":"G\u0259l\u0259n aydan t\u0259hsil kreditl\u0259rinin verilm\u0259sin\u0259 ba\u015flan\u0131lacaq"},"content":{"rendered":"

Oktyabr\u0131n \u0259vv\u0259lind\u0259n t\u0259hsil t\u0259l\u0259b\u0259 kreditl\u0259rinin verilm\u0259sin\u0259 ba\u015flayaca\u011f\u0131q.<\/strong><\/p>\n

Bunu T\u0259hsil Nazirliyinin Elm, ali v\u0259 orta ixtisas t\u0259hsili \u015föb\u0259sinin müdiri Nicat M\u0259mm\u0259dli Trend-in sual\u0131n\u0131 cavabland\u0131rark\u0259n deyib.<\/p>\n

N.M\u0259mm\u0259dli bildirib ki, kreditin verilm\u0259si qaydas\u0131 da müyy\u0259nl\u0259\u015fdirilib:<\/p>\n

"T\u0259hsil-t\u0259l\u0259b\u0259 kreditl\u0259ri t\u0259hsil üçün yeni bir mexanizmdir. Fondun 80 milyon manatl\u0131q büdc\u0259si var. Bu il \u0259rzind\u0259n t\u0259xmin\u0259n 40 min\u0259 yax\u0131n t\u0259l\u0259b\u0259y\u0259 t\u0259hsil kreditl\u0259rinin verilm\u0259sini h\u0259yata keçir\u0259c\u0259yik. Burada h\u0259m bakalavr, h\u0259m d\u0259 magistr pill\u0259sind\u0259 kreditl\u0259rin verilm\u0259sind\u0259n söhb\u0259t gedir. T\u0259hsil-t\u0259l\u0259b\u0259 kreditinin iki formas\u0131 n\u0259z\u0259rd\u0259 tutulub. Biri sosial kreditl\u0259rdir, dig\u0259ri is\u0259 standart t\u0259hsil-t\u0259l\u0259b\u0259 kreditidir. Sosial kreditl\u0259r \u0259sas\u0259n sosial qruplardan olan t\u0259l\u0259b\u0259l\u0259r\u0259 t\u0259hsil haqlar\u0131n\u0131 öd\u0259m\u0259y\u0259 imkan ver\u0259c\u0259k. H\u0259min kateqoriya mü\u0259yy\u0259nl\u0259\u015fdirilib. Burada xüsusi güz\u0259\u015ftl\u0259r d\u0259 var. M\u0259s\u0259l\u0259n, siz 4 il \u0259rzind\u0259 kredit alm\u0131s\u0131zsa, 4 ild\u0259n sonra siz\u0259 mü\u0259yy\u0259n güz\u0259\u015ft dövrü verilir. O\u011flanlar h\u0259rbi xidm\u0259t dövründ\u0259 kreditin qaydar\u0131lmas\u0131ndan azadd\u0131r. Q\u0131zlar is\u0259 ail\u0259 qurublarsa, onlar\u0131n anal\u0131q m\u0259zuniyy\u0259ti dövrü v\u0259 ondan \u0259vv\u0259lki dövr güz\u0259\u015ft dövrü hesab edilir. H\u0259mçinin \u0259g\u0259r t\u0259l\u0259b\u0259 iki il i\u015fl\u0259mirs\u0259, h\u0259min müdd\u0259td\u0259 krediti qaytarmaqdan azadd\u0131r. Kreditin qaytar\u0131lmas\u0131 dövrü d\u0259 kifay\u0259t q\u0259d\u0259r uzunmüdd\u0259tli bir dövrdür".<\/p>\n

\u015eöb\u0259 müdiri kreditin qaytar\u0131lmas\u0131nda dig\u0259r güz\u0259\u015ftl\u0259rin d\u0259 n\u0259z\u0259rd\u0259 tutuldu\u011funu qeyd edib:<\/p>\n

"Sosial kredit alanlar\u0131n smestr imtahanlar\u0131nda bal\u0131 71 baldan yuxar\u0131d\u0131rsa, h\u0259min smestr üçün faiz hesablanm\u0131r. \u018fg\u0259r bütün t\u0259hsil müdd\u0259ti dövründ\u0259 91 baldan yüks\u0259kdirs\u0259, bu zaman ümumiyy\u0259tl\u0259 ald\u0131\u011f\u0131n\u0131z kreditin 50 faizini qaytarmaqdan azad olunursunuz v\u0259 dig\u0259r hiss\u0259nin faizl\u0259ri d\u0259 kifay\u0259t q\u0259d\u0259r a\u015fa\u011f\u0131 olur. Standart krediti üçüns\u0259 orta müv\u0259ff\u0259qiyy\u0259t göst\u0259ricisi yüks\u0259k olanlar v\u0259 q\u0259bul imtahanlar\u0131nda yüks\u0259k bal toplayanlar müraci\u0259t ed\u0259 bil\u0259r. Bu, Az\u0259rbaycan t\u0259hsil sistemind\u0259 inqilabi d\u0259yi\u015fiklikdir".<\/p>\n

N.M\u0259mm\u0259dlinin sözl\u0259rin\u0259 gör\u0259, t\u0259l\u0259b\u0259nin orta müv\u0259ff\u0259qiyy\u0259t göst\u0259ricisinin hesablanmas\u0131 üçün yeni sistem d\u0259 yarad\u0131l\u0131b:<\/p>\n

"Söhb\u0259t 170-180 min t\u0259l\u0259b\u0259d\u0259n gedir. \u018flb\u0259tt\u0259 ki, birinci semestrd\u0259n müraci\u0259t ed\u0259nl\u0259r\u0259 d\u0259 kreditl\u0259rin verilm\u0259si n\u0259z\u0259rd\u0259 tutulub. Bunun üçün keçid bal\u0131 t\u0259l\u0259b olunur. Bu da \u015fura t\u0259r\u0259find\u0259n mü\u0259yy\u0259nl\u0259\u015fdirilib. Bütün bunlar\u0131n ham\u0131s\u0131n\u0131n vahid elektron bazada toplanmas\u0131, s\u0131\u011forta, bank sisteminin qurulmas\u0131 uzun vaxt apar\u0131r. Lakin oktyabr\u0131n \u0259vv\u0259ll\u0259rind\u0259n etibar\u0259n kreditl\u0259rin verilm\u0259sin\u0259 ba\u015flama\u011f\u0131 h\u0259d\u0259fl\u0259mi\u015fik. Proses qaydas\u0131na dü\u015f\u0259nd\u0259n sonra öz axar\u0131nca davam ed\u0259c\u0259k".<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Oktyabr\u0131n \u0259vv\u0259lind\u0259n t\u0259hsil t\u0259l\u0259b\u0259 kreditl\u0259rinin verilm\u0259sin\u0259 ba\u015flayaca\u011f\u0131q. Bunu T\u0259hsil Nazirliyinin Elm, ali v\u0259 orta ixtisas t\u0259hsili \u015föb\u0259sinin müdiri Nicat M\u0259mm\u0259dli Trend-in sual\u0131n\u0131 cavabland\u0131rark\u0259n deyib. N.M\u0259mm\u0259dli bildirib ki, kreditin verilm\u0259si qaydas\u0131 da…<\/p>\n","protected":false},"author":1,"featured_media":251278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-129391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/129391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=129391"}],"version-history":[{"count":0,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/posts\/129391\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=\/wp\/v2\/media\/251278"}],"wp:attachment":[{"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=129391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=129391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucnoqta.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=129391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}